Market Closed -
Nyse
04:00:02 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
20.48
USD
|
+0.59%
|
|
+3.28%
|
+6.17%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,941
|
4,249
|
4,695
|
3,861
|
5,349
|
5,523
|
-
|
-
|
Enterprise Value (EV)
1 |
4,941
|
4,249
|
4,695
|
3,861
|
5,349
|
5,523
|
5,523
|
5,523
|
P/E ratio
|
7.66
x
|
9.73
x
|
7.79
x
|
4.66
x
|
7.75
x
|
8.29
x
|
7.96
x
|
7.43
x
|
Yield
|
0.85%
|
1.91%
|
1.94%
|
2.77%
|
2.23%
|
2.33%
|
2.51%
|
3.03%
|
Capitalization / Revenue
|
4.07
x
|
3.54
x
|
3.96
x
|
3.29
x
|
4.63
x
|
4.53
x
|
4.38
x
|
4.3
x
|
EV / Revenue
|
4.07
x
|
3.54
x
|
3.96
x
|
3.29
x
|
4.63
x
|
4.53
x
|
4.38
x
|
4.3
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.14
x
|
0.9
x
|
0.95
x
|
0.82
x
|
1.04
x
|
0.99
x
|
0.9
x
|
0.83
x
|
Nbr of stocks (in thousands)
|
348,709
|
338,573
|
325,583
|
297,025
|
277,311
|
269,670
|
-
|
-
|
Reference price
2 |
14.17
|
12.55
|
14.42
|
13.00
|
19.29
|
20.48
|
20.48
|
20.48
|
Announcement Date
|
2/4/20
|
2/23/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,214
|
1,199
|
1,186
|
1,173
|
1,155
|
1,218
|
1,260
|
1,285
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
842.7
|
632.3
|
-
|
1,138
|
-
|
-
|
-
|
-
|
Operating Margin
|
69.41%
|
52.73%
|
-
|
97.04%
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
848
|
559.3
|
801.8
|
1,090
|
902.2
|
838.6
|
823.2
|
868.9
|
Net income
1 |
673.8
|
446.1
|
635
|
865.3
|
712.9
|
659.9
|
646.4
|
662.8
|
Net margin
|
55.5%
|
37.2%
|
53.55%
|
73.79%
|
61.72%
|
54.18%
|
51.29%
|
51.56%
|
EPS
2 |
1.850
|
1.290
|
1.850
|
2.790
|
2.490
|
2.470
|
2.574
|
2.758
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.1200
|
0.2400
|
0.2800
|
0.3600
|
0.4300
|
0.4767
|
0.5133
|
0.6200
|
Announcement Date
|
2/4/20
|
2/23/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
295.7
|
294.1
|
294.6
|
293.1
|
292.8
|
292.3
|
284
|
290.7
|
296.5
|
284
|
301.2
|
302.9
|
305.6
|
308.1
|
311.8
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
199.7
|
218.6
|
219.4
|
315.9
|
314.3
|
240.4
|
195.6
|
242.4
|
234.4
|
229.8
|
211.2
|
211.9
|
209.8
|
207.2
|
208.8
|
Net income
1 |
158
|
173.9
|
175
|
249.3
|
249.6
|
191.4
|
154.5
|
191.1
|
182.8
|
184.5
|
166.9
|
167.2
|
163.7
|
162
|
162
|
Net margin
|
53.42%
|
59.14%
|
59.4%
|
85.04%
|
85.25%
|
65.51%
|
54.42%
|
65.73%
|
61.67%
|
64.98%
|
55.42%
|
55.2%
|
53.58%
|
52.57%
|
51.95%
|
EPS
2 |
0.4600
|
0.5200
|
0.5400
|
0.8000
|
0.8100
|
0.6400
|
0.5300
|
0.6600
|
0.6400
|
0.6600
|
0.6120
|
0.6212
|
0.6177
|
0.6227
|
0.6194
|
Dividend per Share
2 |
0.0800
|
0.0800
|
0.0800
|
0.0800
|
0.1000
|
0.1000
|
0.1000
|
0.1000
|
0.1150
|
0.1150
|
0.1175
|
0.1175
|
0.1250
|
0.1250
|
0.1300
|
Announcement Date
|
11/3/21
|
2/2/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/1/23
|
5/3/23
|
8/2/23
|
10/31/23
|
1/31/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
17.1%
|
9.9%
|
13.3%
|
19%
|
14.4%
|
12.7%
|
12.1%
|
12%
|
ROA (Net income/ Total Assets)
|
11.3%
|
6.57%
|
8.65%
|
12.8%
|
11.2%
|
10.3%
|
9.5%
|
-
|
Assets
1 |
5,954
|
6,792
|
7,340
|
6,769
|
6,376
|
6,407
|
6,804
|
-
|
Book Value Per Share
2 |
12.40
|
13.90
|
15.20
|
15.80
|
18.60
|
20.60
|
22.80
|
24.60
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/4/20
|
2/23/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Last Close Price
20.48
USD Average target price
22.31
USD Spread / Average Target +8.95% Consensus |
1st Jan change
|
Capi.
|
---|
| +6.17% | 5.52B | | +10.00% | 29.2B | | -1.23% | 13.77B | | -15.06% | 1.97B | | +6.30% | 1.72B | | -2.02% | 824M | | 0.00% | 78.29M | | -4.67% | 71.87M | | -0.94% | 60.47M |
Property Insurance
|