Stock QNBA QNB ALAHLI S.A.E
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Financials QNB Alahli S.A.E

Equities

QNBA

EGS60081C014

Banks

End-of-day quote Egyptian Exchange
Other stock markets
 06:00:00 2024-04-23 pm EDT 		5-day change 1st Jan Change
31.31 EGP -3.54% Intraday chart for QNB Alahli S.A.E -4.31% +11.15%
Apr. 15 QNB Alahli S.A.E Reports Earnings Results for the First Quarter Ended March 31, 2024 CI
Jan. 14 QNB Alahli S.A.E Reports Earnings Results for the Full Year Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 46,378 38,744 38,162 37,494 60,701 67,468 - -
Enterprise Value (EV) 1 46,378 38,744 38,162 37,494 60,701 67,468 67,468 67,468
P/E ratio 6.21 x 5.84 x 5.71 x 4.14 x 4.29 x 3.33 x 2.79 x 2.48 x
Yield - - 4.23% - - 5.55% 7.1% 9.23%
Capitalization / Revenue 2.92 x 2.3 x 2.14 x - 1.7 x 1.43 x 1.27 x 1.04 x
EV / Revenue 2.92 x 2.3 x 2.14 x - 1.7 x 1.43 x 1.27 x 1.04 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.31 x 0.98 x 0.82 x 0.69 x 0.91 x 0.79 x 0.7 x 0.58 x
Nbr of stocks (in thousands) 2,154,823 2,154,823 2,154,823 2,154,823 2,154,823 2,154,823 - -
Reference price 2 21.52 17.98 17.71 17.40 28.17 31.31 31.31 31.31
Announcement Date 1/15/20 1/13/21 1/11/22 1/12/23 1/14/24 - - -
1EGP in Million2EGP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 15,894 16,839 17,853 - 35,638 47,213 53,016 64,657
EBITDA - - - - - - - -
EBIT 1 12,141 12,819 13,328 - 30,595 38,989 43,434 53,576
Operating Margin 76.38% 76.13% 74.65% - 85.85% 82.58% 81.93% 82.86%
Earnings before Tax (EBT) 1 11,444 10,568 11,135 15,491 24,922 30,890 37,685 46,501
Net income 1 8,522 7,492 7,627 10,350 16,228 20,239 24,848 30,488
Net margin 53.62% 44.49% 42.72% - 45.54% 42.87% 46.87% 47.15%
EPS 2 3.468 3.080 3.100 4.200 6.570 9.395 11.20 12.63
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - 0.7500 - - 1.737 2.222 2.890
Announcement Date 1/15/20 1/13/21 1/11/22 1/12/23 1/14/24 - - -
1EGP in Million2EGP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1
Net sales 1 - 4,882 5,603 5,609 - 7,882 8,479 9,220 10,057 14,892
EBITDA - - - - - - - - - -
EBIT 1 - 3,475 4,355 4,314 - 6,338 6,955 7,712 8,288 12,827
Operating Margin - 71.18% 77.73% 76.91% - 80.42% 82.02% 83.65% 82.4% 86.13%
Earnings before Tax (EBT) - - - - 3,880 - - - - -
Net income 1 4,098 1,620 2,208 2,546 2,577 4,715 3,950 3,859 3,704 7,042
Net margin - 33.18% 39.41% 45.39% - 59.82% 46.59% 41.86% 36.83% 47.29%
EPS - - - - - - - - - -
Dividend per Share - - - - - - - - - -
Announcement Date 7/12/21 1/11/22 4/12/22 7/8/22 10/10/22 4/10/23 7/10/23 10/10/23 1/14/24 4/15/24
1EGP in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 26.6% 20% 17.7% 20.6% 26.9% 26.5% 27.2% 24.6%
ROA (Net income/ Total Assets) 3.2% 2.7% 2.3% 2.46% 2.92% 2.81% 3.03% 3.15%
Assets 1 266,312 277,464 331,589 421,424 556,018 721,533 820,743 969,428
Book Value Per Share 2 16.40 18.40 21.50 25.10 30.90 39.70 44.60 54.30
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/15/20 1/13/21 1/11/22 1/12/23 1/14/24 - - -
1EGP in Million2EGP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for QNB Alahli S.A.E

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
31.31 EGP
Average target price
49.62 EGP
Spread / Average Target
+58.50%
Consensus

EPS Revisions

Estimates Revisions

Quarterly revenue - Rate of surprise

Company calendar

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