Real-time Estimate
Cboe BZX
01:11:19 2024-05-13 pm EDT
|
5-day change
|
1st Jan Change
|
1,643
USD
|
-0.58%
|
|
+3.31%
|
+15.86%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
15,790
|
14,237
|
16,867
|
17,721
|
18,769
|
21,483
|
-
|
-
|
Enterprise Value (EV)
1 |
15,790
|
14,237
|
16,867
|
17,721
|
18,769
|
21,483
|
21,483
|
21,483
|
P/E ratio
|
8.86
x
|
18.6
x
|
6.99
x
|
-55.9
x
|
9.66
x
|
11.8
x
|
13.3
x
|
10.2
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
1.66
x
|
1.46
x
|
1.31
x
|
1.52
x
|
1.19
x
|
1.35
x
|
1.34
x
|
1.24
x
|
EV / Revenue
|
1.66
x
|
1.46
x
|
1.31
x
|
1.52
x
|
1.19
x
|
1.35
x
|
1.34
x
|
1.24
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.42
x
|
1.17
x
|
1.19
x
|
1.42
x
|
1.3
x
|
1.35
x
|
1.2
x
|
1.08
x
|
Nbr of stocks (in thousands)
|
13,812
|
13,778
|
13,668
|
13,450
|
13,219
|
13,003
|
-
|
-
|
Reference price
2 |
1,143
|
1,033
|
1,234
|
1,317
|
1,420
|
1,652
|
1,652
|
1,652
|
Announcement Date
|
2/4/20
|
2/2/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
9,526
|
9,735
|
12,846
|
11,675
|
15,804
|
15,918
|
16,072
|
17,286
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
2,477
|
1,274
|
3,244
|
-92.99
|
1,405
|
2,641
|
1,934
|
-
|
Operating Margin
|
26.01%
|
13.09%
|
25.25%
|
-0.8%
|
8.89%
|
16.59%
|
12.03%
|
-
|
Earnings before Tax (EBT)
1 |
2,286
|
1,000
|
3,132
|
-148.8
|
2,654
|
2,431
|
1,881
|
2,290
|
Net income
1 |
1,790
|
797.6
|
2,389
|
-250.1
|
1,960
|
1,888
|
1,532
|
2,013
|
Net margin
|
18.8%
|
8.19%
|
18.6%
|
-2.14%
|
12.4%
|
11.86%
|
9.53%
|
11.65%
|
EPS
2 |
129.1
|
55.63
|
176.5
|
-23.57
|
147.0
|
140.4
|
123.9
|
161.6
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/4/20
|
2/2/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
3,758
|
2,606
|
1,792
|
3,066
|
4,211
|
3,643
|
4,143
|
3,375
|
4,643
|
4,467
|
3,904
|
3,804
|
3,837
|
3,716
|
4,079
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,177
|
-42.14
|
-1,179
|
72.74
|
1,056
|
381.3
|
485.5
|
338.7
|
199.2
|
433.5
|
447.7
|
434.6
|
413.7
|
454
|
515.5
|
Operating Margin
|
31.32%
|
-1.62%
|
-65.79%
|
2.37%
|
25.07%
|
10.47%
|
11.72%
|
10.04%
|
4.29%
|
9.71%
|
11.47%
|
11.43%
|
10.78%
|
12.22%
|
12.64%
|
Earnings before Tax (EBT)
1 |
1,140
|
-68.34
|
-1,122
|
140.5
|
901.5
|
671.5
|
907.9
|
67.5
|
1,007
|
1,342
|
408.3
|
399.3
|
376.4
|
403.5
|
480
|
Net income
1 |
853.1
|
-52.84
|
-934.4
|
65.37
|
671.7
|
488.7
|
677.5
|
42.59
|
751.3
|
1,025
|
330.9
|
336.2
|
311.9
|
314.7
|
364.3
|
Net margin
|
22.7%
|
-2.03%
|
-52.13%
|
2.13%
|
15.95%
|
13.41%
|
16.35%
|
1.26%
|
16.18%
|
22.95%
|
8.48%
|
8.84%
|
8.13%
|
8.47%
|
8.93%
|
EPS
2 |
62.44
|
-6.580
|
-69.19
|
-
|
49.05
|
37.26
|
50.09
|
3.140
|
56.48
|
75.43
|
25.73
|
26.19
|
23.71
|
24.37
|
28.04
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/2/22
|
4/26/22
|
8/2/22
|
11/1/22
|
2/1/23
|
4/26/23
|
8/2/23
|
11/1/23
|
1/31/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
5.41%
|
3.05%
|
6.06%
|
5.72%
|
5.86%
|
7.74%
|
8.11%
|
8.72%
|
ROA (Net income/ Total Assets)
|
1.54%
|
2.01%
|
5.3%
|
-0.51%
|
3.74%
|
2.6%
|
2.8%
|
3.2%
|
Assets
1 |
116,226
|
39,592
|
45,076
|
49,130
|
52,418
|
72,607
|
54,703
|
62,908
|
Book Value Per Share
2 |
803.0
|
885.0
|
1,035
|
929.0
|
1,096
|
1,220
|
1,373
|
1,536
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
145
|
255
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
1.13%
|
2.18%
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/4/20
|
2/2/21
|
2/2/22
|
2/1/23
|
1/31/24
|
-
|
-
|
-
|
Last Close Price
1,652
USD Average target price
1,562
USD Spread / Average Target -5.48% Consensus |
1st Jan change
|
Capi.
|
---|
| +16.28% | 21.48B | | +42.73% | 64.43B | | +18.13% | 53.17B | | +14.89% | 50.04B | | +23.32% | 45.58B | | +34.17% | 37.42B | | +12.22% | 29.85B | | +55.11% | 29.52B | | +28.02% | 26.24B | | -0.03% | 21.31B |
Other Property & Casualty Insurance
|