Company SBFC Finance Limited

SBFC

INE423Y01016

Consumer Lending

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

EPS Revisions

Annual profits - Rate of surprise

Sector Microfinancing

End-of-day quote NSE India S.E. Other stock markets 06:00:00 2024-05-16 pm EDT			5-day change	1st Jan Change
81.9 ^INR	+0.49%		-1.03%	-8.39%

Apr. 27	SBFC Finance Limited Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2024	CI
Mar. 29	SBFC Finance Limited Announces Arjun Sakhuja Resigns as Nominee Director	CI

SBFC Finance Limited is a non-banking finance company. The Company provides secured micro-small and medium enterprises (MSME) loans and loans against gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model. By combining digital technology with personal relationships, it builds bonds with its customers and offers support. It also offers a suite of specialist loan management services, helping institutional lenders to manage all aspects of loan servicing including client relations, collections, payments, porting, and data storage. In addition to providing loans direct to customers, it offers specialist change (LMS) to third party financial institutions. It handles the porting of repayment modes (NACH/ECS) and can transfer equated monthly instalments between accounts. It provides support to clients, including phone calls, short message services, and others.

Number of employees: 2,822

INR in Million	2022	Weight	2023	Weight	Delta
Fund Based Financing 100.0 %	5,288	100.0 %	7,402	100.0 %	+39.98%

INR in Million	2022	Weight	2023	Weight	Delta
India 100.0 %	5,288	100.0 %	7,402	100.0 %	+39.98%

Managers	Title	Age	Since
Aseem Dhru FOU	Founder	54	08-01-24
Narayan Barasia DFI	Director of Finance/CFO	-	18-10-23
Ganesh Vaidya CTO	Chief Tech/Sci/R&D Officer	-	18-05-06
V. M. Maneesh COO	Chief Operating Officer	-	22-03-20
Jay Prabhuram Mistry CMP	Compliance Officer	-	21-06-04
Viney Vaid PRN	Corporate Officer/Principal	-	17-12-17
Sumeet Ghai HRO	Human Resources Officer	-	22-02-03
Sanket Agrawal AUD	Comptroller/Controller/Auditor	-	20-09-29
Saiprashant Menon PRN	Corporate Officer/Principal	-	20-05-28
Pankaj Poddar PRN	Corporate Officer/Principal	-	17-11-19

Members of the board	Title	Age	Since
Mathrubutham Ramprasad BRD	Director/Board Member	57	-
Neeraj Swaroop CHM	Chairman	65	17-11-20
Rajesh Mannalal Agrawal BRD	Director/Board Member	48	20-11-10
Surekha Marandi BRD	Director/Board Member	64	22-09-22
Amol Krishna Jain BRD	Director/Board Member	51	17-05-08
John Mescall BRD	Director/Board Member	43	19-09-24
Aseem Dhru FOU	Founder	54	08-01-24
Jonathan Tadeusz Tatur BRD	Director/Board Member	39	19-12-16

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	1,071,888,986	371,613,159 ( 34.67 %)	0	34.67 %

Name	Equities	%	Valuation
ICICI Prudential Life Insurance Co. Ltd. (Invt Port) 370,878.26 %	3,982,323,847,777	370,878.26 %	4175 B ₹
SBFC Holdings Pte Ltd. 55.21 %	592,813,525	55.21 %	621 M ₹
SBI Funds Management Ltd. 9.019 %	96,842,182	9.019 %	102 M ₹
Aseem Dhru 4.001 %	42,958,167	4.001 %	45 M ₹
Amansa Investments Ltd. 3.810 %	40,909,091	3.810 %	43 M ₹
Malabar Investments LLC 3.255 %	34,945,999	3.255 %	37 M ₹
Aditya Birla Sun Life Amc Ltd. (Investment Management) 1.853 %	19,894,354	1.853 %	21 M ₹
Steadview Capital Management LLC 1.693 %	18,181,818	1.693 %	19 M ₹
Massachusetts Institute of Technology 1.270 %	13,636,363	1.270 %	14 M ₹
Mahesh Dayani 1.132 %	12,150,166	1.132 %	13 M ₹

SBFC Finance Ltd.

103, C&B Square, Sangam Complex Andheri Kurla Road, 1st Floor

400059, Mumbai

+91 22 6787 5300

http://www.sbfc.com

Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

81.9 INR

Average target price

98.6 INR

Spread / Average Target

+20.39%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

Consumer Lending

Microfinancing

	1st Jan change	Capi.
SBFC FINANCE LIMITED	-8.39%	1.05B
CREDITACCESS GRAMEEN LIMITED	-11.61%	2.71B
SPANDANA SPHOORTY FINANCIAL LIMITED	-29.14%	679M
FUSION MICRO FINANCE LIMITED	-17.27%	575M
SATIN CREDITCARE NETWORK LIMITED	-0.04%	317M
LETSHEGO HOLDINGS (NAMIBIA) LIMITED	+15.35%	124M
ASA INTERNATIONAL GROUP PLC	+15.10%	90.6M

Microfinancing