Financials Banc of California, Inc.

Equities

BANC

US05990K1060

Banks

Market Closed - Nyse 04:00:02 2024-05-20 pm EDT 5-day change 1st Jan Change
14.53 USD -0.48% Intraday chart for Banc of California, Inc. +7.47% +8.19%

Valuation

Fiscal Period: December 2023 2024 2025
Capitalization 1 2,115 2,446 -
Enterprise Value (EV) 1 2,115 2,446 2,446
P/E ratio -0.59 x 13.5 x 7.53 x
Yield - 3.34% 3.38%
Capitalization / Revenue 7.08 x 2.17 x 1.94 x
EV / Revenue 7.08 x 2.17 x 1.94 x
EV / EBITDA - - -
EV / FCF - - -
FCF Yield - - -
Price to Book 0.78 x 0.79 x 0.72 x
Nbr of stocks (in thousands) 157,500 168,369 -
Reference price 2 13.43 14.53 14.53
Announcement Date 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 1,165 1,161 1,313 1,424 298.8 1,126 1,261
EBITDA - - - - - - -
EBIT 1 637.3 646.6 685 690.8 -2,159 361.7 557.4
Operating Margin 54.72% 55.71% 52.17% 48.51% -722.57% 32.13% 44.21%
Earnings before Tax (EBT) 1 632.9 -1,162 822.3 567.6 -2,211 335.1 508.9
Net income 1 463.5 -1,239 596.7 404.3 -1,939 178.8 329.2
Net margin 39.79% -106.78% 45.45% 28.39% -648.81% 15.89% 26.11%
EPS 2 - - - - -22.71 1.074 1.930
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - - 0.4857 0.4914
Announcement Date 1/21/20 1/20/21 1/19/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 361.9 333.5 362.1 377.2 355.8 318 228.9 174.5 - 273 272.6 287.4 300.1 301.3 310.9
EBITDA - - - - - - - - - - - - - - -
EBIT 1 191.4 166 178.5 181.6 163.7 119.4 -262.4 -26.57 -613 67.26 77.79 98.32 119.3 126.9 135.9
Operating Margin 52.88% 49.79% 49.29% 48.14% 46.01% 37.54% -114.63% -15.22% - 24.64% 28.54% 34.21% 39.74% 42.12% 43.69%
Earnings before Tax (EBT) 1 187.7 162.1 163.1 175.2 67.15 -1,260 -264.4 -26.57 -660 52.45 70.49 95.23 113.4 117.9 125.5
Net income 1 133.7 118.1 120 122.2 39.56 -1,205 -207.4 -33.29 -492.9 28.19 34.22 50.59 69.97 73.98 79.84
Net margin 36.95% 35.41% 33.14% 32.4% 11.12% -379.03% -90.57% -19.07% - 10.33% 12.56% 17.6% 23.31% 24.56% 25.68%
EPS 2 - - - - - - - - -4.550 0.1700 0.2100 0.3088 0.4150 0.4344 0.4689
Dividend per Share 2 - - - - - - - - - - 0.1214 0.1214 0.1214 0.1229 0.1229
Announcement Date 1/19/22 4/19/22 7/20/22 10/19/22 1/26/23 4/25/23 7/25/23 10/24/23 1/25/24 4/23/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.63% -32.1% 15.9% 11% -63.4% 6.69% 10.4%
ROA (Net income/ Total Assets) 1.8% -4.46% 1.71% 1.05% -4.71% 0.63% 0.99%
Assets 1 25,747 27,788 34,895 38,502 41,166 28,380 33,156
Book Value Per Share 2 - - - - 17.10 18.40 20.10
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/21/20 1/20/21 1/19/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
14.53 USD
Average target price
16.84 USD
Spread / Average Target
+15.91%
Consensus
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