Company Aozora Bank, Ltd.

Company Aozora Bank, Ltd.

8304

JP3711200000

Banks

Analysts' Consensus

Equities

8304

JP3711200000

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Holdings

Company contact information

Group companies

Sector

Sales per Business

Ratings for Aozora Bank, Ltd.

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Other Banks

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Holdings

Company contact information

Group companies

Sector

Sales per Business

Ratings for Aozora Bank, Ltd.

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Other Banks

Market Closed - Japan Exchange Other stock markets 02:00:00 2024-05-02 am EDT			5-day change	1st Jan Change
2,534 ^JPY	+2.84%		+2.38%	-17.25%

Apr. 26	Ichigo Office REIT Investment Secures Fixed Rates for 2 Billion Loans In Swap Deal	MT
Apr. 26	Japan Metropolitan Fund Investment Sets Interest Rates for 3 Billion Yen Loan	MT

Aozora Bank is one of the largest Japanese financial services groups. Income breaks down by activity as follows:

- financing banking (34.6%);

- business banking (23.3%);

- investment and market banking (29%);

- retail banking (131.1%).

At the end of March 2020, the group had JPY 3.4 billion in current deposits and JPY 2.9 billion in current loans.

Products and services are marketed through a network of 20 branches located in Japan, and 3 overseas representative offices.

Number of employees: 2,442

JPY in Million	2022	Weight	2023	Weight	Delta
Structured Finance 44.8 %	-	-	31,560	44.8 %	-
International Business 33.0 %	15,345	14.9 %	23,228	33.0 %	+51.37%
Market -17.9 %	25,981	25.2 %	-12,636	-17.9 %	-148.64%
Institutional Banking 17.9 %	25,647	24.9 %	12,585	17.9 %	-50.93%
Customer Relations 13.3 %	-	-	9,395	13.3 %	-
Reconciling Items 9.0 %	2,074	2.0 %	6,314	9.0 %	+204.44%

JPY in Million	2022	Weight	2023	Weight	Delta
Japan 100.0 %	103,011	100.0 %	70,449	100.0 %	-31.61%

Managers	Title	Age	Since
Hideto Oomi CEO	Chief Executive Officer	58	89-03-31
Tomomi Akutagawa DFI	Director of Finance/CFO	61	85-03-31
Koji Yamakoshi CHM	Chairman	61	86-03-31
Tomoyuki Yamada CTO	Chief Tech/Sci/R&D Officer	-	-
Masayoshi Ohara BRD	Director/Board Member	60	-
Kei Tanikawa BRD	Director/Board Member	62	85-03-31
Yoshinari Takasaki IRC	Investor Relations Contact	-	-
Hiroyuki Kajitani PRN	Corporate Officer/Principal	-	-
Satoshi Hashiguchi AUD	Comptroller/Controller/Auditor	62	84-03-31
Richard Roylance PRN	Corporate Officer/Principal	-	-

Members of the board	Title	Age	Since
Ippei Murakami BRD	Director/Board Member	79	14-05-31
Shunsuke Takeda BRD	Director/Board Member	82	07-05-31
Hiroyuki Mizuta BRD	Director/Board Member	74	13-05-31
Tomonori Ito BRD	Director/Board Member	67	14-05-31
Kei Tanikawa BRD	Director/Board Member	62	85-03-31
Koji Yamakoshi CHM	Chairman	61	86-03-31
Tomomi Akutagawa DFI	Director of Finance/CFO	61	85-03-31
Masayoshi Ohara BRD	Director/Board Member	60	-
Hideto Oomi CEO	Chief Executive Officer	58	89-03-31

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	0	118,289,418	97,784,209 ( 82.67 %)	1,467,109 ( 1.240 %)	82.67 %

Name	Equities	%	Valuation
Aya Nomura 6.713 %	7,940,700	6.713 %	130 M ¥
Nomura Asset Management Co., Ltd. 4.839 %	5,724,300	4.839 %	94 M ¥
Office Support KK 2.208 %	2,611,400	2.208 %	43 M ¥
Nikko Asset Management Co., Ltd. 2.116 %	2,502,600	2.116 %	41 M ¥
AOZORA BANK, LTD. 1.240 %	1,467,100	1.240 %	24 M ¥
GMO INTERNET GROUP, INC. 0.6763 %	800,000	0.6763 %	13 M ¥
Yoshitoki Ishii 0.3804 %	450,000	0.3804 %	7 M ¥
ATP Fondsmaeglerselskab A/S 0.3186 %	376,900	0.3186 %	6 M ¥
SHINKIN CENTRAL BANK 0.2401 %	284,000	0.2401 %	5 M ¥
Nordea Investment Management AB 0.1833 %	216,830	0.1833 %	4 M ¥

