Market Closed -
Toronto S.E.
04:15:10 2024-05-07 pm EDT
|
5-day change
|
1st Jan Change
|
38.98
CAD
|
+1.04%
|
|
+6.27%
|
+2.88%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
14,322
|
20,014
|
28,291
|
21,265
|
24,785
|
25,199
|
-
|
-
|
Enterprise Value (EV)
1 |
14,322
|
20,014
|
28,291
|
21,265
|
24,785
|
25,199
|
25,199
|
25,199
|
P/E ratio
|
13.2
x
|
9.49
x
|
9.79
x
|
11.4
x
|
11.4
x
|
8.6
x
|
7.84
x
|
7.55
x
|
Yield
|
4.77%
|
5.98%
|
4.28%
|
6.22%
|
-
|
5.7%
|
5.97%
|
6.36%
|
Capitalization / Revenue
|
0.29
x
|
0.31
x
|
0.41
x
|
0.44
x
|
-
|
0.35
x
|
0.33
x
|
0.33
x
|
EV / Revenue
|
0.29
x
|
0.31
x
|
0.41
x
|
0.44
x
|
-
|
0.35
x
|
0.33
x
|
0.33
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.08
x
|
0.93
x
|
1.21
x
|
0.92
x
|
-
|
1.13
x
|
1.05
x
|
-
|
Nbr of stocks (in thousands)
|
426,250
|
677,156
|
676,486
|
667,081
|
652,520
|
649,377
|
-
|
-
|
Reference price
2 |
33.45
|
29.23
|
41.80
|
31.85
|
37.89
|
38.98
|
38.98
|
38.98
|
Announcement Date
|
3/18/20
|
3/17/21
|
3/17/22
|
3/16/23
|
3/20/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
48,841
|
64,616
|
69,561
|
48,695
|
-
|
72,792
|
75,250
|
77,436
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
4,141
|
4,166
|
5,186
|
4,734
|
-
|
5,676
|
5,775
|
5,677
|
Operating Margin
|
8.48%
|
6.45%
|
7.46%
|
9.72%
|
-
|
7.8%
|
7.67%
|
7.33%
|
Earnings before Tax (EBT)
1 |
3,597
|
3,611
|
5,316
|
4,024
|
-
|
5,676
|
5,775
|
5,677
|
Net income
1 |
1,108
|
1,994
|
2,917
|
1,913
|
2,195
|
2,894
|
3,108
|
3,082
|
Net margin
|
2.27%
|
3.09%
|
4.19%
|
3.93%
|
-
|
3.98%
|
4.13%
|
3.98%
|
EPS
2 |
2.530
|
3.080
|
4.270
|
2.800
|
3.320
|
4.533
|
4.973
|
5.160
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.597
|
1.748
|
1.790
|
1.980
|
-
|
2.220
|
2.328
|
2.480
|
Announcement Date
|
3/18/20
|
3/17/21
|
3/17/22
|
3/16/23
|
3/20/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
843
|
-
|
-
|
928
|
Net income
1 |
741
|
587
|
478
|
527
|
422
|
486
|
313
|
501
|
975
|
406
|
686.7
|
623
|
639
|
678.5
|
687
|
Net margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
2 |
1.080
|
0.9100
|
0.7000
|
0.7800
|
0.6300
|
0.7300
|
0.4700
|
0.7500
|
1.470
|
0.6300
|
1.090
|
1.145
|
1.140
|
1.155
|
1.150
|
Dividend per Share
2 |
0.4475
|
0.4475
|
0.4950
|
0.4950
|
0.4950
|
0.4950
|
0.5250
|
0.5200
|
0.5200
|
-
|
0.5490
|
0.5617
|
0.5617
|
0.5810
|
0.5900
|
Announcement Date
|
11/10/21
|
3/17/22
|
5/11/22
|
8/5/22
|
11/9/22
|
3/16/23
|
5/15/23
|
8/10/23
|
11/13/23
|
3/20/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
8.96%
|
10.7%
|
13.9%
|
7.91%
|
-
|
13.3%
|
13.4%
|
11.3%
|
ROA (Net income/ Total Assets)
|
0.24%
|
0.35%
|
0.5%
|
0.27%
|
-
|
0.9%
|
0.9%
|
0.9%
|
Assets
1 |
464,765
|
567,768
|
582,817
|
697,640
|
-
|
321,556
|
345,370
|
342,444
|
Book Value Per Share
2 |
31.00
|
31.40
|
34.60
|
34.60
|
-
|
34.60
|
37.30
|
-
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
388
|
566
|
804
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
0.6%
|
0.81%
|
1.65%
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/18/20
|
3/17/21
|
3/17/22
|
3/16/23
|
3/20/24
|
-
|
-
|
-
|
Last Close Price
38.98
CAD Average target price
42.5
CAD Spread / Average Target +9.03% Consensus |
1st Jan change
|
Capi.
|
---|
| +2.88% | 18.4B | | +10.68% | 77.41B | | +7.76% | 50.67B | | +2.64% | 48.12B | | +13.63% | 43.61B | | +12.07% | 41.74B | | +25.31% | 40.06B | | +5.53% | 30.76B | | -2.21% | 29.21B | | -14.40% | 26.1B |
Other Life & Health Insurance
|