GREEN DOT CORPORATION |
Real-time Estimate
Other stock markets
|
5-day change | 1st Jan Change | ||
| 9.785 USD | +2.78% |
|
+6.43% | -1.31% |
| May. 09 | Transcript : Green Dot Corporation, Q1 2024 Earnings Call, May 09, 2024 | |
| May. 09 | Earnings Flash (GDOT) GREEN DOT CORPORATION Posts Q1 Revenue $452M, vs. Street Est of $419.6M | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 1,200 | 2,984 | 1,982 | 831.6 | 519.3 | 506.6 | - |
| Enterprise Value (EV) 1 | 161.8 | 1,493 | 1,982 | 831.6 | 519.3 | 506.6 | 506.6 |
| P/E ratio | 12.4 x | 133 x | 42.6 x | 13.3 x | 76.2 x | 43.8 x | 11.3 x |
| Yield | - | - | - | - | - | - | - |
| Capitalization / Revenue | 1.08 x | 2.49 x | 1.43 x | 0.58 x | 0.35 x | 0.31 x | 0.28 x |
| EV / Revenue | 1.08 x | 2.49 x | 1.43 x | 0.58 x | 0.35 x | 0.31 x | 0.28 x |
| EV / EBITDA | 4.99 x | 14.5 x | 9.13 x | 3.48 x | 3.04 x | 2.92 x | 2.66 x |
| EV / FCF | 10.7 x | 19.9 x | 18.9 x | 4.3 x | - | 7.78 x | 6.26 x |
| FCF Yield | 9.31% | 5.03% | 5.3% | 23.3% | - | 12.9% | 16% |
| Price to Book | 1.3 x | 2.99 x | 1.86 x | - | - | 0.53 x | 0.47 x |
| Nbr of stocks (in thousands) | 51,497 | 53,480 | 54,683 | 52,569 | 52,452 | 53,210 | - |
| Reference price 2 | 23.30 | 55.80 | 36.24 | 15.82 | 9.900 | 9.520 | 9.520 |
| Announcement Date | 2/19/20 | 2/22/21 | 2/24/22 | 2/23/23 | 2/27/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 1,109 | 1,201 | 1,388 | 1,424 | 1,484 | 1,619 | 1,785 |
| EBITDA 1 | 240.6 | 205.8 | 217 | 238.8 | 170.9 | 173.6 | 190.3 |
| EBIT 1 | 122.9 | 30.07 | 66.47 | 94.38 | 22.67 | 22.9 | 65.58 |
| Operating Margin | 11.09% | 2.5% | 4.79% | 6.63% | 1.53% | 1.41% | 3.67% |
| Earnings before Tax (EBT) 1 | 121.1 | 28.1 | 63.7 | 83.92 | 14.63 | 16.02 | 59.3 |
| Net income 1 | 99.9 | 23.13 | 47.48 | 64.21 | 6.722 | 11.46 | 45.54 |
| Net margin | 9.01% | 1.93% | 3.42% | 4.51% | 0.45% | 0.71% | 2.55% |
| EPS 2 | 1.880 | 0.4200 | 0.8500 | 1.190 | 0.1300 | 0.2175 | 0.8400 |
| Free Cash Flow 1 | 111.7 | 150.1 | 105.1 | 193.4 | - | 65.12 | 80.94 |
| FCF margin | 10.08% | 12.51% | 7.57% | 13.58% | - | 4.02% | 4.54% |
| FCF Conversion (EBITDA) | 46.43% | 72.95% | 48.44% | 80.99% | - | 37.51% | 42.52% |
| FCF Conversion (Net income) | 111.82% | 649.1% | 221.36% | 301.13% | - | 568.36% | 177.73% |
| Dividend per Share | - | - | - | - | - | - | - |
| Announcement Date | 2/19/20 | 2/22/21 | 2/24/22 | 2/23/23 | 2/27/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 321.2 | 394.7 | 355.1 | 337.2 | 336.6 | 412.4 | 361.1 | 348.6 | 361.7 | 447.4 | 380.6 | 387 | 403.5 | 487.8 | 430 |
| EBITDA 1 | 34.43 | 90.33 | 67.55 | 45.49 | 35.39 | 82.54 | 38.87 | 23.74 | 25.73 | 59.23 | 35.19 | 38.26 | 40.89 | 71.45 | 41.71 |
| EBIT 1 | -8.144 | 51.59 | 23.94 | 10.76 | 8.079 | 51 | 4.786 | -6.839 | -26.27 | 10.55 | 2.908 | 2.27 | 7.142 | 34.71 | 13.64 |
| Operating Margin | -2.54% | 13.07% | 6.74% | 3.19% | 2.4% | 12.37% | 1.33% | -1.96% | -7.26% | 2.36% | 0.76% | 0.59% | 1.77% | 7.12% | 3.17% |
| Earnings before Tax (EBT) 1 | -12.2 | 50.74 | 19.87 | 6.489 | 6.825 | 46.33 | 2.324 | -7.88 | -26.14 | 7.287 | 1.693 | 1.054 | 5.951 | 33.98 | 12.91 |
| Net income 1 | -10.52 | 38.62 | 15.01 | 4.696 | 5.884 | 36.01 | 0.578 | -6.265 | -23.6 | 4.75 | 1.299 | 0.8632 | 4.57 | 26.12 | 9.943 |
| Net margin | -3.28% | 9.79% | 4.23% | 1.39% | 1.75% | 8.73% | 0.16% | -1.8% | -6.53% | 1.06% | 0.34% | 0.22% | 1.13% | 5.35% | 2.31% |
| EPS 2 | -0.1900 | 0.7000 | 0.2700 | 0.0900 | 0.1100 | 0.6900 | 0.0100 | -0.1200 | -0.4500 | 0.0900 | 0.0250 | 0.0175 | 0.0825 | 0.4750 | 0.1800 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 2/24/22 | 5/5/22 | 8/4/22 | 11/9/22 | 2/23/23 | 5/4/23 | 8/3/23 | 11/9/23 | 2/27/24 | 5/9/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | 1,038 | 1,492 | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow 1 | 112 | 150 | 105 | 193 | - | 65.1 | 80.9 |
| ROE (net income / shareholders' equity) | 16.1% | 11.9% | 11.8% | 15.1% | - | 8.9% | 9.1% |
| ROA (Net income/ Total Assets) | 6.25% | 3.49% | 2.78% | 2.94% | - | 1.52% | 1.68% |
| Assets 1 | 1,599 | 662.1 | 1,706 | 2,182 | - | 753.8 | 2,711 |
| Book Value Per Share 2 | 17.90 | 18.70 | 19.50 | - | - | 17.90 | 20.30 |
| Cash Flow per Share | 3.570 | 3.900 | - | - | - | - | - |
| Capex 1 | 78.2 | 59 | 57.4 | 84.3 | - | 60.9 | 64.4 |
| Capex / Sales | 7.06% | 4.92% | 4.14% | 5.92% | - | 3.76% | 3.61% |
| Announcement Date | 2/19/20 | 2/22/21 | 2/24/22 | 2/23/23 | 2/27/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C-
Sell
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
9.52
USD
Average target price
10.75
USD
Spread / Average Target
+12.92%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -3.84% | 507M | |
| +8.72% | 54.47B | |
| -6.35% | 8.2B | |
| +23.15% | 554M | |
| +10.83% | 317M | |
| +13.81% | 243M | |
| 0.00% | 177M |
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