Rocket : 2024 Proxy Statement

APRIL 26, 2024

D E A R F E L LO W S T O C K H O L D E R S ,

On behalf of the Board of Directors and the leadership team, we invite you to attend the 2024 annual meeting of stockholders, to be held at:

1:00 P.M., EASTERN DAYLIGHT TIME

TUESDAY, JUNE 18, 2024

WWW.VIRTUALSHAREHOLDERMEETING.COM/RKT2024

The 2024 annual meeting of stockholders will be held exclusively online. There will not be a physical location for the annual meeting and you will not be able to attend the meeting in person. We have designed the format of the annual meeting to provide stockholders substantially the same rights and opportunities to participate as they would have at an in-person meeting. We hope that you will be able to join and participate in the annual meeting.

In 2023, we charted the course for Rocket's future. The leadership team came together, collectively, to write the next chapter of Rocket's story, realigning the organization to our strategy of AI-fueled homeownership. With this strategic clarity, we are operating with greater focus, momentum, and a lean, competitive edge. 2023 also marked a year of strong execution by our team members in one of the most challenging years in mortgage origination in recent history.

Rocket is well positioned to transform the homebuying industry. Innovation and client obsession have always been ingrained in our culture. We have invested in technology for decades and have built a strong and growing foundation to leverage the power of AI. For example, we have 10 petabytes of data in our environments, and thousands of attributes on our clients, which gives us an accurate profile of who they are today and how we might help them achieve their dreams of tomorrow. We generate over 50 million call logs annually, which we use to gain insights to continuously improve our client service. We are harnessing the power of our data and artificial intelligence to simplify and automate our processes, unlock team member productivity and deliver best-in- class client experiences through speed, certainty and value.

Rocket's market opportunity is vast. The more than $5 trillion homebuying total addressable market is massive, of which mortgage itself is sizeable at roughly $2 trillion. The mortgage market remains highly fragmented, with the top 10 mortgage lenders comprising just 39% of the total origination market share in 2023, according to Inside Mortgage Finance. Homebuying is one of the last frontiers, representing a category that is often associated with antiquated, manual processes that remain highly complex, inefficient and time consuming.

By leveraging AI, we will transform an industry that is ripe for innovation and establish Rocket as the premier choice for clients and partners, including local

real estate agents, mortgage brokers, and financial institutions. We are committed to redefining the homebuying experience through AI, and delivering scaled growth in market share, revenue and profitability.

At the meeting, you will have a chance to vote on the matters set forth in the accompanying Notice of 2024 Annual Meeting of Stockholders and Proxy Statement, and we will share a report on our business and operations.

Your vote is important. Even if you plan to participate in the annual meeting, please vote by internet, telephone or mail as soon as possible to ensure your vote is recorded promptly. The instructions set forth in the Notice of Internet Availability of Proxy Materials, proxy card or voting instruction card explain how to vote your shares.

On behalf of the Board of Directors, thank you for your ongoing support of Rocket Companies, Inc.

Sincerely,

DAN GILBERT

Founder and Chairman of the Board

VARUN KRISHNA

Chief Executive Officer and Member of the Board

N O T I C E O F T H E 2 0 2 4 A N N U A L M E E T I N G O F S T O C K H O L D E R S

The accompanying proxy statement is provided in connection with the solicitation of proxies by the Board of Directors of Rocket Companies, Inc. for use at the 2024 annual meeting of stockholders.

The annual meeting is being held virtually by live webcast at: www.virtualshareholdermeeting.com/RKT2024on Tuesday, June 18, 2024, at 1:00 p.m., Eastern Daylight Time, to conduct the following items of business:

TO ELECT to our Board of Directors three Class I directors, named in the accompanying proxy statement, each to serve for a three-year term and until a successor has been duly elected and qualified, or until such director's earlier resignation, retirement or other termination of service.

TO RATIFY the appointment of Ernst & Young LLP as our independent registered public accounting firm for the year ending December 31, 2024.

TO APPROVE an advisory vote on named executive officer compensation.

TO APPROVE the Amendment to Rocket's Certificate of Incorporation to provide officer exculpation as permitted under Delaware law.

TO TRANSACT any other business that may properly come before the meeting and any postponement or adjournment of the meeting. We have not received notice of any other matters that may properly be presented at the annual meeting.

The accompanying proxy statement describes each of these items of business in detail. We will begin mailing a Notice of Internet Availability of Proxy Materials on or about May 1, 2024 to holders of record of shares of our Class A common stock and Class D common stock at the close of business on the record date, April 22, 2024. We further provided those stockholders with access to our online proxy materials and filed our proxy materials with the Securities and Exchange Commission. The Notice of Internet Availability of Proxy Materials contains information on how to access this notice, the proxy statement, the form of proxy and our 2023 Annual Report to stockholders over the internet, as well as instructions on how to request a paper copy of these materials.

Only stockholders of record at the close of business on April 22, 2024, the date established by our Board of Directors as the record date, are entitled to receive notice of, and vote at, the annual meeting. All such stockholders are invited to attend the live webcast of the annual meeting by visiting www.virtualshareholdermeeting.com/RKT2024. Stockholders will be able to listen to a live webcast, submit appropriate questions to our management and Board of Directors, and vote their shares during the annual meeting. To participate in and vote at the annual meeting, stockholders will need their unique 16-digit control number in the Notice of Internet Availability of Proxy Materials or proxy card. Additional information regarding the virtual meeting is included in the accompanying proxy statement.

Your vote is very important. Whether or not you plan to participate in the annual meeting, we urge you to vote as soon as possible by internet, telephone or mail as described in the accompanying proxy statement.

By Order of our Board of Directors,

T I N A V. J O H N

Executive Legal Counsel and Secretary

DETROIT, MICHIGAN • APRIL 26, 2024

Important Notice Regarding the Availability of Proxy Materials for the Stockholder Meeting to be Held June 18, 2024. This notice, the proxy statement and the 2023 Annual Report to stockholders are available at www.proxyvote.com.

P R O X Y S U M M A RY

This proxy summary highlights information regarding Rocket Companies, Inc. and certain information included elsewhere in this proxy statement. You should read the entire proxy statement before voting. You should also review our 2023 Annual Report to stockholders for detailed information regarding the 2023 financial and operating performance of Rocket Companies, Inc., including the audited financial statements and related notes included in the report.

2 0 2 4 A N N U A L M E E T I N G O F S T O C K H O L D E R S

MEETING DATE: Tuesday, June 18, 2024

TIME: 1:00 P.M., Eastern Daylight Time

LOCATION ( VIRTUAL ONLY ): www.VirtualShareholderMeeting.com/RKT2024

RECORD DATE: Monday, April 22, 2024

P L E A S E V O T E T O D AY

Your vote is important. Whether or not you plan to virtually attend the annual meeting, we urge you to vote promptly. Please carefully review the proxy materials and follow the instructions below to cast your vote on all of the proposals.

V O T I N G M E T H O D S I N A D VA N C E O F 2 0 2 4 A N N U A L M E E T I N G

Even if you plan to attend the annual meeting, please vote in advance. Make sure to have your proxy card, voting instruction card or Notice of Internet Availability of Proxy Materials and follow the instructions.

ONLINE: Go to www.ProxyVote.com: you can use the internet 24 hours a day to transmit your voting instructions.

BY PHONE: Call 1-800-690-6903: You can use any touch-tone telephone.

BY MAIL: If you receive a printed copy of the proxy materials, complete, sign and return your proxy card or voting instruction card in the enclosed envelope in accordance with the instructions provided in the proxy statement.

P R O P O S A L S , B O A R D R E C O M M E N D AT I O N S A N D R E Q U I R E D V O T E

P R O P O S A L 1 - Election Of Class I Directors

Board Recommendation: FOR each nominee

Required Vote: Plurality of the votes cast

P R O P O S A L 2 - Ratification Of Appointment Of Ernst & Young LLP As Our Independent Registered Public Accounting Firm For 2024

Board Recommendation: FOR

Required Vote: Majority of the voting power of shares of stock present or represented and entitled to vote

P R O P O S A L 3 - Advisory Vote On Named Executive Officer Compensation

Board Recommendation: FOR

Required Vote: Majority of the voting power of shares of stock present or represented and entitled to vote

P R O P O S A L 4 - Approval of the Amendment to Rocket's Certificate of Incorporation to Provide Officer Exculpation as Permitted Under Delaware Law

Non-Management Board Member Recommendation: FOR

Required Vote: Affirmative vote of the holders of at least a majority of the voting power of our outstanding shares of capital stock entitled to vote generally in the election of directors

QUESTIONS AND ANSWERS ABOUT THE 2024 ANNUAL MEETING

Please see "Questions And Answers About The Proxy Materials And 2024 Annual Meeting" for important information about the annual meeting, virtual meeting format, proxy materials, voting, Company documents, communications, deadlines to submit stockholder proposals and director nominations, and other pertinent information.