Market Closed -
Euronext Amsterdam
11:38:14 2024-05-08 am EDT
|
5-day change
|
1st Jan Change
|
45.45
EUR
|
+1.00%
|
|
+4.84%
|
+27.13%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
11,210
|
11,735
|
14,709
|
11,257
|
9,791
|
12,451
|
-
|
-
|
Enterprise Value (EV)
1 |
16,789
|
10,972
|
19,729
|
19,733
|
15,451
|
20,955
|
21,039
|
21,084
|
P/E ratio
|
5.88
x
|
6.05
x
|
4.57
x
|
7.5
x
|
8.85
x
|
7.18
x
|
6.71
x
|
6.39
x
|
Yield
|
6.39%
|
10.5%
|
5.23%
|
7.31%
|
8.95%
|
7.6%
|
7.86%
|
8.47%
|
Capitalization / Revenue
|
0.77
x
|
0.85
x
|
1.03
x
|
0.83
x
|
0.74
x
|
0.92
x
|
0.93
x
|
0.89
x
|
EV / Revenue
|
1.16
x
|
0.79
x
|
1.38
x
|
1.45
x
|
1.17
x
|
1.55
x
|
1.56
x
|
1.51
x
|
EV / EBITDA
|
-
|
5.36
x
|
-
|
-
|
-
|
8.58
x
|
8.56
x
|
-
|
EV / FCF
|
14.1
x
|
10.3
x
|
-7.47
x
|
-2.37
x
|
-
|
12.1
x
|
11.7
x
|
11.4
x
|
FCF Yield
|
7.07%
|
9.75%
|
-13.4%
|
-42.2%
|
-
|
8.26%
|
8.56%
|
8.77%
|
Price to Book
|
0.35
x
|
0.29
x
|
0.42
x
|
0.6
x
|
-
|
0.64
x
|
0.59
x
|
0.56
x
|
Nbr of stocks (in thousands)
|
331,455
|
330,278
|
308,945
|
295,000
|
273,862
|
273,943
|
-
|
-
|
Reference price
2 |
33.82
|
35.53
|
47.61
|
38.16
|
35.75
|
45.45
|
45.45
|
45.45
|
Announcement Date
|
2/13/20
|
2/18/21
|
2/17/22
|
2/16/23
|
2/29/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
14,508
|
13,822
|
14,312
|
13,641
|
13,187
|
13,489
|
13,458
|
13,990
|
EBITDA
1 |
-
|
2,046
|
-
|
-
|
-
|
2,442
|
2,459
|
-
|
EBIT
1 |
1,794
|
1,889
|
2,036
|
1,667
|
2,528
|
2,529
|
2,553
|
2,661
|
Operating Margin
|
12.37%
|
13.67%
|
14.23%
|
12.22%
|
19.17%
|
18.75%
|
18.97%
|
19.02%
|
Earnings before Tax (EBT)
1 |
2,429
|
2,349
|
4,010
|
1,661
|
1,532
|
2,238
|
2,301
|
2,387
|
Net income
1 |
1,962
|
1,904
|
3,278
|
1,562
|
1,172
|
1,770
|
1,777
|
1,834
|
Net margin
|
13.52%
|
13.78%
|
22.9%
|
11.45%
|
8.89%
|
13.12%
|
13.2%
|
13.11%
|
EPS
2 |
5.750
|
5.870
|
10.41
|
5.090
|
4.040
|
6.328
|
6.776
|
7.115
|
Free Cash Flow
1 |
1,187
|
1,070
|
-2,641
|
-8,318
|
-
|
1,730
|
1,802
|
1,850
|
FCF margin
|
8.18%
|
7.74%
|
-18.45%
|
-60.98%
|
-
|
12.83%
|
13.39%
|
13.22%
|
FCF Conversion (EBITDA)
|
-
|
52.3%
|
-
|
-
|
-
|
70.86%
|
73.27%
|
-
|
FCF Conversion (Net income)
|
60.5%
|
56.2%
|
-
|
-
|
-
|
97.78%
|
101.38%
|
100.9%
|
Dividend per Share
2 |
2.160
|
3.730
|
2.490
|
2.790
|
3.200
|
3.456
|
3.571
|
3.851
|
Announcement Date
|
2/13/20
|
2/18/21
|
2/17/22
|
2/16/23
|
2/29/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019 S2
|
2020 S1
|
