Market Closed -
Nasdaq
04:00:00 2024-05-10 pm EDT
|
5-day change
|
1st Jan Change
|
33.92
USD
|
+0.95%
|
|
+4.34%
|
+14.29%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
2,256
|
1,921
|
1,874
|
1,747
|
2,406
|
2,723
|
-
|
-
|
Enterprise Value (EV)
1 |
2,256
|
1,921
|
1,874
|
1,747
|
2,406
|
2,723
|
2,723
|
2,723
|
P/E ratio
|
13.4
x
|
10.6
x
|
8.25
x
|
6.17
x
|
7.73
x
|
7.98
x
|
7.4
x
|
6.64
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
5.96
x
|
4.43
x
|
3.86
x
|
3.34
x
|
4.16
x
|
4.25
x
|
3.99
x
|
3.76
x
|
EV / Revenue
|
5.96
x
|
4.43
x
|
3.86
x
|
3.34
x
|
4.16
x
|
4.25
x
|
3.99
x
|
3.76
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
2.44
x
|
1.41
x
|
1.2
x
|
1.08
x
|
1.25
x
|
1.22
x
|
1.04
x
|
0.91
x
|
Nbr of stocks (in thousands)
|
67,981
|
84,813
|
85,746
|
83,581
|
81,081
|
80,275
|
-
|
-
|
Reference price
2 |
33.18
|
22.65
|
21.85
|
20.90
|
29.68
|
33.92
|
33.92
|
33.92
|
Announcement Date
|
2/11/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/14/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
378.8
|
433.3
|
485.1
|
523.3
|
579
|
641
|
682.2
|
723.7
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
225.3
|
215.2
|
-
|
377.3
|
-
|
-
|
-
|
-
|
Operating Margin
|
59.48%
|
49.67%
|
-
|
72.09%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
216.7
|
218.1
|
296.7
|
377.3
|
412.7
|
444
|
460
|
-
|
Net income
1 |
172
|
171.6
|
231.1
|
292.9
|
322.1
|
345.6
|
358.1
|
-
|
Net margin
|
45.4%
|
39.6%
|
47.65%
|
55.97%
|
55.63%
|
53.92%
|
52.5%
|
-
|
EPS
2 |
2.470
|
2.130
|
2.650
|
3.390
|
3.840
|
4.252
|
4.583
|
5.105
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/11/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/14/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
125.1
|
127.4
|
132.2
|
130.6
|
133.1
|
136.8
|
142.7
|
148.2
|
151.4
|
156.3
|
158.6
|
161.7
|
164.5
|
165.9
|
168.6
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
78.16
|
86.75
|
97.19
|
98.59
|
94.78
|
96.17
|
104
|
107.3
|
105.2
|
114.6
|
109.4
|
110.7
|
110.7
|
105.4
|
110.7
|
Net income
1 |
60.52
|
67.68
|
75.44
|
76.84
|
72.94
|
74.46
|
80.28
|
83.96
|
83.41
|
89.05
|
85.8
|
86.02
|
84.88
|
85.82
|
86.37
|
Net margin
|
48.39%
|
53.11%
|
57.06%
|
58.84%
|
54.8%
|
54.44%
|
56.27%
|
56.67%
|
55.1%
|
56.99%
|
54.11%
|
53.2%
|
51.61%
|
51.73%
|
51.22%
|
EPS
2 |
0.6900
|
0.7700
|
0.8600
|
0.9000
|
0.8600
|
0.8800
|
0.9500
|
1.000
|
1.010
|
1.080
|
1.056
|
1.064
|
1.061
|
1.096
|
1.121
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/15/22
|
5/4/22
|
8/2/22
|
11/1/22
|
2/14/23
|
5/2/23
|
8/1/23
|
11/1/23
|
2/14/24
|
4/30/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
21.1%
|
14.9%
|
16.1%
|
18.3%
|
18.2%
|
16.7%
|
15.4%
|
15%
|
ROA (Net income/ Total Assets)
|
14%
|
9.72%
|
10.3%
|
11.7%
|
11.8%
|
11.5%
|
11.1%
|
-
|
Assets
1 |
1,228
|
1,766
|
2,253
|
2,495
|
2,728
|
3,013
|
3,228
|
-
|
Book Value Per Share
2 |
13.60
|
16.10
|
18.30
|
19.30
|
23.80
|
27.80
|
32.60
|
37.40
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/11/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/14/24
|
-
|
-
|
-
|
Last Close Price
33.92
USD Average target price
36.75
USD Spread / Average Target +8.34% Consensus |
1st Jan change
|
Capi.
|
---|
| +14.29% | 2.72B | | +15.83% | 29.58B | | +10.16% | 5.66B | | -16.91% | 1.93B | | +7.68% | 1.74B | | -1.44% | 841M | | 0.00% | 78.33M | | -2.40% | 70.41M | | -2.94% | 61.76M |
Property Insurance
|