Stock ING ING BANK SLASKI S.A.
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Financials ING Bank Slaski S.A.

Equities

ING

PLBSK0000017

Banks

Market Closed - Warsaw S.E.
Other stock markets
 11:55:42 2024-05-02 am EDT 		5-day change 1st Jan Change
317 PLN -0.31% Intraday chart for ING Bank Slaski S.A. +1.60% +23.83%
Feb. 01 Transcript : ING Bank Slaski S.A., Q4 2023 Earnings Call, Feb 01, 2024
Feb. 01 ING Bank Slaski S.A. Reports Earnings Results for the Fourth Quarter Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 26,345 22,247 34,737 21,440 33,306 41,242 - -
Enterprise Value (EV) 1 26,345 22,247 34,737 21,440 33,306 41,242 41,242 41,242
P/E ratio 15.9 x 16.6 x 15.1 x 11 x 7.5 x 8.9 x 8.37 x 7.94 x
Yield 1.73% - 1.99% - - 8.34% 4.35% 4.74%
Capitalization / Revenue 4.65 x 3.58 x 5.06 x 2.78 x 3.22 x 3.86 x 3.59 x 3.46 x
EV / Revenue 4.65 x 3.58 x 5.06 x 2.78 x 3.22 x 3.86 x 3.59 x 3.46 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.73 x 1.19 x 2.57 x 2.24 x - 2.22 x 1.87 x 1.6 x
Nbr of stocks (in thousands) 130,100 130,100 130,100 130,100 130,100 130,100 - -
Reference price 2 202.5 171.0 267.0 164.8 256.0 317.0 317.0 317.0
Announcement Date 2/6/20 2/24/21 2/3/22 2/2/23 2/1/24 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 5,666 6,215 6,868 7,709 10,335 10,690 11,492 11,934
EBITDA - - - - - - - -
EBIT 1 3,168 3,452 3,903 4,067 6,635 6,792 7,211 7,627
Operating Margin 55.92% 55.55% 56.83% 52.75% 64.2% 63.54% 62.74% 63.91%
Earnings before Tax (EBT) 1 2,258 1,912 3,015 2,633 5,720 5,734 6,212 6,561
Net income 1 1,659 1,338 2,308 1,944 4,441 4,061 4,387 4,630
Net margin 29.28% 21.52% 33.61% 25.22% 42.97% 37.99% 38.17% 38.8%
EPS 2 12.75 10.28 17.74 14.95 34.13 35.61 37.88 39.91
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 3.500 - 5.300 - - 26.44 13.80 15.03
Announcement Date 2/6/20 2/24/21 2/3/22 2/2/23 2/1/24 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1
Net sales 1 - 1,721 1,876 2,297 2,369 4,666 703.9 2,321 2,455 2,631 5,086 2,642 2,723 2,835
EBITDA - - - - - - - - - - - - - -
EBIT 1 - 1,027 1,118 1,366 1,169 2,534 -117.7 1,632 1,450 1,780 3,230 1,782 1,736 1,722
Operating Margin - 59.66% 59.61% 59.45% 49.34% 54.32% -16.72% 70.31% 59.07% 67.67% 63.52% 67.43% 63.76% 60.74%
Earnings before Tax (EBT) 1 - 839.1 832.5 1,069 830 1,899 -470 1,204 1,209 1,424 2,633 1,492 1,595 1,660
Net income 1 583.5 638.4 669 792.8 573 1,366 -317.3 895.9 908.7 1,099 2,008 1,162 1,271 1,111
Net margin - 37.1% 35.67% 34.51% 24.19% 29.27% -45.08% 38.6% 37.02% 41.79% 39.49% 43.98% 46.67% 39.19%
EPS - - - - - - - - - - - - - -
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 8/6/20 11/4/21 2/3/22 5/6/22 8/4/22 8/4/22 11/3/22 2/2/23 5/11/23 8/3/23 8/3/23 11/2/23 2/1/24 -
1PLN in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 11.6% 7.6% 13.6% 17% - 26.3% 23.3% 20%
ROA (Net income/ Total Assets) 1.1% 0.77% 1.19% 0.93% - 1.63% 1.6% 1.62%
Assets 1 150,791 172,602 194,122 209,458 - 249,923 274,188 286,708
Book Value Per Share 2 117.0 143.0 104.0 73.60 - 143.0 169.0 198.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/6/20 2/24/21 2/3/22 2/2/23 2/1/24 - - -
1PLN in Million2PLN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for ING Bank Slaski S.A.

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
317 PLN
Average target price
315.6 PLN
Spread / Average Target
-0.45%
Consensus

EPS Revisions

Estimates Revisions

Quarterly revenue - Rate of surprise

Company calendar

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  4. Financials ING Bank Slaski S.A.