Financials Permanent TSB Group Holdings plc

Equities

PTSB

IE00BWB8X525

Banks

Market Closed - Irish S.E. 11:55:00 2024-05-10 am EDT 5-day change 1st Jan Change
1.59 EUR +3.25% Intraday chart for Permanent TSB Group Holdings plc +6.00% -6.47%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 519.3 391.9 727.5 823 927.5 867.5 - -
Enterprise Value (EV) 1 519.3 391.9 727.5 823 927.5 867.5 867.5 867.5
P/E ratio 17.3 x -2.27 x -17.8 x 3.99 x 37.8 x 14.2 x 8.59 x 6.33 x
Yield - - - - - 2.17% 3.74% 4.65%
Capitalization / Revenue 1.26 x 1.05 x 2.02 x 2.01 x 1.39 x 1.27 x 1.23 x 1.16 x
EV / Revenue 1.26 x 1.05 x 2.02 x 2.01 x 1.39 x 1.27 x 1.23 x 1.16 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.26 x 0.23 x 0.44 x 0.49 x - 0.44 x 0.42 x 0.39 x
Nbr of stocks (in thousands) 454,691 454,691 454,691 454,691 545,585 545,585 - -
Reference price 2 1.142 0.8620 1.600 1.810 1.700 1.590 1.590 1.590
Announcement Date 2/26/20 3/3/21 3/2/22 3/1/23 3/7/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 413 375 361 409 668 681 707.4 750.7
EBITDA - - - - - - - -
EBIT 1 84 46 16 14 164 162.2 198.1 249.9
Operating Margin 20.34% 12.27% 4.43% 3.42% 24.55% 23.81% 28% 33.29%
Earnings before Tax (EBT) 1 42 -166 -21 267 79 114.9 160.7 195.2
Net income 1 30 -162 -20 223 68 82.44 122.3 150.9
Net margin 7.26% -43.2% -5.54% 54.52% 10.18% 12.11% 17.28% 20.1%
EPS 2 0.0660 -0.3800 -0.0900 0.4540 0.0450 0.1119 0.1850 0.2513
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - 0.0345 0.0594 0.0739
Announcement Date 2/26/20 3/3/21 3/2/22 3/1/23 3/7/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2020 S2 2021 S1 2021 S2 2022 S1 2023 S1 2023 S2
Net sales 1 185 190 167 194 178 323 345
EBITDA - - - - - - -
EBIT 1 19 27 -10 26 -11 95 69
Operating Margin 10.27% 14.21% -5.99% 13.4% -6.18% 29.41% 20%
Earnings before Tax (EBT) 1 -57 -109 -9 - -36 26 53
Net income 1 -54 -108 -5 - -35 25 43
Net margin -29.19% -56.84% -2.99% - -19.66% 7.74% 12.46%
EPS 2 - -0.2370 - - -0.0880 0.007000 0.0380
Dividend per Share - - - - - - -
Announcement Date 8/4/20 3/3/21 7/28/21 3/2/22 7/27/22 8/2/23 3/7/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 3.1% -5.4% -1.07% 2.06% - 3.32% 4.7% 5.87%
ROA (Net income/ Total Assets) 0.25% -0.52% 0.07% 0.16% - 0.22% 0.36% -
Assets 1 11,944 31,420 -26,702 141,318 - 37,471 33,962 -
Book Value Per Share 2 4.390 3.750 3.660 3.720 - 3.650 3.800 4.100
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/26/20 3/3/21 3/2/22 3/1/23 3/7/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
6
Last Close Price
1.59 EUR
Average target price
1.966 EUR
Spread / Average Target
+23.65%
Consensus
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