Real-time Estimate
Cboe BZX
02:17:37 2024-05-15 pm EDT
|
5-day change
|
1st Jan Change
|
57.14
USD
|
-0.52%
|
|
+0.18%
|
+52.67%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
2,697
|
2,890
|
2,938
|
1,894
|
2,066
|
3,181
|
-
|
Enterprise Value (EV)
1 |
2,697
|
2,890
|
2,938
|
1,894
|
2,066
|
3,181
|
3,181
|
P/E ratio
|
8.43
x
|
7.71
x
|
11.8
x
|
-3.69
x
|
21.4
x
|
16.7
x
|
14.7
x
|
Yield
|
5.16%
|
4.83%
|
4.77%
|
5.57%
|
-
|
2.21%
|
2.21%
|
Capitalization / Revenue
|
0.72
x
|
0.8
x
|
0.76
x
|
0.48
x
|
0.46
x
|
0.59
x
|
0.53
x
|
EV / Revenue
|
0.72
x
|
0.8
x
|
0.76
x
|
0.48
x
|
0.46
x
|
0.59
x
|
0.53
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
-
|
1.42
x
|
1.37
x
|
1.24
x
|
1.33
x
|
1.7
x
|
1.38
x
|
Nbr of stocks (in thousands)
|
55,355
|
55,358
|
55,371
|
55,371
|
55,371
|
55,371
|
-
|
Reference price
2 |
48.73
|
52.21
|
53.06
|
34.20
|
37.31
|
57.44
|
57.44
|
Announcement Date
|
2/10/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/13/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
3,732
|
3,612
|
3,855
|
3,978
|
4,464
|
5,393
|
5,952
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
378.1
|
458.5
|
299.3
|
-670.7
|
99.43
|
237.4
|
273.3
|
Net income
1 |
320.1
|
374.6
|
247.9
|
-512.7
|
96.34
|
190.5
|
215.9
|
Net margin
|
8.58%
|
10.37%
|
6.43%
|
-12.89%
|
2.16%
|
3.53%
|
3.63%
|
EPS
2 |
5.780
|
6.770
|
4.480
|
-9.260
|
1.740
|
3.440
|
3.900
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
2.512
|
2.522
|
2.532
|
1.905
|
-
|
1.270
|
1.270
|
Announcement Date
|
2/10/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/13/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
---|
Net sales
1 |
932.7
|
1,011
|
1,017
|
1,034
|
915.8
|
1,010
|
1,083
|
1,207
|
1,132
|
1,285
|
1,370
|
1,435
|
1,303
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
34.86
|
-253.1
|
-271.3
|
-128.9
|
-17.34
|
-62.08
|
-61.21
|
-15.23
|
237.9
|
89.22
|
55.81
|
34.96
|
57.39
|
Net income
1 |
30.47
|
-196.9
|
-210.7
|
-98.3
|
-6.77
|
-45.29
|
-41.54
|
-8.227
|
191.4
|
73.46
|
44.09
|
27.62
|
45.34
|
Net margin
|
3.27%
|
-19.48%
|
-20.72%
|
-9.5%
|
-0.74%
|
-4.48%
|
-3.84%
|
-0.68%
|
16.91%
|
5.72%
|
3.22%
|
1.92%
|
3.48%
|
EPS
2 |
0.5500
|
-3.560
|
-3.800
|
-1.780
|
-0.1200
|
-0.8200
|
-0.7500
|
-0.1500
|
3.460
|
1.330
|
0.8000
|
0.5000
|
0.8200
|
Dividend per Share
2 |
0.6350
|
0.6350
|
0.6350
|
0.3175
|
0.3175
|
0.3175
|
0.3175
|
0.3175
|
-
|
-
|
0.3200
|
0.3200
|
0.3200
|
Announcement Date
|
2/15/22
|
5/3/22
|
8/2/22
|
11/1/22
|
2/14/23
|
5/2/23
|
8/1/23
|
10/31/23
|
2/13/24
|
4/30/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
8.43%
|
-
|
7.66%
|
-6.94%
|
1.08%
|
10.4%
|
11.6%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
-
|
36.70
|
38.70
|
27.50
|
28.00
|
33.70
|
41.50
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/13/24
|
-
|
-
|
Last Close Price
57.44
USD Average target price
65
USD Spread / Average Target +13.16% Consensus |
1st Jan change
|
Capi.
|
---|
| +53.95% | 3.18B | | +11.64% | 29.5B | | -2.52% | 12.78B | | +0.45% | 10.19B | | +18.13% | 4.8B | | -0.59% | 3.57B | | +14.10% | 762M | | +34.50% | 239M | | -35.17% | 226M | | +53.87% | 159M |
Insurance - Automobile
|