Item 7.01 Regulation FD Disclosure.

Tompkins Financial Corporation (the "Company") is furnishing the materials presented at the Company's Annual Meeting of Shareholders on May 9, 2023 as Exhibit 99.1 to this report, which are incorporated herein by reference.

The information furnished in this Item 7.01 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended. This report will not be deemed an admission as to the materiality of any information herein (including Exhibit 99.1).

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