Financials Fino Payments Bank Limited

Equities

FINOPB

INE02NC01014

Banks

Delayed NSE India S.E. 02:16:12 2024-06-06 am EDT 5-day change 1st Jan Change
274 INR +6.47% Intraday chart for Fino Payments Bank Limited +2.04% +4.69%

Valuation

Fiscal Period: March 2022 2023 2024 2025 2026
Capitalization 1 20,920 16,997 21,419 - -
Enterprise Value (EV) 1 20,920 16,997 23,658 21,419 21,419
P/E ratio 47.1 x 26.1 x 27.4 x 25.5 x 19.4 x
Yield - - - - -
Capitalization / Revenue 2.11 x 1.44 x 1.53 x 1.27 x 1.06 x
EV / Revenue 2.11 x 1.44 x 1.53 x 1.27 x 1.06 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 5.59 x 3.08 x 3.45 x 3 x 2.61 x
Nbr of stocks (in thousands) 83,214 83,214 83,214 - -
Reference price 2 251.4 204.2 257.4 257.4 257.4
Announcement Date 5/16/22 5/2/23 4/30/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2021 2022 2023 2024 2025 2026
Net sales 1 - 9,935 11,825 13,986 16,813 20,177
EBITDA - - - - - -
EBIT 1 - 427.4 650.8 875 1,118 1,473
Operating Margin - 4.3% 5.5% 6.26% 6.65% 7.3%
Earnings before Tax (EBT) 1 - 427.4 650.8 872 1,118 1,473
Net income 1 204.7 427.4 650.8 872 838 1,104
Net margin - 4.3% 5.5% 6.23% 4.98% 5.47%
EPS 2 2.620 5.340 7.820 10.36 10.10 13.25
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 8/2/21 5/16/22 5/2/23 4/30/24 - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2021 2022 2023 2024 2025 2026
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 13.6% 12.6% 15% 12.5% 14.3%
ROA (Net income/ Total Assets) - 3.18% 3.14% 3% 2.2% 2.4%
Assets 1 - 13,440 20,732 29,067 38,091 45,979
Book Value Per Share 2 - 45.00 66.40 74.60 85.80 98.50
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 8/2/21 5/16/22 5/2/23 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
257.4 INR
Average target price
402.5 INR
Spread / Average Target
+56.37%
Consensus

Annual profits - Rate of surprise

  1. Stock Market
  2. Equities
  3. FINOPB Stock
  4. Financials Fino Payments Bank Limited