Financials First Financial Northwest, Inc.

Equities

FFNW

US32022K1025

Banks

Real-time Estimate Cboe BZX 12:37:11 2024-05-23 pm EDT 5-day change 1st Jan Change
21.31 USD -0.79% Intraday chart for First Financial Northwest, Inc. -0.91% +57.83%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 148.4 108.2 148.7 136.3 123.4 196.5 -
Enterprise Value (EV) 1 148.4 108.2 148.7 136.3 123.4 196.5 196.5
P/E ratio 14.5 x 13 x 12.5 x 10.3 x 19.5 x 286 x 47 x
Yield 2.34% 3.51% 2.72% 3.2% 3.86% 2.42% 2.36%
Capitalization / Revenue 3.81 x 2.67 x 3.31 x 2.82 x 3.04 x 5.22 x 4.93 x
EV / Revenue 3.81 x 2.67 x 3.31 x 2.82 x 3.04 x 5.22 x 4.93 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.98 x 0.71 x 0.93 x 0.85 x 0.77 x 1.24 x 1.24 x
Nbr of stocks (in thousands) 9,934 9,488 9,193 9,096 9,152 9,147 -
Reference price 2 14.94 11.40 16.17 14.98 13.48 21.48 21.48
Announcement Date 1/23/20 1/28/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 38.91 40.47 44.98 48.38 40.54 37.61 39.81
EBITDA - - - - - - -
EBIT 12.63 12.4 15.47 - - - -
Operating Margin 32.46% 30.64% 34.4% - - - -
Earnings before Tax (EBT) 1 12.93 10.5 15.17 16.41 7.858 0.605 5.19
Net income 1 10.37 8.556 12.25 13.24 6.305 0.671 4.181
Net margin 26.65% 21.14% 27.23% 27.37% 15.55% 1.78% 10.5%
EPS 2 1.030 0.8800 1.290 1.450 0.6900 0.0750 0.4567
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.3500 0.4000 0.4400 0.4800 0.5200 0.5200 0.5067
Announcement Date 1/23/20 1/28/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 11.39 11.58 11.37 11.82 12.72 12.47 11.26 10.31 9.703 9.275 8.9 9.279 9.419 9.513 9.566
EBITDA - - - - - - - - - - - - - - -
EBIT - 3.986 3.531 - - - - - - - - - - - -
Operating Margin - 34.43% 31.06% - - - - - - - - - - - -
Earnings before Tax (EBT) 1 3.957 3.386 4.031 3.5 4.881 3.997 2.628 1.85 1.91 1.469 -1.469 0.419 0.5705 0.7055 0.9847
Net income 1 3.199 2.743 3.26 2.808 3.946 3.226 2.122 1.488 1.501 1.194 -1.076 0.335 0.4615 0.5675 0.765
Net margin 28.08% 23.7% 28.68% 23.75% 31.03% 25.87% 18.85% 14.43% 15.47% 12.87% -12.09% 3.61% 4.9% 5.97% 8%
EPS 2 0.3400 0.2900 0.3600 0.3100 0.4300 0.3500 0.2300 0.1600 0.1600 0.1300 -0.1200 0.0350 0.0550 0.0600 0.0867
Dividend per Share 2 0.1100 0.1100 0.1200 0.1200 0.1200 0.1200 0.1300 0.1300 0.1300 0.1300 0.1300 0.1300 0.1267 0.1267 0.1267
Announcement Date 10/28/21 1/27/22 4/28/22 7/28/22 10/27/22 1/26/23 4/27/23 7/27/23 10/26/23 1/25/24 4/30/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 6.73% 5.5% 7.65% 8.34% 3.93% 0.84% 2.17%
ROA (Net income/ Total Assets) 0.8% 0.63% 0.86% 0.91% 0.41% 0.09% 0.28%
Assets 1 1,296 1,358 1,424 1,455 1,538 745.6 1,511
Book Value Per Share 2 15.30 16.10 17.30 17.60 17.60 17.30 17.40
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/23/20 1/28/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
3
Last Close Price
21.48 USD
Average target price
20.5 USD
Spread / Average Target
-4.56%
Consensus
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  4. Financials First Financial Northwest, Inc.