Real-time Estimate
Cboe BZX
01:37:19 2024-05-09 pm EDT
|
5-day change
|
1st Jan Change
|
171.4
USD
|
+0.66%
|
|
+1.34%
|
+22.47%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
36,429
|
33,426
|
33,727
|
35,962
|
36,631
|
44,940
|
-
|
-
|
Enterprise Value (EV)
1 |
36,429
|
33,426
|
33,727
|
35,962
|
43,851
|
40,193
|
35,820
|
44,940
|
P/E ratio
|
8.01
x
|
6.35
x
|
23.7
x
|
-26
x
|
-117
x
|
12
x
|
9.99
x
|
8.72
x
|
Yield
|
1.78%
|
1.96%
|
2.75%
|
2.51%
|
2.54%
|
2.2%
|
2.26%
|
2.36%
|
Capitalization / Revenue
|
1.01
x
|
0.9
x
|
0.8
x
|
0.71
x
|
0.64
x
|
0.72
x
|
0.67
x
|
0.65
x
|
EV / Revenue
|
1.01
x
|
0.9
x
|
0.8
x
|
0.71
x
|
0.77
x
|
0.64
x
|
0.54
x
|
0.65
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
30.1
x
|
8.27
x
|
6.44
x
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
11.1
x
|
21.8
x
|
11.1
x
|
19.4
x
|
FCF Yield
|
-
|
-
|
-
|
-
|
9.03%
|
4.59%
|
9%
|
5.14%
|
Price to Book
|
1.54
x
|
1.2
x
|
1.44
x
|
2.34
x
|
2.36
x
|
2.42
x
|
2.14
x
|
1.82
x
|
Nbr of stocks (in thousands)
|
323,956
|
304,068
|
286,676
|
265,210
|
261,687
|
263,915
|
-
|
-
|
Reference price
2 |
112.4
|
109.9
|
117.6
|
135.6
|
140.0
|
170.3
|
170.3
|
170.3
|
Announcement Date
|
2/4/20
|
2/3/21
|
2/2/22
|
2/1/23
|
2/7/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
36,076
|
37,073
|
42,218
|
50,340
|
57,094
|
62,373
|
66,588
|
68,636
|
EBITDA
1 |
-
|
-
|
-
|
-
|
1,459
|
4,859
|
5,566
|
-
|
EBIT
1 |
4,907
|
6,262
|
5,044
|
-71
|
755
|
4,823
|
5,851
|
7,148
|
Operating Margin
|
13.6%
|
16.89%
|
11.95%
|
-0.14%
|
1.32%
|
7.73%
|
8.79%
|
10.41%
|
Earnings before Tax (EBT)
1 |
6,089
|
6,959
|
6,448
|
-1,858
|
-348
|
4,758
|
5,866
|
6,491
|
Net income
1 |
4,678
|
5,461
|
1,485
|
-1,416
|
-316
|
3,666
|
4,454
|
5,026
|
Net margin
|
12.97%
|
14.73%
|
3.52%
|
-2.81%
|
-0.55%
|
5.88%
|
6.69%
|
7.32%
|
EPS
2 |
14.03
|
17.31
|
4.960
|
-5.220
|
-1.200
|
14.15
|
17.04
|
19.52
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
3,961
|
1,846
|
3,222
|
2,311
|
FCF margin
|
-
|
-
|
-
|
-
|
6.94%
|
2.96%
|
4.84%
|
3.37%
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
271.49%
|
37.99%
|
57.89%
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
50.35%
|
72.34%
|
45.98%
|
Dividend per Share
2 |
2.000
|
2.160
|
3.240
|
3.400
|
3.560
|
3.745
|
3.846
|
4.022
|
Announcement Date
|
2/4/20
|
2/3/21
|
2/2/22
|
2/1/23
|
2/7/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
10,852
|
12,604
|
12,953
|
13,375
|
13,742
|
13,786
|
13,979
|
14,497
|
14,832
|
15,259
|
14,807
|
15,158
|
15,450
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
970
|
916
|
-180
|
-494
|
-400
|
-396
|
-
|
-
|
-
|
1,719
|
712.2
|
1,184
|
1,706
|
-
|
-
|
Operating Margin
|
8.94%
|
7.27%
|
-1.39%
|
-3.69%
|
-2.91%
|
-2.87%
|
-
|
-
|
-
|
11.27%
|
4.81%
|
7.81%
|
11.04%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
1,393
|
797
|
-
|
-
|
-
|
-
|
-1,748
|
-21
|
1,827
|
1,464
|
662
|
1,090
|
1,727
|
1,571
|
842
|
Net income
1 |
790
|
630
|
-1,042
|
-694
|
-310
|
-346
|
-1,389
|
-41
|
1,460
|
1,189
|
431.5
|
721
|
1,327
|
1,231
|
636
|
Net margin
|
7.28%
|
5%
|
-8.04%
|
-5.19%
|
-2.26%
|
-2.51%
|
-9.94%
|
-0.28%
|
9.84%
|
7.79%
|
2.91%
|
4.76%
|
8.59%
|
-
|
-
|
EPS
2 |
2.730
|
2.240
|
-3.810
|
-2.580
|
-1.170
|
-1.310
|
-5.290
|
-0.1600
|
5.520
|
4.510
|
1.854
|
2.774
|
4.918
|
5.275
|
2.420
|
Dividend per Share
2 |
0.8100
|
0.8500
|
0.8500
|
0.8500
|
0.8500
|
0.8900
|
0.8900
|
0.8900
|
0.8900
|
0.9200
|
0.9200
|
0.9200
|
0.9200
|
0.9350
|
0.9350
|
Announcement Date
|
2/2/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/1/23
|
5/3/23
|
8/1/23
|
11/1/23
|
2/7/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
-
|
7,220
|
-
|
-
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
4,747
|
9,120
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
4.949
x
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
3,961
|
1,846
|
3,222
|
2,311
|
ROE (net income / shareholders' equity)
|
16.9%
|
19.8%
|
14.6%
|
-1.23%
|
1.5%
|
21.5%
|
22.7%
|
23.8%
|
ROA (Net income/ Total Assets)
|
3%
|
3.78%
|
1.32%
|
-1.43%
|
-0.38%
|
3.2%
|
3.8%
|
4.1%
|
Assets
1 |
155,933
|
144,479
|
112,713
|
98,699
|
83,180
|
114,569
|
117,209
|
122,575
|
Book Value Per Share
2 |
73.10
|
91.50
|
81.50
|
58.10
|
59.40
|
70.30
|
79.60
|
93.70
|
Cash Flow per Share
|
-
|
17.40
|
-
|
18.90
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
-
|
345
|
420
|
267
|
508
|
558
|
-
|
Capex / Sales
|
-
|
-
|
0.82%
|
0.83%
|
0.47%
|
0.81%
|
0.84%
|
-
|
Announcement Date
|
2/4/20
|
2/3/21
|
2/2/22
|
2/1/23
|
2/7/24
|
-
|
-
|
-
|
Last Close Price
170.3
USD Average target price
184.9
USD Spread / Average Target +8.61% Consensus |
1st Jan change
|
Capi.
|
---|
| +22.47% | 44.94B | | +42.73% | 62.37B | | +18.26% | 53.02B | | +14.91% | 49.77B | | +33.76% | 36.98B | | +12.83% | 30.2B | | +54.44% | 28.23B | | +28.52% | 25.81B | | +21.90% | 21.15B | | +14.97% | 21.01B |
Other Property & Casualty Insurance
|