EML PAYMENTS LIMITED |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 0.92 AUD | +0.55% |
|
-6.12% | +16.46% |
| Apr. 11 | EML Payments Agrees to Settle Prepaid Financial Services Acquisition Liabilities | MT |
| Mar. 20 | Gratifii Signs Two Agreements with EML Payment Solutions | MT |
Valuation
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 742.8 | 1,201 | 1,259 | 459.4 | 233.7 | 343.3 | - | - |
| Enterprise Value (EV) 1 | 724.7 | 1,128 | 1,162 | 477.1 | 260.9 | 367.9 | 358.3 | 325.4 |
| P/E ratio | 93.1 x | -174 x | -43.7 x | -95.3 x | -0.82 x | -15 x | 22.5 x | 11.4 x |
| Yield | - | - | - | - | - | - | 0.38% | 1.37% |
| Capitalization / Revenue | 7.64 x | 9.93 x | 6.48 x | 1.96 x | 0.92 x | 1.27 x | 1.44 x | 1.38 x |
| EV / Revenue | 7.46 x | 9.33 x | 5.98 x | 2.04 x | 1.02 x | 1.36 x | 1.5 x | 1.31 x |
| EV / EBITDA | 24.9 x | 34.7 x | 21.7 x | 9.32 x | 7.04 x | 6.68 x | 6.1 x | 4.9 x |
| EV / FCF | 31 x | 102 x | 32.1 x | -8.58 x | -18.1 x | 23.8 x | 422 x | 6.67 x |
| FCF Yield | 3.23% | 0.98% | 3.12% | -11.7% | -5.51% | 4.2% | 0.24% | 15% |
| Price to Book | 5.15 x | 2.72 x | 3.03 x | 1.05 x | 1.34 x | 2.17 x | 1.97 x | 1.7 x |
| Nbr of stocks (in thousands) | 250,954 | 359,701 | 361,828 | 373,461 | 373,984 | 375,156 | - | - |
| Reference price 2 | 2.960 | 3.340 | 3.480 | 1.230 | 0.6250 | 0.9150 | 0.9150 | 0.9150 |
| Announcement Date | 8/20/19 | 8/18/20 | 8/17/21 | 8/21/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 97.2 | 121 | 194.2 | 234.1 | 254.9 | 271.1 | 238.2 | 248.6 |
| EBITDA 1 | 29.13 | 32.5 | 53.5 | 51.2 | 37.07 | 55.08 | 58.74 | 66.43 |
| EBIT 1 | 9.026 | 13.88 | 23.69 | 21.21 | 1.996 | 25.86 | 36.48 | 48.5 |
| Operating Margin | 9.29% | 11.47% | 12.2% | 9.06% | 0.78% | 9.54% | 15.32% | 19.51% |
| Earnings before Tax (EBT) 1 | 9.026 | -6.573 | -23.28 | -0.34 | -281.8 | -8.25 | 24.85 | 45.85 |
| Net income 1 | 8.45 | -5.854 | -28.7 | -4.801 | -284.8 | -19.07 | 21.5 | 32.07 |
| Net margin | 8.69% | -4.84% | -14.78% | -2.05% | -111.75% | -7.03% | 9.03% | 12.9% |
| EPS 2 | 0.0318 | -0.0192 | -0.0796 | -0.0129 | -0.7639 | -0.0610 | 0.0407 | 0.0803 |
| Free Cash Flow 1 | 23.4 | 11.08 | 36.2 | -55.6 | -14.39 | 15.45 | 0.85 | 48.8 |
| FCF margin | 24.07% | 9.16% | 18.64% | -23.75% | -5.64% | 5.7% | 0.36% | 19.63% |
| FCF Conversion (EBITDA) | 80.3% | 34.08% | 67.66% | - | - | 28.05% | 1.45% | 73.47% |
| FCF Conversion (Net income) | 276.86% | - | - | - | - | - | 3.95% | 152.18% |
| Dividend per Share 2 | - | - | - | - | - | - | 0.003500 | 0.0125 |
| Announcement Date | 8/20/19 | 8/18/20 | 8/17/21 | 8/21/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: June | 2020 S1 | 2020 S2 | 2021 S1 | 2021 S2 | 2022 S1 | 2022 Q3 | 2022 Q4 | 2022 S2 | 2023 S1 | 2024 S1 | 2024 Q3 | 2024 Q4 | 2024 S2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | - | 61.76 | 95.33 | 98.87 | 114.4 | 59.8 | 59.8 | 119.7 | 116.2 | 150.7 | 57.5 | 57.48 | 115 |
| EBITDA 1 | 19.7 | 12.8 | 28.05 | - | 26.9 | - | 10.9 | 24.3 | 13.37 | 29.33 | 12.9 | 12.87 | 25.74 |
| EBIT | - | - | 14.16 | - | - | - | - | - | - | - | - | - | - |
| Operating Margin | - | - | 14.85% | - | - | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | -23.86 | - | - | - | - | 9.383 | - | - | - | - | - |
| Net income | - | - | -25.74 | - | - | - | - | 7.272 | - | - | - | - | - |
| Net margin | - | - | -27% | - | - | - | - | 6.08% | - | - | - | - | - |
| EPS | - | - | -0.0717 | - | - | - | - | 0.0201 | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 2/18/20 | 8/18/20 | 2/16/21 | 8/17/21 | 2/15/22 | 4/25/22 | 8/21/22 | 8/21/22 | 2/21/23 | 2/27/24 | - | - | - |
1AUD in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | 17.7 | 27.1 | 24.6 | 15 | - |
| Net Cash position 1 | 18.1 | 73.4 | 97.5 | - | - | - | - | 17.9 |
| Leverage (Debt/EBITDA) | - | - | - | 0.3458 x | 0.7319 x | 0.4473 x | 0.2561 x | - |
| Free Cash Flow 1 | 23.4 | 11.1 | 36.2 | -55.6 | -14.4 | 15.5 | 0.85 | 48.8 |
| ROE (net income / shareholders' equity) | 6.17% | 8.2% | 7.58% | 7.52% | 1.6% | 1.54% | 9.86% | 15.2% |
| ROA (Net income/ Total Assets) | 2.36% | 2.01% | 1.55% | 1.29% | 0.17% | -0.35% | 0.65% | 1.05% |
| Assets 1 | 358.1 | -290.6 | -1,846 | -372.3 | -165,115 | 5,448 | 3,308 | 3,054 |
| Book Value Per Share 2 | 0.5700 | 1.230 | 1.150 | 1.170 | 0.4700 | 0.4200 | 0.4700 | 0.5400 |
| Cash Flow per Share 2 | 0.1100 | 0 | 0.1300 | -0.1100 | -0.0100 | 0.0300 | 0.0400 | 0.1500 |
| Capex 1 | 5.77 | 11 | 12.6 | 14.1 | 11.7 | 15 | 13.6 | 16.1 |
| Capex / Sales | 5.93% | 9.09% | 6.5% | 6.01% | 4.61% | 5.52% | 5.73% | 6.46% |
| Announcement Date | 8/20/19 | 8/18/20 | 8/17/21 | 8/21/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
0.915
AUD
Average target price
1.16
AUD
Spread / Average Target
+26.78%
EPS Revisions
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +16.46% | 228M | |
| +12.40% | 87.36B | |
| -16.22% | 39.98B | |
| -22.43% | 25.14B | |
| -8.56% | 18.16B | |
| -15.55% | 11.94B | |
| -3.02% | 10.91B | |
| -15.10% | 8.94B | |
| -6.37% | 7.63B | |
| +13.08% | 5.26B |
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- EML Stock
- Financials EML Payments Limited
