Ratings Tower Limited

Equities

TWR

NZTWRE0011S2

End-of-day quote New Zealand S.E. Other stock markets 06:00:00 2024-04-25 pm EDT			5-day change	1st Jan Change
0.83 ^NZD	+0.61%		+0.61%	+36.07%

Apr. 26	New Zealand Shares Drop on Consumer Pessimism; Ebos Group Falls 3% After Appointing New CFO	MT
Apr. 26	AM Best Affirms Tower's Financial Strength Rating as A- (Excellent)	MT

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.
The company presents an interesting fundamental situation from a short-term investment perspective.

Strengths

The prospective high growth for the next fiscal years is among the main assets of the company
The company is in a robust financial situation considering its net cash and margin position.
The equity is one of the most attractive in the market with regard to earnings multiple-based valuation.
The company is one of the most undervalued, with an "enterprise value to sales" ratio at 0.44 for the 2024 fiscal year.
The company is one of the best yield companies with high dividend expectations.
Analysts have consistently raised their revenue expectations for the company, which provides good prospects for the current and next years in terms of revenue growth.
For several months, analysts have been revising their EPS estimates roughly upwards.
Over the past four months, analysts' average price target has been revised upwards significantly.

Weaknesses

The average consensus view of analysts covering the stock has deteriorated over the past four months.
The group usually releases earnings worse than estimated.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Property & Casualty Insurance

	1st Jan change	Capi.	ESG Refinitiv
TOWER LIMITED	+36.07%	187M	C+
TOKIO MARINE HOLDINGS, INC.	+38.91%	61.52B	B-
AMERICAN INTERNATIONAL GROUP, INC.	+10.01%	50.24B	C+
THE TRAVELERS COMPANIES	+12.05%	48.88B	B
THE ALLSTATE CORPORATION	+21.50%	44.86B	B-
ARCH CAPITAL GROUP LTD.	+22.39%	33.96B	B-
INTACT FINANCIAL CORPORATION	+10.03%	29.23B	B-
MS&AD INSURANCE GROUP HOLDINGS, INC.	+50.11%	27.95B	B
FAIRFAX FINANCIAL HOLDINGS LIMITED	+21.57%	24.78B	C-
SAMPO OYJ	-3.96%	20.38B	B+

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes