Financials HomeStreet, Inc.

Equities

HMST

US43785V1026

Banks

Market Closed - Nasdaq 04:00:00 2024-05-31 pm EDT 5-day change 1st Jan Change
9.16 USD +4.21% Intraday chart for HomeStreet, Inc. -2.03% -11.07%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 830 735.3 1,044 516.4 193.7 172.2 -
Enterprise Value (EV) 1 830 735.3 1,044 516.4 193.7 172.2 172.2
P/E ratio 42.5 x 9.73 x 9.52 x 7.9 x -7.05 x -9.44 x 43 x
Yield 0.44% 1.78% 1.92% 5.08% - - -
Capitalization / Revenue 3.15 x 2.05 x 3.01 x 1.81 x 0.93 x 0.99 x 0.87 x
EV / Revenue 3.15 x 2.05 x 3.01 x 1.81 x 0.93 x 0.99 x 0.87 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.2 x 1.02 x 1.46 x 0.92 x 0.36 x 0.33 x 0.32 x
Nbr of stocks (in thousands) 24,411 21,788 20,085 18,723 18,810 18,858 -
Reference price 2 34.00 33.75 52.00 27.58 10.30 9.130 9.130
Announcement Date 1/27/20 1/25/21 1/24/22 1/27/23 1/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 263.8 358 347 284.9 208.7 173.4 198.5
EBITDA - - - - - - -
EBIT 1 56.27 133.6 131.7 84.66 -33.2 -12 12
Operating Margin 21.33% 37.33% 37.95% 29.72% -15.91% -6.92% 6.04%
Earnings before Tax (EBT) 1 48.71 101.9 146.7 84.66 -32.76 -20.47 6.6
Net income 1 19.22 79.99 115.4 66.54 -27.51 -18.37 3.845
Net margin 7.28% 22.34% 33.26% 23.36% -13.18% -10.59% 1.94%
EPS 2 0.8000 3.470 5.460 3.490 -1.460 -0.9675 0.2125
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.1500 0.6000 1.000 1.400 - - -
Announcement Date 1/27/20 1/25/21 1/24/22 1/27/23 1/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 85.7 70.1 73.07 76.34 65.36 59.57 53.79 49.38 45.94 41.6 42.7 43.86 45.06 45.2 46.6
EBITDA - - - - - - - - - - - - - - -
EBIT 1 31.73 15.63 22.43 26.45 14.94 7.075 2.863 0.287 -3.566 -10.56 -5 - 3 1 2
Operating Margin 37.03% 22.3% 30.7% 34.65% 22.86% 11.88% 5.32% 0.58% -7.76% -25.38% -11.71% - 6.66% 2.21% 4.29%
Earnings before Tax (EBT) 1 37.73 24.63 22.43 26.45 11.15 6.482 -36.62 1.397 -4.011 -10.56 -5.889 -4.154 -2.129 -1.5 0.1333
Net income 1 29.43 19.95 17.72 20.37 8.501 5.058 -31.44 2.295 -3.419 -7.497 -5.145 -3.675 -2.152 -1.333 -0.0667
Net margin 34.34% 28.46% 24.25% 26.68% 13.01% 8.49% -58.46% 4.65% -7.44% -18.02% -12.05% -8.38% -4.78% -2.95% -0.14%
EPS 2 1.430 1.010 0.9400 1.080 0.4500 0.2700 -1.670 0.1200 -0.1800 -0.4000 -0.2650 -0.1900 -0.1125 -0.0850 0.0275
Dividend per Share 2 0.2500 0.3500 0.3500 0.3500 0.3500 0.3500 0.1000 0.1000 - - - - - - -
Announcement Date 1/24/22 4/25/22 7/25/22 10/24/22 1/27/23 4/24/23 7/28/23 10/30/23 1/29/24 4/30/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 2.43% 11.3% 15.9% 10.8% -5% -4.04% 0.69%
ROA (Net income/ Total Assets) 0.25% 1.1% 1.58% 0.79% 0.09% -0.21% 0.04%
Assets 1 7,688 7,272 7,305 8,423 -30,564 8,749 9,612
Book Value Per Share 2 28.50 32.90 35.60 30.00 28.60 27.70 28.40
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/27/20 1/25/21 1/24/22 1/27/23 1/29/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
4
Last Close Price
9.13 USD
Average target price
13.12 USD
Spread / Average Target
+43.76%
Consensus
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  4. Financials HomeStreet, Inc.