Ratings Aozora Bank, Ltd.

Equities

8304

JP3711200000

Market Closed - Japan Exchange Other stock markets 02:00:00 2024-05-02 am EDT			5-day change	1st Jan Change
2,534 ^JPY	+2.84%		+2.38%	-17.25%

Apr. 26	Ichigo Office REIT Investment Secures Fixed Rates for 2 Billion Loans In Swap Deal	MT
Apr. 26	Japan Metropolitan Fund Investment Sets Interest Rates for 3 Billion Yen Loan	MT

Strengths

Growth progress expectations are rather promising. Indeed, sales are expected to rise sharply in the coming years.
The company's earnings per share (EPS) are expected to grow significantly over the next few years according to the consensus of analysts covering the stock.
The company's share price in relation to its net book value makes it look relatively cheap.

Weaknesses

For the last twelve months, sales expectations have been significantly downgraded, which means that less important sales volumes are expected for the current fiscal year over the previous period.
The company's sales previsions for the coming years have been revised downwards, which foreshadows another slowdown in business.
For the past year, analysts have significantly revised downwards their profit estimates.
For the last four months, earnings estimated by analysts have been revised downwards with respect to the next two years.
Most analysts agree on a negative opinion with regard to the stock. Indeed, the average consensus issues recommendations to underperform or sell.
The three month average target prices set by analysts do not offer high potential in comparison with the current prices.
The average price target of analysts who are interested in the stock has been significantly revised downwards over the last four months.
The price targets of analysts who cover the stock differ significantly. This implies difficulties in evaluating the company and its business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
AOZORA BANK, LTD.	-17.25%	1.94B	B
JPMORGAN CHASE & CO.	+12.32%	547B	C+
BANK OF AMERICA CORPORATION	+11.70%	291B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+12.30%	250B	C+
WELLS FARGO & COMPANY	+21.72%	209B	C
BANK OF CHINA LIMITED	+19.13%	171B	B-
CHINA CONSTRUCTION BANK CORPORATION	+12.26%	169B	B-
HSBC HOLDINGS PLC	+11.01%	164B	C+
ROYAL BANK OF CANADA	+3.72%	143B	B-
HDFC BANK LIMITED	-10.92%	139B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes