Financials Mercury General Corporation

Equities

MCY

US5894001008

Property & Casualty Insurance

Real-time Estimate Cboe BZX 02:17:37 2024-05-15 pm EDT 5-day change 1st Jan Change
57.14 USD -0.52% Intraday chart for Mercury General Corporation +0.18% +52.67%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 2,697 2,890 2,938 1,894 2,066 3,181 -
Enterprise Value (EV) 1 2,697 2,890 2,938 1,894 2,066 3,181 3,181
P/E ratio 8.43 x 7.71 x 11.8 x -3.69 x 21.4 x 16.7 x 14.7 x
Yield 5.16% 4.83% 4.77% 5.57% - 2.21% 2.21%
Capitalization / Revenue 0.72 x 0.8 x 0.76 x 0.48 x 0.46 x 0.59 x 0.53 x
EV / Revenue 0.72 x 0.8 x 0.76 x 0.48 x 0.46 x 0.59 x 0.53 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 1.42 x 1.37 x 1.24 x 1.33 x 1.7 x 1.38 x
Nbr of stocks (in thousands) 55,355 55,358 55,371 55,371 55,371 55,371 -
Reference price 2 48.73 52.21 53.06 34.20 37.31 57.44 57.44
Announcement Date 2/10/20 2/16/21 2/15/22 2/14/23 2/13/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 3,732 3,612 3,855 3,978 4,464 5,393 5,952
EBITDA - - - - - - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) 1 378.1 458.5 299.3 -670.7 99.43 237.4 273.3
Net income 1 320.1 374.6 247.9 -512.7 96.34 190.5 215.9
Net margin 8.58% 10.37% 6.43% -12.89% 2.16% 3.53% 3.63%
EPS 2 5.780 6.770 4.480 -9.260 1.740 3.440 3.900
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 2.512 2.522 2.532 1.905 - 1.270 1.270
Announcement Date 2/10/20 2/16/21 2/15/22 2/14/23 2/13/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 932.7 1,011 1,017 1,034 915.8 1,010 1,083 1,207 1,132 1,285 1,370 1,435 1,303
EBITDA - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - -
Earnings before Tax (EBT) 1 34.86 -253.1 -271.3 -128.9 -17.34 -62.08 -61.21 -15.23 237.9 89.22 55.81 34.96 57.39
Net income 1 30.47 -196.9 -210.7 -98.3 -6.77 -45.29 -41.54 -8.227 191.4 73.46 44.09 27.62 45.34
Net margin 3.27% -19.48% -20.72% -9.5% -0.74% -4.48% -3.84% -0.68% 16.91% 5.72% 3.22% 1.92% 3.48%
EPS 2 0.5500 -3.560 -3.800 -1.780 -0.1200 -0.8200 -0.7500 -0.1500 3.460 1.330 0.8000 0.5000 0.8200
Dividend per Share 2 0.6350 0.6350 0.6350 0.3175 0.3175 0.3175 0.3175 0.3175 - - 0.3200 0.3200 0.3200
Announcement Date 2/15/22 5/3/22 8/2/22 11/1/22 2/14/23 5/2/23 8/1/23 10/31/23 2/13/24 4/30/24 - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 8.43% - 7.66% -6.94% 1.08% 10.4% 11.6%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share 2 - 36.70 38.70 27.50 28.00 33.70 41.50
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/10/20 2/16/21 2/15/22 2/14/23 2/13/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
57.44 USD
Average target price
65 USD
Spread / Average Target
+13.16%
Consensus
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  4. Financials Mercury General Corporation
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