Ratings Santander Bank Polska S.A.

Equities

SPL

PLBZ00000044

Market Closed - Warsaw S.E. Other stock markets 11:55:54 2024-04-30 am EDT			5-day change	1st Jan Change
560.8 ^PLN	-0.92%		-1.86%	+14.50%

Apr. 30	Santander Bank Polska S.A. Reports Earnings Results for the First Quarter Ended March 31, 2024	CI
Apr. 30	Transcript : Santander Bank Polska S.A., Q1 2024 Earnings Call, Apr 30, 2024

Summary

According to Refinitiv, the company's ESG score for its industry is good.

Strengths

The group's activity appears highly profitable thanks to its outperforming net margins.
With a P/E ratio at 10.04 for the current year and 9.61 for next year, earnings multiples are highly attractive compared with competitors.
The company is one of the best yield companies with high dividend expectations.
Over the past year, analysts have regularly revised upwards their sales forecast for the company.
Growth remains a strong point in this company. In their sales forecast, analysts sound optimistic with regard to sales prospects.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
For several months, analysts have been revising their EPS estimates roughly upwards.
Over the past four months, analysts' average price target has been revised upwards significantly.

Weaknesses

According to forecast, a sluggish sales growth is expected for the next fiscal years.
The potential for earnings per share (EPS) growth in the coming years appears limited according to current analyst estimates.
The three month average target prices set by analysts do not offer high potential in comparison with the current prices.
The average consensus view of analysts covering the stock has deteriorated over the past four months.
Over the past twelve months, analysts' opinions have been revised negatively.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
SANTANDER BANK POLSKA S.A.	+14.50%	14.16B	B
JPMORGAN CHASE & CO.	+12.79%	551B	C+
BANK OF AMERICA CORPORATION	+9.71%	291B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+11.26%	249B	C+
WELLS FARGO & COMPANY	+20.93%	208B	C
BANK OF CHINA LIMITED	+16.78%	171B	B-
CHINA CONSTRUCTION BANK CORPORATION	+10.32%	166B	B-
HSBC HOLDINGS PLC	+9.76%	162B	C+
HDFC BANK LIMITED	-11.07%	138B	B-
ROYAL BANK OF CANADA	-0.02%	137B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes