Financials North Pacific Bank,Ltd.

Equities

8524

JP3843400007

Banks

Delayed Japan Exchange 08:34:34 2024-06-02 pm EDT 5-day change 1st Jan Change
619 JPY +6.36% Intraday chart for North Pacific Bank,Ltd. +12.55% +74.37%

Valuation

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 109,624 79,394 124,233 93,258 107,072 222,603 - -
Enterprise Value (EV) 1 109,624 79,394 124,233 93,258 107,072 171,211 222,603 222,603
P/E ratio 7.74 x 10.5 x 13.2 x 7.93 x 11.1 x 13.4 x 14.4 x 10.8 x
Yield 3.61% 4.9% 3.13% 4.17% 3.6% 2.25% 2.58% 3.44%
Capitalization / Revenue 0.79 x 0.58 x 0.92 x 0.75 x 0.84 x 1.29 x - -
EV / Revenue 0.79 x 0.58 x 0.92 x 0.75 x 0.84 x 1.29 x - -
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.26 x 0.2 x 0.28 x 0.22 x 0.27 x 0.39 x 0.51 x 0.5 x
Nbr of stocks (in thousands) 395,753 389,186 388,228 388,576 385,153 382,479 - -
Reference price 2 277.0 204.0 320.0 240.0 278.0 582.0 582.0 582.0
Announcement Date 5/14/19 5/12/20 5/12/21 5/13/22 5/15/23 5/14/24 - -
1JPY in Million2JPY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 138,362 138,035 135,620 124,461 126,734 133,114 - -
EBITDA - - - - - - - -
EBIT 1 17,140 23,371 17,947 23,088 22,578 15,200 25,300 34,200
Operating Margin 12.39% 16.93% 13.23% 18.55% 17.82% 12.23% - -
Earnings before Tax (EBT) 1 19,931 13,652 14,708 18,241 15,810 18,288 - -
Net income 1 14,141 7,564 9,422 11,756 9,647 12,830 15,300 20,100
Net margin 10.22% 5.48% 6.95% 9.45% 7.61% 9.64% - -
EPS 2 35.80 19.39 24.25 30.26 25.03 33.33 40.50 53.80
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 10.00 10.00 10.00 10.00 10.00 10.00 15.00 20.00
Announcement Date 5/14/19 5/12/20 5/12/21 5/13/22 5/15/23 5/14/24 - -
1JPY in Million2JPY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2020 S1 2021 S1 2022 S1 2022 Q3 2023 Q1 2023 S1 2023 Q3 2024 Q1 2024 S1 2024 Q3
Net sales 1 68,727 68,086 64,839 28,681 33,768 64,320 31,122 32,767 65,083 32,348
EBITDA - - - - - - - - - -
EBIT - - - - - - - - - -
Operating Margin - - - - - - - - - -
Earnings before Tax (EBT) 1 8,828 9,465 9,152 6,783 6,944 11,134 5,034 4,865 8,624 4,288
Net income 1 5,068 6,522 6,224 4,615 5,236 7,505 3,203 3,228 6,643 3,378
Net margin 7.37% 9.58% 9.6% 16.09% 15.51% 11.67% 10.29% 9.85% 10.21% 10.44%
EPS 2 12.97 16.77 16.02 11.88 13.55 19.46 8.310 8.380 17.25 8.780
Dividend per Share 5.000 5.000 5.000 - - 5.000 - - 5.000 -
Announcement Date 11/11/19 11/11/20 11/10/21 2/8/22 8/5/22 11/11/22 2/8/23 8/7/23 11/13/23 2/8/24
1JPY in Million2JPY
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 3.3% 1.8% 2.2% 2.7% 2.3% 3% 3.6% 4.6%
ROA (Net income/ Total Assets) 0.21% 0.13% 0.14% 0.15% 0.13% 0.14% - -
Assets 1 6,876,246 5,868,570 6,527,191 7,757,688 7,262,120 8,883,811 - -
Book Value Per Share 2 1,049 1,042 1,123 1,073 1,047 1,151 1,136 1,176
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/14/19 5/12/20 5/12/21 5/13/22 5/15/23 5/14/24 - -
1JPY in Million2JPY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
582 JPY
Average target price
505 JPY
Spread / Average Target
-13.23%
Consensus
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