Name	Equities	%	Valuation
AOZORA BANK, LTD. 1.24%	1,467,100	1.24%	23,972,634 $
KANEMATSU CORPORATION 0.83%	700,000	0.83%	11,988,501 $
AEON CO., LTD. 0.06%	500,000	0.06%	11,876,840 $
PREMIUM GROUP CO., LTD. 1.92%	775,800	1.92%	10,564,759 $
JEOL LTD. 0.49%	250,000	0.49%	10,337,310 $
SOFTBANK CORP. 0.01%	676,000	0.01%	8,714,370 $
TOSEI CORPORATION 1.03%	502,900	1.03%	8,224,105 $
TOSEI CORPORATION 0.13%	378,000	0.13%	6,895,888 $
YAMAGUCHI FINANCIAL GROUP, INC. 0.27%	629,400	0.27%	6,481,347 $
NIPPON KANZAI HOLDINGS CO.,LTD. 0.87%	357,100	0.87%	6,054,502 $

Aozora Bank Ltd.

6-1-1 Kojimachi Chiyoda-Ku

102-8660, Tokyo

+81 3 6752 1111

http://www.aozorabank.co.jp

Name	Category and Sector
GMO Aozora Net Bank Ltd. GMO Aozora Net Bank Ltd. Regional BanksFinance Part of Aozora Bank Ltd., GMO Aozora Net Bank Ltd. is a technology bank based in Tokyo, Japan. The Japanese company provides an API connection service with a corporate vision of "everything is for customers" and aims to be the number one technology bank. The company offers a business debit card for private business owners with no annual membership or issuance fees and a cashback of 1.0%% of the usage amount. Additionally, they provide personal account services with the same corporate vision of putting customers first.	Regional Banks
Aozora Asia Pacific Finance Ltd. Aozora Asia Pacific Finance Ltd. Financial ConglomeratesFinance Part of Aozora Bank Ltd., Aozora Asia Pacific Finance Ltd. is a private company based in Hong Kong, Hong Kong.	Financial Conglomerates
Aozora Securities Co., Ltd. Aozora Securities Co., Ltd. Investment Banks/BrokersFinance Part of Aozora Bank Ltd., Aozora Securities Co., Ltd. is a Japanese financial services company specializing in securities. The private company is located in Japan.	Investment Banks/Brokers
Tokkin Trust Fund No. 21-18
Tokkin Trust Fund No. 21-17
Aozora Investment Management Co., Ltd. Aozora Investment Management Co., Ltd. Investment ManagersFinance Aozora Investment Management Co., Ltd. (Aozora IM) is the wholly-owned investment management subsidiary of Aozora Bank Ltd. (TSE: 8304) in Japan. The firm was established in 2014 by Aozora Bank to provide investment management trust services for institutional investors. They are based in Tokyo and are a socially responsible investor which actively seeks to contribute to society as a responsible corporate citizen and provide support for the social contribution activities of their employees.	Investment Managers
Tokkin Trust Fund No. 23-20
Tokkin Trust Fund No. 23-46	Investment Trusts/Mutual Funds
Tokkin Trust Fund No. 24-43	Investment Trusts/Mutual Funds
Tokkin Trust Fund No. 24-37	Investment Trusts/Mutual Funds
Tokkin Trust Fund No. 24-26	Investment Trusts/Mutual Funds
Tokkin Trust Fund No. 23-40	Investment Trusts/Mutual Funds
Tokkin Trust Fund No. 23-39	Investment Trusts/Mutual Funds
Aozora Europe Ltd. Aozora Europe Ltd. Finance/Rental/LeasingFinance Part of Aozora Bank Ltd., Aozora Europe Ltd. is a financial services provider. The private company is based in London, UK. The British company was founded in 2015. The CEO is Hiroaki Hayami.	Finance/Rental/Leasing
The Trust No. 87-4	Investment Trusts/Mutual Funds

Trading Rating

Investor Rating

ESG Refinitiv

More Ratings

Sell

Buy

Mean consensus

UNDERPERFORM

Number of Analysts

Last Close Price

2,534 JPY

Average target price

2,109 JPY

Spread / Average Target

-16.81%

Consensus

Estimates Revisions

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