Financials AIB Group plc

Equities

A5G

IE00BF0L3536

Banks

Market Closed - Irish S.E. 11:55:00 2024-05-03 am EDT 5-day change 1st Jan Change
4.944 EUR -0.20% Intraday chart for AIB Group plc +1.31% +27.42%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 8,431 4,563 5,809 9,667 10,161 12,947 - -
Enterprise Value (EV) 1 8,431 4,563 5,809 9,667 10,161 12,947 12,947 12,947
P/E ratio 25.7 x -5.6 x 10 x 13.9 x 5.13 x 7 x 7.3 x 7.09 x
Yield 2.58% - 2.1% 1.71% - 6.19% 6.62% 7.09%
Capitalization / Revenue 3.13 x 1.92 x 2.44 x 3.34 x 2.14 x 2.86 x 3.01 x 3.06 x
EV / Revenue 3.13 x 1.92 x 2.44 x 3.34 x 2.14 x 2.86 x 3.01 x 3.06 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.61 x 0.34 x 0.43 x 0.87 x - 0.85 x 0.79 x 0.75 x
Nbr of stocks (in thousands) 2,714,381 2,714,381 2,714,381 2,673,428 2,618,754 2,618,754 - -
Reference price 2 3.106 1.681 2.140 3.616 3.880 4.944 4.944 4.944
Announcement Date 3/6/20 3/5/21 3/3/22 3/8/23 3/6/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 2,695 2,371 2,384 2,895 4,741 4,520 4,306 4,235
EBITDA - - - - - - - -
EBIT 1 1,087 729 688 1,081 2,730 2,290 2,050 2,110
Operating Margin 40.33% 30.75% 28.86% 37.34% 57.58% 50.66% 47.6% 49.83%
Earnings before Tax (EBT) 1 499 -931 629 880 2,394 2,132 1,900 1,878
Net income 1 327 -769 647 767 2,061 1,728 1,525 1,499
Net margin 12.13% -32.43% 27.14% 26.49% 43.47% 38.22% 35.41% 35.4%
EPS 2 0.1210 -0.3000 0.2140 0.2610 0.7570 0.7066 0.6776 0.6969
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.0800 - 0.0450 0.0620 - 0.3060 0.3274 0.3503
Announcement Date 3/6/20 3/5/21 3/3/22 3/8/23 3/6/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S2 2020 S1 2020 S2 2021 S1 2021 S2 2022 S1 2022 S2 2023 S1 2023 S2 2024 S1 2024 S2 2025 S1 2025 S2
Net sales 1 1,292 1,187 1,184 1,171 1,213 1,274 1,621 2,209 2,532 2,391 2,284 2,230 2,245
EBITDA - - - - - - - - - - - - -
EBIT 520 302 427 373 - 391 - 1,205 1,525 - - - -
Operating Margin 40.25% 25.44% 36.06% 31.85% - 30.69% - 54.55% 60.23% - - - -
Earnings before Tax (EBT) 63 -909 -22 291 - 537 - 987 1,407 - - - -
Net income -16 -718 -51 275 - 477 290 856 1,205 - - - -
Net margin -1.24% -60.49% -4.31% 23.48% - 37.44% 17.89% 38.75% 47.59% - - - -
EPS -0.005000 -0.2700 -0.0300 0.0890 - 0.1650 - 0.3100 - - - - -
Dividend per Share 0.0800 - - - - - - - - - - - -
Announcement Date 3/6/20 8/6/20 3/5/21 8/4/21 3/3/22 7/29/22 3/8/23 7/28/23 3/6/24 - - - -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 2.37% -5.66% 4.78% 6.47% - 12.9% 11.2% 10.8%
ROA (Net income/ Total Assets) 0.34% -0.74% 0.54% 0.6% - 1.23% 1.06% 1.08%
Assets 1 95,058 104,474 119,131 128,821 - 140,005 143,327 138,393
Book Value Per Share 2 5.060 4.940 5.030 4.170 - 5.850 6.240 6.600
Cash Flow per Share 2 - - - - - 0.8500 0.7800 -
Capex 1 - - - - - 4.67 4.67 -
Capex / Sales - - - - - 0.1% 0.11% -
Announcement Date 3/6/20 3/5/21 3/3/22 3/8/23 3/6/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
13
Last Close Price
4.944 EUR
Average target price
5.904 EUR
Spread / Average Target
+19.42%
Consensus
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