STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED Financials Star Health and Allied Insurance Company Limited
Equities
STARHEALTH
INE575P01011
Life & Health Insurance
|
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 554.4 INR | +1.22% |
|
+3.38% | +3.67% |
| Apr. 30 | Transcript : Star Health and Allied Insurance Company Limited, Q4 2024 Earnings Call, Apr 30, 2024 | |
| Apr. 30 | Star Health and Allied Insurance's Human Resources Chief to Retire in July | MT |
Valuation
| Fiscal Period: March | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Capitalization 1 | 408,880 | 301,483 | 324,383 | - | - |
| Enterprise Value (EV) 1 | 408,880 | 299,877 | 318,231 | 335,831 | 335,366 |
| P/E ratio | -38.1 x | 49.8 x | 38.3 x | 29.3 x | 24.4 x |
| Yield | - | - | 0.01% | 0.19% | 0.16% |
| Capitalization / Revenue | 3.57 x | 2.33 x | 2.08 x | 1.81 x | 1.54 x |
| EV / Revenue | 3.57 x | 2.32 x | 2.09 x | 1.87 x | 1.59 x |
| EV / EBITDA | - | - | 156 x | 83.7 x | 54.3 x |
| EV / FCF | - | - | - | - | - |
| FCF Yield | - | - | - | - | - |
| Price to Book | 6.39 x | 4.58 x | 4.85 x | 4.31 x | 3.63 x |
| Nbr of stocks (in thousands) | 575,522 | 581,677 | 585,107 | - | - |
| Reference price 2 | 710.4 | 518.3 | 554.4 | 554.4 | 554.4 |
| Announcement Date | 4/29/22 | 4/28/23 | 4/30/24 | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net sales 1 | - | 114,635 | 129,525 | 152,544 | 179,374 | 211,199 |
| EBITDA 1 | - | - | - | 2,099 | 4,015 | 6,182 |
| EBIT 1 | - | -15,820 | 7,060 | 7,309 | 10,504 | 12,760 |
| Operating Margin | - | -13.8% | 5.45% | 4.79% | 5.86% | 6.04% |
| Earnings before Tax (EBT) 1 | -14,458 | -13,966 | 8,264 | 11,288 | 14,746 | 17,699 |
| Net income 1 | -10,857 | -10,407 | 6,186 | 8,450 | 11,182 | 13,248 |
| Net margin | - | -9.08% | 4.78% | 5.54% | 6.23% | 6.27% |
| EPS 2 | - | -18.65 | 10.41 | 14.19 | 18.94 | 22.68 |
| Free Cash Flow | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - |
| Dividend per Share 2 | - | - | - | 0.0500 | 1.029 | 0.8667 |
| Announcement Date | 4/15/21 | 4/29/22 | 4/28/23 | 4/30/24 | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | 2025 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 36,892 | 24,637 | 31,929 | 30,967 | 41,992 | 29,486 | 37,317 | 36,058 | 49,683 | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | -980.3 | 2,788 | 1,102 | 2,414 | 750.6 | 2,915 | 726.3 | 2,769 | 899.8 | - | - | - | - |
| Operating Margin | -2.66% | 11.31% | 3.45% | 7.8% | 1.79% | 9.88% | 1.95% | 7.68% | 1.81% | - | - | - | - |
| Earnings before Tax (EBT) 1 | -1,158 | 2,880 | 1,206 | 2,817 | 1,360 | 3,844 | 1,671 | 3,877 | 1,897 | - | - | - | - |
| Net income 1 | -820.4 | 2,132 | 931 | 2,105 | 1,018 | 2,878 | 1,253 | 2,896 | 7,421 | - | - | - | - |
| Net margin | -2.22% | 8.66% | 2.92% | 6.8% | 2.42% | 9.76% | 3.36% | 8.03% | 14.94% | - | - | - | - |
| EPS 2 | - | 3.590 | 1.590 | 3.540 | 1.710 | 4.830 | 2.100 | 4.460 | 2.390 | - | - | - | - |
| Dividend per Share 2 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 4/29/22 | 7/29/22 | 11/9/22 | 1/31/23 | 4/28/23 | 7/28/23 | 10/31/23 | 1/30/24 | 4/30/24 | - | - | - | - |
1INR in Million2INR
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | 254 | 11,448 | 10,983 |
| Net Cash position 1 | - | - | 1,606 | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | 1.72 x | 2.852 x | 1.777 x |
| Free Cash Flow | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | - | -19.6% | 9.53% | 14.1% | 15.8% | 16.2% |
| ROA (Net income/ Total Assets) | - | -7.85% | 3.91% | 5.46% | 5.96% | 6.26% |
| Assets 1 | - | 132,522 | 158,183 | 158,249 | 187,722 | 211,748 |
| Book Value Per Share 2 | - | 111.0 | 113.0 | 114.0 | 129.0 | 153.0 |
| Cash Flow per Share | - | - | - | - | - | - |
| Capex | - | 631 | - | - | - | - |
| Capex / Sales | - | 0.55% | - | - | - | - |
| Announcement Date | 4/15/21 | 4/29/22 | 4/28/23 | 4/30/24 | - | - |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C-
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
20
Last Close Price
554.4
INR
Average target price
646
INR
Spread / Average Target
+16.53%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +3.67% | 3.89B | |
| +14.24% | 80.59B | |
| +12.23% | 52.78B | |
| +7.12% | 50.21B | |
| +24.11% | 47.96B | |
| +16.97% | 43.56B | |
| +30.23% | 41.99B | |
| +2.40% | 30.06B | |
| -2.49% | 29.32B | |
| -7.66% | 28.52B |
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- STARHEALTH Stock
- Financials Star Health and Allied Insurance Company Limited