2020 S2
|
2021 S1
|
2021 Q3
|
2021 Q4
|
2021 S2
|
2022 Q1
|
2022 Q2
|
2022 S1
|
2022 S2
|
2023 S1
|
2023 S2
|
2024 S1
|
2024 S2
|
---|
Net sales
|
-
|
7,751
|
6,071
|
8,070
|
-
|
-
|
6,242
|
-
|
-
|
7,636
|
6,006
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
926
|
963
|
1,119
|
-
|
-
|
917
|
-
|
-
|
983
|
760
|
-
|
1,128
|
1,252
|
1,239
|
Operating Margin
|
-
|
11.95%
|
15.86%
|
13.87%
|
-
|
-
|
14.69%
|
-
|
-
|
12.87%
|
12.65%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
846
|
1,502
|
1,780
|
1,114
|
1,114
|
2,230
|
-
|
-
|
-
|
-587
|
-
|
774
|
1,190
|
1,177
|
Net income
|
-
|
587
|
1,317
|
1,414
|
-
|
-
|
1,864
|
-
|
-
|
-
|
-444
|
-
|
586
|
926
|
913
|
Net margin
|
-
|
7.57%
|
21.69%
|
17.52%
|
-
|
-
|
29.86%
|
-
|
-
|
-
|
-7.39%
|
-
|
-
|
-
|
-
|
EPS
|
-
|
1.760
|
4.110
|
4.470
|
-
|
-
|
5.940
|
-
|
-
|
6.510
|
-1.420
|
2.000
|
2.040
|
-
|
-
|
Dividend per Share
1 |
1.400
|
0.8600
|
1.470
|
0.9300
|
0.7800
|
0.7800
|
1.560
|
0.5000
|
0.5000
|
1.000
|
1.790
|
-
|
2.080
|
1.360
|
2.340
|
Announcement Date
|
2/13/20
|
8/6/20
|
2/18/21
|
8/12/21
|
11/17/21
|
2/17/22
|
2/17/22
|
5/11/22
|
8/11/22
|
8/11/22
|
2/16/23
|
8/29/23
|
2/29/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
5,579
|
-
|
5,020
|
8,476
|
5,660
|
8,504
|
8,588
|
8,633
|
Net Cash position
1 |
-
|
763
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
3.482
x
|
3.493
x
|
-
|
Free Cash Flow
1 |
1,187
|
1,070
|
-2,641
|
-8,318
|
-
|
1,731
|
1,802
|
1,850
|
ROE (net income / shareholders' equity)
|
9%
|
5.36%
|
8.96%
|
5.96%
|
5.57%
|
8.5%
|
8.55%
|
8.36%
|
ROA (Net income/ Total Assets)
|
0.83%
|
0.74%
|
0.78%
|
0.67%
|
0.56%
|
0.79%
|
0.8%
|
0.8%
|
Assets
1 |
236,414
|
256,155
|
419,880
|
234,359
|
207,986
|
224,603
|
223,527
|
228,759
|
Book Value Per Share
2 |
95.60
|
124.0
|
114.0
|
63.10
|
-
|
71.30
|
77.60
|
80.80
|
Cash Flow per Share
|
-
|
22.30
|
-8.390
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
51
|
-
|
136
|
-
|
105
|
-
|
-
|
Capex / Sales
|
-
|
0.37%
|
-
|
1%
|
-
|
0.78%
|
-
|
-
|
Announcement Date
|
2/13/20
|
2/18/21
|
2/17/22
|
2/16/23
|
2/29/24
|
-
|
-
|
-
|
Last Close Price
45.45
EUR Average target price
49.23
EUR Spread / Average Target +8.33% Consensus |
1st Jan change
|
Capi.
|
---|
| +27.13% | 13.29B | | +7.91% | 102B | | +4.09% | 101B | | -9.99% | 87.69B | | +11.69% | 69.86B | | +11.44% | 32.29B | | +18.74% | 29.12B | | +7.87% | 28.11B | | -0.41% | 17.4B | | -14.88% | 14.24B |
Life Insurance
|