Ratings Banca Transilvania S.A.

Equities

TLV

ROTLVAACNOR1

End-of-day quote Bucharest S.E. Other stock markets 06:00:00 2024-05-13 pm EDT			5-day change	1st Jan Change
29.95 ^RON	+1.18%		+2.92%	+23.45%

May. 13	Transcript : Banca Transilvania S.A., Q1 2024 Earnings Call, May 13, 2024
May. 10	Banca Transilvania S.A. Reports Earnings Results for the First Quarter Ended March 31, 2024	CI

Summary

The company has a good ESG score relative to its sector, according to Refinitiv.

Strengths

Margins returned by the company are among the highest on the stock exchange list. Its core activity clears big profits.
Its low valuation, with P/E ratio at 8.94 and 8.56 for the ongoing fiscal year and 2025 respectively, makes the stock pretty attractive with regard to earnings multiples.
This company will be of major interest to investors in search of a high dividend stock.
Over the past year, analysts have regularly revised upwards their sales forecast for the company.
Analysts have consistently raised their revenue expectations for the company, which provides good prospects for the current and next years in terms of revenue growth.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
For the last 4 months, the company has been enjoying highly positive EPS revisions, which were frequently and significantly raised.
Analysts covering this company mostly recommend stock overweighting or purchase.
The average price target of analysts who are interested in the stock has been strongly revised upwards over the last four months.
Over the past twelve months, analysts' opinions have been strongly revised upwards.
Analysts' price targets are all relatively close, reflecting good visibility on the company's valuation.
The group usually releases upbeat results with huge surprise rates.

Weaknesses

The company's earnings growth outlook lacks momentum and is a weakness.
The appreciation potential seems limited due to the average target prices set by the analysts covering the stock.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
BANCA TRANSILVANIA S.A.	+23.45%	5.19B	A-
JPMORGAN CHASE & CO.	+17.71%	579B	C+
BANK OF AMERICA CORPORATION	+15.24%	301B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+17.02%	250B	C+
WELLS FARGO & COMPANY	+26.04%	216B	C
CHINA CONSTRUCTION BANK CORPORATION	+19.57%	180B	B-
BANK OF CHINA LIMITED	+23.83%	168B	B-
HSBC HOLDINGS PLC	+10.42%	165B	C+
ROYAL BANK OF CANADA	+6.67%	147B	B-
HDFC BANK LIMITED	-15.84%	133B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders