Ratings Vietnam ProsperityCommercial Bank

Equities

VPB

VN000000VPB6

End-of-day quote Ho Chi Minh S.E. Other stock markets 06:00:00 2024-05-21 pm EDT			5-day change	1st Jan Change
18,300 ^VND	-7.58%		-3.94%	-4.69%

May. 04	Vietnam Prosperity Joint Stock Commercial Bank Announces Board Appointments	CI
Apr. 24	Vietnam Prosperity Joint Stock Commercial Bank Reports Earnings Results for the First Quarter Ended March 31, 2024	CI

Strengths

The prospective high growth for the next fiscal years is among the main assets of the company
The group's activity appears highly profitable thanks to its outperforming net margins.
With a P/E ratio at 10.04 for the current year and 7.47 for next year, earnings multiples are highly attractive compared with competitors.
The company appears to be poorly valued given its net asset value.
The company is one of the best yield companies with high dividend expectations.
The difference between current prices and the average target price is rather important and implies a significant appreciation potential for the stock.

Weaknesses

For the last twelve months, the trend in sales revisions has been clearly going down, which emphasizes downgraded expectations from the analysts.
Revenue estimates are regularly revised downwards for the current and coming years.
For the last 12 months, analysts have been regularly downgrading their EPS expectations. Analysts predict worse results for the company against their predictions a year ago.
For the last four months, EPS estimates made by Standard & Poor's analysts have been revised downwards.
The average consensus view of analysts covering the stock has deteriorated over the past four months.
Sales estimates for the next fiscal years vary from one analyst to another. This clearly highlights a lack of visibility into the company's future activity.
The price targets of analysts who cover the stock differ significantly. This implies difficulties in evaluating the company and its business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
VIETNAM PROSPERITYCOMMERCIAL BANK	-4.69%	5.7B	C+
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HSBC HOLDINGS PLC	+8.80%	163B	C+
BANK OF AMERICA CORPORATION	+17.73%	311B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+23.04%	258B	C+
WELLS FARGO & COMPANY	+22.47%	212B	C
CHINA CONSTRUCTION BANK CORPORATION	+25.81%	191B	B-
BANK OF CHINA LIMITED	+31.21%	174B	B-
ROYAL BANK OF CANADA	+8.02%	150B	B-
COMMONWEALTH BANK OF AUSTRALIA	+7.99%	135B	C+

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes