Real-time Estimate
Cboe BZX
03:55:00 2024-05-13 pm EDT
|
5-day change
|
1st Jan Change
|
14.9
USD
|
-1.23%
|
|
-1.59%
|
+3.40%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
19,936
|
16,024
|
21,535
|
16,252
|
13,482
|
14,218
|
-
|
-
|
Enterprise Value (EV)
1 |
19,936
|
16,024
|
21,535
|
16,252
|
13,482
|
14,218
|
14,218
|
14,218
|
P/E ratio
|
12.5
x
|
12.9
x
|
8.79
x
|
9.03
x
|
16.4
x
|
13.3
x
|
9.25
x
|
8.13
x
|
Yield
|
3.51%
|
4.51%
|
3.24%
|
4.54%
|
5.69%
|
5.46%
|
5.5%
|
5.91%
|
Capitalization / Revenue
|
3.11
x
|
2.39
x
|
2.95
x
|
2.23
x
|
2.1
x
|
2.22
x
|
2
x
|
1.89
x
|
EV / Revenue
|
3.11
x
|
2.39
x
|
2.95
x
|
2.23
x
|
2.1
x
|
2.22
x
|
2
x
|
1.89
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.3
x
|
0.99
x
|
1.38
x
|
1.48
x
|
1.11
x
|
1.11
x
|
1.03
x
|
0.98
x
|
Nbr of stocks (in thousands)
|
984,958
|
976,473
|
931,058
|
932,970
|
936,260
|
942,860
|
-
|
-
|
Reference price
2 |
20.24
|
16.41
|
23.13
|
17.42
|
14.40
|
15.08
|
15.08
|
15.08
|
Announcement Date
|
1/23/20
|
1/21/21
|
1/20/22
|
1/19/23
|
1/18/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
6,400
|
6,715
|
7,292
|
7,272
|
6,413
|
6,400
|
7,114
|
7,519
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
2,567
|
2,577
|
2,836
|
2,862
|
1,679
|
1,965
|
2,554
|
2,722
|
Operating Margin
|
40.11%
|
38.38%
|
38.89%
|
39.36%
|
26.18%
|
30.71%
|
35.91%
|
36.21%
|
Earnings before Tax (EBT)
1 |
2,022
|
1,556
|
3,254
|
2,333
|
1,160
|
1,514
|
2,103
|
2,373
|
Net income
1 |
1,620
|
1,237
|
2,519
|
1,799
|
824
|
1,083
|
1,559
|
1,738
|
Net margin
|
25.31%
|
18.42%
|
34.54%
|
24.74%
|
12.85%
|
16.93%
|
21.92%
|
23.11%
|
EPS
2 |
1.620
|
1.270
|
2.630
|
1.930
|
0.8800
|
1.133
|
1.631
|
1.854
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.7100
|
0.7400
|
0.7500
|
0.7900
|
0.8200
|
0.8237
|
0.8300
|
0.8918
|
Announcement Date
|
1/23/20
|
1/21/21
|
1/20/22
|
1/19/23
|
1/18/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
1,947
|
1,696
|
1,792
|
1,886
|
1,898
|
1,714
|
1,595
|
1,566
|
1,538
|
1,533
|
1,543
|
1,622
|
1,698
|
1,699
|
1,739
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
772
|
620
|
714
|
780
|
742
|
531
|
511
|
448
|
166
|
390
|
447.7
|
533.4
|
585.7
|
586
|
620.2
|
Operating Margin
|
39.65%
|
36.56%
|
39.84%
|
41.36%
|
39.09%
|
30.98%
|
32.04%
|
28.61%
|
10.79%
|
25.44%
|
29.01%
|
32.88%
|
34.49%
|
34.49%
|
35.66%
|
Earnings before Tax (EBT)
1 |
768
|
537
|
662
|
664
|
470
|
392
|
344
|
367
|
57
|
278
|
346
|
412.8
|
469.9
|
452.7
|
498.3
|
Net income
1 |
603
|
421
|
507
|
515
|
356
|
276
|
251
|
267
|
30
|
183
|
243.8
|
296.9
|
340.7
|
325
|
358.6
|
Net margin
|
30.97%
|
24.82%
|
28.29%
|
27.31%
|
18.76%
|
16.1%
|
15.74%
|
17.05%
|
1.95%
|
11.94%
|
15.8%
|
18.3%
|
20.06%
|
19.13%
|
20.62%
|
EPS
2 |
0.6400
|
0.4500
|
0.5400
|
0.5500
|
0.3800
|
0.3000
|
0.2700
|
0.2900
|
0.0300
|
0.2000
|
0.2570
|
0.3123
|
0.3623
|
0.3439
|
0.3801
|
Dividend per Share
2 |
0.1950
|
0.1950
|
0.1950
|
0.1950
|
0.2050
|
0.2050
|
0.2050
|
0.2050
|
0.2050
|
0.2050
|
0.2087
|
0.2087
|
0.2087
|
0.2094
|
0.2094
|
Announcement Date
|
1/20/22
|
4/21/22
|
7/21/22
|
10/20/22
|
1/19/23
|
4/20/23
|
7/20/23
|
10/19/23
|
1/18/24
|
4/18/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
10.8%
|
7.77%
|
15.9%
|
14.3%
|
7.24%
|
8.71%
|
11.6%
|
13.3%
|
ROA (Net income/ Total Assets)
|
1.19%
|
0.82%
|
1.46%
|
1.03%
|
0.5%
|
0.62%
|
0.86%
|
0.95%
|
Assets
1 |
136,134
|
150,854
|
172,534
|
174,660
|
164,800
|
173,903
|
181,004
|
182,950
|
Book Value Per Share
2 |
15.50
|
16.50
|
16.80
|
11.80
|
13.00
|
13.60
|
14.70
|
15.40
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/23/20
|
1/21/21
|
1/20/22
|
1/19/23
|
1/18/24
|
-
|
-
|
-
|
Last Close Price
15.08
USD Average target price
18
USD Spread / Average Target +19.33% Consensus |
1st Jan change
|
Capi.
|
---|
| +4.72% | 14.22B | | +16.85% | 571B | | +14.20% | 301B | | +18.85% | 252B | | +25.74% | 216B | | +21.08% | 183B | | +25.17% | 170B | | +9.82% | 162B | | +5.28% | 146B | | -14.85% | 131B |
Other Banks
|