Market Closed -
Nyse
04:00:02 2024-05-21 pm EDT
|
5-day change
|
1st Jan Change
|
44.93
USD
|
+1.17%
|
|
+0.65%
|
+6.19%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
12,165
|
10,573
|
11,962
|
11,453
|
11,461
|
12,189
|
-
|
Enterprise Value (EV)
1 |
12,165
|
10,573
|
11,962
|
11,453
|
11,461
|
12,189
|
12,189
|
P/E ratio
|
12.2
x
|
15.4
x
|
10
x
|
12.9
x
|
9.55
x
|
9.2
x
|
8.81
x
|
Yield
|
7.59%
|
8.93%
|
5.15%
|
8.51%
|
8.74%
|
8.37%
|
7.09%
|
Capitalization / Revenue
|
-
|
1.4
x
|
1.01
x
|
0.95
x
|
0.86
x
|
0.85
x
|
0.81
x
|
EV / Revenue
|
-
|
1.4
x
|
1.01
x
|
0.95
x
|
0.86
x
|
0.85
x
|
0.81
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1
x
|
0.83
x
|
0.93
x
|
1.3
x
|
1.16
x
|
1.18
x
|
1.07
x
|
Nbr of stocks (in thousands)
|
271,478
|
271,389
|
271,360
|
270,893
|
270,871
|
271,282
|
-
|
Reference price
2 |
44.81
|
38.96
|
44.08
|
42.28
|
42.31
|
44.93
|
44.93
|
Announcement Date
|
2/10/20
|
2/8/21
|
2/7/22
|
2/6/23
|
2/5/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
-
|
7,566
|
11,788
|
12,078
|
13,299
|
14,273
|
14,998
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
821
|
-
|
-
|
1,518
|
-
|
-
|
Net income
1 |
1,000
|
690
|
1,202
|
894
|
1,205
|
1,331
|
1,390
|
Net margin
|
-
|
9.12%
|
10.2%
|
7.4%
|
9.06%
|
9.32%
|
9.27%
|
EPS
2 |
3.670
|
2.530
|
4.410
|
3.280
|
4.430
|
4.885
|
5.100
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
3.400
|
3.480
|
2.270
|
3.600
|
3.700
|
3.760
|
3.183
|
Announcement Date
|
2/10/20
|
2/8/21
|
2/7/22
|
2/6/23
|
2/5/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
3,051
|
2,896
|
2,985
|
3,053
|
3,144
|
3,187
|
3,304
|
3,336
|
3,507
|
3,466
|
3,550
|
3,605
|
3,651
|
3,756
|
3,796
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
330
|
378
|
245
|
164
|
294
|
371
|
361
|
326
|
460
|
427
|
-
|
370
|
451
|
513
|
488
|
Net income
1 |
266
|
313
|
205
|
128
|
248
|
297
|
283
|
258
|
367
|
338
|
328.7
|
335.9
|
327.9
|
376.9
|
390
|
Net margin
|
8.72%
|
10.81%
|
6.87%
|
4.19%
|
7.89%
|
9.32%
|
8.57%
|
7.73%
|
10.46%
|
9.75%
|
9.26%
|
9.32%
|
8.98%
|
10.03%
|
10.27%
|
EPS
2 |
0.9800
|
1.150
|
0.7500
|
0.4700
|
0.9100
|
1.090
|
1.040
|
0.9500
|
1.350
|
1.240
|
1.210
|
1.235
|
1.200
|
1.440
|
1.365
|
Dividend per Share
2 |
0.3800
|
2.400
|
0.4000
|
0.4000
|
0.4000
|
0.4200
|
0.4200
|
0.4200
|
2.440
|
-
|
0.4400
|
0.4400
|
0.4400
|
0.4800
|
0.4800
|
Announcement Date
|
2/7/22
|
5/2/22
|
8/1/22
|
10/31/22
|
2/6/23
|
5/1/23
|
7/31/23
|
10/30/23
|
2/5/24
|
5/6/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
8.1%
|
6.1%
|
9.1%
|
8.4%
|
10.4%
|
13.4%
|
13.7%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
45.00
|
46.80
|
47.20
|
32.60
|
36.50
|
38.10
|
41.90
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/8/21
|
2/7/22
|
2/6/23
|
2/5/24
|
-
|
-
|
Last Close Price
44.93
USD Average target price
45
USD Spread / Average Target +0.16% Consensus |
1st Jan change
|
Capi.
|
---|
| +6.19% | 12.05B | | +47.18% | 62.4B | | +16.13% | 52.29B | | +13.52% | 49.37B | | +20.15% | 44.3B | | +11.71% | 30.08B | | +71.15% | 28.2B | | +26.79% | 25.7B | | +2.93% | 21.96B | | +15.30% | 21.32B |
Other Property & Casualty Insurance
|