Ratings Grupo Financiero Galicia S.A.

Equities

GGAL

ARP495251018

End-of-day quote Buenos Aires S.E. Other stock markets 06:00:00 2024-05-02 pm EDT			5-day change	1st Jan Change
3,849 ^ARS	+7.94%		+16.19%	+129.51%

Apr. 19	ETF of the week: Diversifying into frontier markets
Apr. 09	Argentina's Banco Galicia bets on lower inflation, rates after HSBC deal	RE

Summary

The company has a good ESG score relative to its sector, according to Refinitiv.

Strengths

Analysts expect a sharply increasing business volume for the group, with high growth rates in the coming years.
The company's earnings per share (EPS) are expected to grow significantly over the next few years according to the consensus of analysts covering the stock.
Margins returned by the company are among the highest on the stock exchange list. Its core activity clears big profits.
Its low valuation, with P/E ratio at 5.37 and 4.87 for the ongoing fiscal year and 2025 respectively, makes the stock pretty attractive with regard to earnings multiples.
The company is one of the best yield companies with high dividend expectations.
Over the last twelve months, the sales forecast has been frequently revised upwards.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
For several months, analysts have been revising their EPS estimates roughly upwards.
The average target price set by analysts covering the stock is above current prices and offers a tremendous appreciation potential.
Over the past four months, analysts' average price target has been revised upwards significantly.
Analyst opinion has improved significantly over the past four months.

Weaknesses

The company's sales previsions for the coming years have been revised downwards, which foreshadows another slowdown in business.
Sales estimates for the next fiscal years vary from one analyst to another. This clearly highlights a lack of visibility into the company's future activity.
The price targets of analysts who cover the stock differ significantly. This implies difficulties in evaluating the company and its business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
GRUPO FINANCIERO GALICIA S.A.	+129.51%	5.99B	B+
JPMORGAN CHASE & CO.	+12.00%	550B	C+
BANK OF AMERICA CORPORATION	+10.60%	288B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+12.04%	249B	C+
WELLS FARGO & COMPANY	+21.78%	210B	C
BANK OF CHINA LIMITED	+17.11%	171B	B-
CHINA CONSTRUCTION BANK CORPORATION	+11.40%	167B	B-
HSBC HOLDINGS PLC	+11.01%	164B	C+
ROYAL BANK OF CANADA	+3.27%	140B	B-
HDFC BANK LIMITED	-11.10%	140B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders