Citizens Financial Services, Inc. Announces Retirement of Terry B. Osborne as Executive Vice President and Chief Credit Officer and Director, Effective February 1, 2020
April 18, 2019 at 11:27 am EDT
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On April 16, 2019, at the Annual Meeting of Stockholders of Citizens Financial Services, Inc. Randall Black, Chief Executive Officer and President of the Company and First Citizens Community Bank announced the intention of Terry B. Osborne to retire as Executive Vice President and Chief Credit Officer and Director of the Bank effective February 1, 2020. His retirement is not related to a disagreement with the Company or the Bank on any matter relating to the Company’s or the Bank’s operations, policies or practices.
Citizens Financial Services, Inc. is a bank holding company for First Citizens Community Bank (the Bank). The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services principally include checking, savings, and time deposit accounts; residential, commercial, and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services. The Bank operates 39 full-service offices, one limited branch office, and four mortgage centers in its market areas. It is engaged in the ownership and management of CZFS Acquisition Company, LLC, its subsidiary, the Bank and the Banks subsidiaries, First Citizens Insurance Agency, Inc. and 1st Realty of PA LLC.
Citizens Financial Services, Inc. Announces Retirement of Terry B. Osborne as Executive Vice President and Chief Credit Officer and Director, Effective February 1, 2020
CITIZENS FINANCIAL SERVICES, INC. 
