Financials LendingTree, Inc.

Equities

TREE

US52603B1070

Consumer Lending

Market Closed - Nasdaq 04:30:00 2024-05-06 pm EDT 5-day change 1st Jan Change
50.18 USD +1.56% Intraday chart for LendingTree, Inc. +34.35% +65.50%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 3,944 3,593 1,635 272.7 394.2 663.6 - -
Enterprise Value (EV) 1 3,944 4,034 2,028 789.9 810.9 1,056 1,033 663.6
P/E ratio 249 x -73.8 x 24.3 x -1.45 x -3.21 x 89.4 x 56.8 x 49 x
Yield - - - - - - - -
Capitalization / Revenue 3.56 x 3.95 x 1.49 x 0.28 x 0.59 x 0.93 x 0.81 x 0.72 x
EV / Revenue 3.56 x 4.43 x 1.85 x 0.8 x 1.21 x 1.49 x 1.27 x 0.72 x
EV / EBITDA 19.9 x 32.6 x 15.1 x 9.35 x 10.3 x 11.5 x 9.28 x 5.04 x
EV / FCF - 58.3 x 21.1 x 25.1 x 14.7 x 33.4 x 13.4 x 15.8 x
FCF Yield - 1.71% 4.74% 3.99% 6.79% 2.99% 7.47% 6.34%
Price to Book 9.83 x 9.85 x 3.61 x 1.31 x 3.16 x 4.72 x 4.25 x -
Nbr of stocks (in thousands) 12,999 13,123 13,335 12,786 13,003 13,225 - -
Reference price 2 303.4 273.8 122.6 21.33 30.32 50.18 50.18 50.18
Announcement Date 2/25/20 2/25/21 2/25/22 2/27/23 2/27/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,107 910 1,098 985 672.5 710.5 814.7 925.9
EBITDA 1 198.2 123.7 134.7 84.46 78.49 91.98 111.3 131.7
EBIT 1 50.73 -6.603 8.031 -32.76 -40.61 29.48 46.52 62.92
Operating Margin 4.58% -0.73% 0.73% -3.33% -6.04% 4.15% 5.71% 6.8%
Earnings before Tax (EBT) 1 30.98 -42.53 84.44 -54.93 -124.9 6.564 26.6 19.36
Net income 1 17.83 -48.26 69.12 -188 -122.4 5.535 20.48 14.44
Net margin 1.61% -5.3% 6.29% -19.08% -18.2% 0.78% 2.51% 1.56%
EPS 2 1.220 -3.710 5.050 -14.69 -9.460 0.5615 0.8828 1.025
Free Cash Flow 1 - 69.15 96.19 31.53 55.04 31.62 77.17 42.09
FCF margin - 7.6% 8.76% 3.2% 8.18% 4.45% 9.47% 4.55%
FCF Conversion (EBITDA) - 55.9% 71.42% 37.33% 70.13% 34.38% 69.34% 31.95%
FCF Conversion (Net income) - - 139.18% - - 571.34% 376.73% 291.41%
Dividend per Share - - - - - - - -
Announcement Date 2/25/20 2/25/21 2/25/22 2/27/23 2/27/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 258.3 283.2 261.9 237.8 202.1 200.5 182.5 155.2 134.4 167.8 184.5 186 172.3 188.2 202
EBITDA 1 24.72 29.37 28.6 9.786 16.71 14.52 26.67 21.83 15.46 21.55 24.05 25.02 21.23 24.36 27.33
EBIT 1 -8.029 -2.934 -3.894 -18.58 -7.352 -13.01 6.613 -33.99 -0.221 7.179 7.912 8.936 6.615 8.296 11.79
Operating Margin -3.11% -1.04% -1.49% -7.81% -3.64% -6.49% 3.62% -21.9% -0.16% 4.28% 4.29% 4.81% 3.84% 4.41% 5.84%
Earnings before Tax (EBT) 1 60.18 -10.44 -10.38 -22.8 -11.34 13.9 0.1 -152 13.12 1.6 2.77 3.989 0.5008 6.646 9.341
Net income 1 47.92 -10.83 -8.038 -158.7 -10.4 13.46 -0.115 -148.5 12.72 1.016 2.409 2.194 -0.9002 6.149 8.514
Net margin 18.56% -3.82% -3.07% -66.73% -5.15% 6.71% -0.06% -95.66% 9.47% 0.61% 1.31% 1.18% -0.52% 3.27% 4.21%
EPS 2 3.530 -0.8400 -0.6300 -12.44 -0.8100 1.040 -0.0100 -11.43 0.9800 0.0800 0.3727 0.1759 -0.0652 0.1350 0.2550
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 2/25/22 5/5/22 7/28/22 11/3/22 2/27/23 5/2/23 7/27/23 10/31/23 2/27/24 4/30/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 - 441 393 517 417 393 369 -
Net Cash position 1 - - - - - - - -
Leverage (Debt/EBITDA) - 3.569 x 2.917 x 6.123 x 5.309 x 4.27 x 3.315 x -
Free Cash Flow 1 - 69.2 96.2 31.5 55 31.6 77.2 42.1
ROE (net income / shareholders' equity) 22% 5.69% 5.28% 4.23% 17.8% 27.9% 38.3% -
ROA (Net income/ Total Assets) 8.94% 2.04% 1.72% 1.11% 2.95% 5.14% 6.57% -
Assets 1 199.4 -2,361 4,010 -16,908 -4,155 107.8 311.6 -
Book Value Per Share 2 30.90 27.80 33.90 16.30 9.590 10.60 11.80 -
Cash Flow per Share - - - - - - - -
Capex 1 - 42.1 35.1 11.4 12.5 11 11.4 12.4
Capex / Sales - 4.63% 3.19% 1.16% 1.86% 1.55% 1.39% 1.34%
Announcement Date 2/25/20 2/25/21 2/25/22 2/27/23 2/27/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
8
Last Close Price
50.18 USD
Average target price
53.25 USD
Spread / Average Target
+6.12%
Consensus
  1. Stock Market
  2. Equities
  3. TREE Stock
  4. Financials LendingTree, Inc.
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