Ratings PB Fintech Limited

Equities

POLICYBZR

INE417T01026

End-of-day quote NSE India S.E. Other stock markets 06:00:00 2024-05-08 pm EDT			5-day change	1st Jan Change
1,233 ^INR	-0.82%		-4.54%	+55.21%

May. 09	Jefferies Adjusts PB Fintech’s Price Target to INR1,500 From INR1,150, Keeps at Buy	MT
May. 08	PB Fintech Turns to Profit in Fiscal Q4	MT

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.

Strengths

According to sales estimates from analysts polled by Standard & Poor's, the company is among the best with regard to growth.
The earnings growth currently anticipated by analysts for the coming years is particularly strong.
Over the last twelve months, the sales forecast has been frequently revised upwards.
For the past year, analysts covering the stock have been revising their EPS expectations upwards in a significant manner.
Analysts remain confident with respect to the group's activity and, more often than not, have revised upwards their earnings per share estimates.
Over the past four months, analysts' average price target has been revised upwards significantly.
The group usually releases upbeat results with huge surprise rates.

Weaknesses

The company's profitability before interest, taxes, depreciation and amortization characterizes fragile margins.
With an expected P/E ratio at 874.49 and 151.09 respectively for both the current and next fiscal years, the company operates with high earnings multiples.
The company's "enterprise value to sales" ratio is among the highest in the world.
In relation to the value of its tangible assets, the company's valuation appears relatively high.
The company is highly valued given the cash flows generated by its activity.
The firm pays small or no dividend to shareholders. For that reason, it is not a yield company.
The average consensus view of analysts covering the stock has deteriorated over the past four months.
Over the past twelve months, analysts' opinions have been revised negatively.
Prospects from analysts covering the stock are not consistent. Such dispersed sales estimates confirm the poor visibility into the group's activity.
The price targets of analysts who cover the stock differ significantly. This implies difficulties in evaluating the company and its business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Financial Technology (Fintech)

	1st Jan change	Capi.	ESG Refinitiv
PB FINTECH LIMITED	+55.21%	6.44B	C+
INTUIT INC.	+1.16%	177B	B
ADYEN N.V.	+6.86%	41.66B	B-
FIDELITY NATIONAL INFORMATION SERVICES, INC.	+24.26%	41.52B	C
ROBINHOOD MARKETS, INC.	+27.39%	14.26B	-
AFFIRM HOLDINGS, INC.	-35.71%	9.77B	-
FUTU HOLDINGS LIMITED	+26.12%	9.5B	C-
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	-22.02%	9.1B	D+
STONECO LTD.	-7.93%	5.13B	D+
ACI WORLDWIDE, INC.	+17.42%	3.79B	B+

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes