Í tæknistaðli er greint frá því hvaða töflur skal birta samhliða SFCR.
Samstæðu töflur
Article 5
Templates for the solvency and financial condition report of groups
Participating insurance and reinsurance undertakings, insurance holding companies or mixed financial holding companies shall publicly disclose as part of their group solvency and financial condition report at least the following templates:
Samstæða
(a)
template S.32.01.22 of Annex I, specifying information on the undertakings in the scope of the group, following the instructions set out in section S.32.01 of Annex III;
(b)
where, for the calculation of the group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of Directive 2009/138/EC, template S.02.01.02 of Annex I to this Regulation, specifying balance sheet information, using the valuation in accordance with Article 75 of Directive 2009/138/EC, following the instructions set out in section S.02.01 of Annex III to this Regulation;
1
(c)
template S.05.01.02 of Annex I, specifying information on premiums, claims and expenses, using the valuation and recognition principles used in the consolidated financial statements, following the instructions set out in section S.05.01 of Annex III to this Regulation, for each line of business as defined in Annex I of Delegated Regulation (EU) 2015/35;
(d)
template S.05.02.01 of Annex I, specifying information on premiums, claims and expenses by country, using the valuation and recognition principles used in the consolidated financial statements, following the instructions set out in section S.05.02 of Annex III;
(e)
template S.22.01.22 of Annex I, specifying information on the impact of the long term guarantee and transitional measures, following the instructions set out in section S.22.01 of Annex III;
N/A
(f)
template S.23.01.22 of Annex I, specifying information on own funds, including basic own funds and ancillary own funds, following the instructions set out in section S.23.01 of Annex III;
N/A
(g)
where, for the calculation of group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of that Directive, template S.25.01.22 of Annex I to this Regulation, specifying information on the Solvency Capital Requirement, calculated using the standard formula, following the instructions set out in section S.25.01 of Annex III to this Regulation;
1
(h)
where, for the calculation of group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of that Directive, template S.25.02.22 of Annex I to this Regulation, specifying information on the Solvency Capital Requirement, calculated using the standard formula and a partial internal model, following the instructions set out in section S.25.02 of Annex III to this Regulation;
N/A
(i)
where, for the calculation of group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of that Directive, template S.25.03.22 of Annex I to this Regulation, specifying information on the Solvency Capital Requirement, calculated using a full internal model, following the instructions set out in section S.25.03 of Annex III to this Regulation.
Í tæknistaðli er greint frá því hvaða töflur skal birta samhliða SFCR.
"Solo" töflur
Article 4
Templates for the solvency and financial condition report of individual undertakings
Insurance and reinsurance undertakings shall publicly disclose as part of their solvency and financial condition report at least the following templates:
Móðurfélag
Lífið
(a)
template S.02.01.02 of Annex I specifying balance sheet information using the valuation in accordance with Article 75 of Directive 2009/138/EC, following the instructions set out in section S.02.01 of Annex II to this Regulation;
1
(b)
template S.05.01.02 of Annex I, specifying information on premiums, claims and expenses using the valuation and recognition principles used in the undertaking's financial statements, following the instructions set out in section S.05.01 of Annex II to this Regulation, for each line of business as defined in Annex I of Delegated Regulation (EU) 2015/35;
(c)
template S.05.02.01 of Annex I, specifying information on premiums, claims and expenses by country using the valuation and recognition principles used in the undertaking's financial statements, following the instructions set out in section S.05.02 of Annex II;
(d)
template S.12.01.02 of Annex I, specifying information on the technical provisions relating to life insurance and health insurance pursued on a similar technical basis to that of life insurance ('health SLT') for each line of business as defined in Annex I to Delegated Regulation (EU) 2015/35, following the instructions set out in section S.12.01 of Annex II to this Regulation;
(e)
template S.17.01.02 of Annex I, specifying information on non-life technical provisions, following the instructions set out in section S.17.01 of Annex II to this Regulation for each line of business as defined in Annex I of Delegated Regulation (EU) 2015/35;
(f)
template S.19.01.21 of Annex I, specifying information on non-life insurance claims in the format of development triangles, following the instructions set out in section S.19.01 of Annex II for the total non-life business;
(g)
template S.22.01.21 of Annex I, specifying information on the impact of the long term guarantee and transitional measures, following the instructions set out in section S.22.01 of Annex II;
(h)
template S.23.01.01 of Annex I, specifying information on own funds, including basic own funds and ancillary own funds, following the instructions set out in section S.23.01 of Annex II;
(i)
template S.25.01.21 of Annex I, specifying information on the Solvency Capital Requirement calculated using the standard formula, following the instructions set out in section S.25.01 of Annex II;
(j)
template S.25.02.21 of Annex I, specifying information on the Solvency Capital Requirement calculated using the standard formula and a partial internal model, following the instructions set out in section S.25.02 of Annex II;
N/A
N/A
(k)
template S.25.03.21 of Annex I, specifying information on the Solvency Capital Requirement calculated using a full internal model, following the instructions set out in section S.25.03 of Annex II;
N/A
N/A
(l)
template S.28.01.01 of Annex I, specifying the Minimum Capital Requirement for insurance and reinsurance undertakings engaged in only life or only non-life insurance or reinsurance activity, following the instructions set out in section S.28.01 of Annex II;
(m)
template S.28.02.01 of Annex I, specifying the Minimum Capital Requirement for insurance undertakings engaged in both life and non-life insurance activity, following the instructions set out in section S.28.02 of Annex II.
Technical provisions - health (similar to non-life)
R0560
-
TP calculated as a whole
R0570
-
Best Estimate
R0580
-
Risk margin
R0590
-
Technical provisions - life (excluding index-linked and unit-linked)
R0600
1,646,469
Technical provisions - health (similar to life)
R0610
1,083,907
TP calculated as a whole
R0620
-
Best Estimate
R0630
1,030,625
Risk margin
R0640
53,282
Technical provisions - life (excluding health and index-linked and unit-linked)
R0650
562,562
TP calculated as a whole
R0660
-
Best Estimate
R0670
539,385
Risk margin
R0680
23,177
Technical provisions - index-linked and unit-linked
R0690
6,058,058
TP calculated as a whole
R0700
6,058,058
Best Estimate
R0710
-
Risk margin
R0720
-
Contingent liabilities
R0740
-
Provisions other than technical provisions
R0750
-
Pension benefit obligations
R0760
-
Deposits from reinsurers
R0770
-
Deferred tax liabilities
R0780
91,108
Derivatives
R0790
-
Debts owed to credit institutions
R0800
-
Financial liabilities other than debts owed to credit institutions
R0810
-
Insurance & intermediaries payables
R0820
364,409
Reinsurance payables
R0830
-
Payables (trade, not insurance)
R0840
-
Subordinated liabilities
R0850
-
Subordinated liabilities not in BOF
R0860
-
Subordinated liabilities in BOF
R0870
-
Any other liabilities, not elsewhere shown
R0880
-
Total liabilities
R0900
8,160,044
Excess of assets over liabilities
R1000
2,036,477
Allar fjárhæðir eru í þúsundum króna
S.05.01.02
S.05.01.02 Premiums, claims and expenses by line of business
1
2
3
4
5
6
7
8
9
Line of Business for: non-life insurance and reinsurance obligations (direct business and accepted proportional reinsurance)
Medical expense insurance
Income protection insurance
Workers' compensation insurance
Motor vehicle liability insurance
Other motor insurance
Marine, aviation and transport insurance
Fire and other damage to property insurance
General liability insurance
Credit and suretyship insurance
C0010
C0020
C0030
C0040
C0050
C0060
C0070
C0080
C0090
Premiums written
Gross - Direct Business
R0110
Gross - Proportional reinsurance accepted
R0120
Gross - Non-proportional reinsurance accepted
R0130
Reinsurers' share
R0140
Net
R0200
Premiums earned
Gross - Direct Business
R0210
Gross - Proportional reinsurance accepted
R0220
Gross - Non-proportional reinsurance accepted
R0230
Reinsurers' share
R0240
Net
R0300
Claims incurred
Gross - Direct Business
R0310
Gross - Proportional reinsurance accepted
R0320
Gross - Non-proportional reinsurance accepted
R0330
Reinsurers' share
R0340
Net
R0400
Changes in other technical provisions
Gross - Direct Business
R0410
Gross - Proportional reinsurance accepted
R0420
Gross - Non- proportional reinsurance accepted
R0430
Reinsurers'share
R0440
Net
R0500
Expenses incurred
R0550
Other expenses
R1200
Total expenses
R1300
10
11
12
13
14
15
16
17
Line of Business for: non-life insurance and reinsurance obligations (direct business and accepted proportional reinsurance)
Line of business for: accepted non-proportional reinsurance
Total
Legal expenses insurance
Assistance
Miscellaneous financial loss
Health
Casualty
Marine, aviation, transport
Property
C0100
C0110
C0120
C0130
C0140
C0150
C0160
C0200
Premiums written
Gross - Direct Business
R0110
Gross - Proportional reinsurance accepted
R0120
Gross - Non-proportional reinsurance accepted
R0130
Reinsurers' share
R0140
Net
R0200
Premiums earned
Gross - Direct Business
R0210
Gross - Proportional reinsurance accepted
R0220
Gross - Non-proportional reinsurance accepted
R0230
Reinsurers' share
R0240
Net
R0300
Claims incurred
Gross - Direct Business
R0310
Gross - Proportional reinsurance accepted
R0320
Gross - Non-proportional reinsurance accepted
R0330
Reinsurers' share
R0340
Net
R0400
Changes in other technical provisions
Gross - Direct Business
R0410
Gross - Proportional reinsurance accepted
R0420
Gross - Non- proportional reinsurance accepted
R0430
Reinsurers' share
R0440
Net
R0500
Expenses incurred
R0550
Other expenses
R1200
Total expenses
R1300
Line of Business for: life insurance obligations
Life reinsurance obligations
Total
Health insurance
Insurance with profit participation
Index-linked and unit-linked insurance
Other life insurance
Annuities stemming from non-life insurance contracts and relating to health insurance obligations
Annuities stemming from non-life insurance contracts and relating to insurance obligations other than health insurance obligations
Health reinsurance
Life reinsurance
C0210
C0220
C0230
C0240
C0250
C0260
C0270
C0280
C0300
Premiums written
Gross
R1410
1,355,663
-
-
1,247,119
-
-
-
-
2,602,781
Reinsurers' share
R1420
359,234
-
-
78,054
-
-
-
-
437,288
Net
R1500
996,429
-
-
1,169,064
-
-
-
-
2,165,493
Premiums earned
Gross
R1510
1,288,580
-
-
1,203,853
-
-
-
-
2,492,433
Reinsurers' share
R1520
334,044
-
-
81,706
-
-
-
-
415,750
Net
R1600
954,536
-
-
1,122,147
-
-
-
-
2,076,683
Claims incurred
Gross
R1610
534,661
-
-
390,743
-
-
-
-
925,404
Reinsurers' share
R1620
217,392
-
-
41,804
-
-
-
-
259,196
Net
R1700
317,269
-
-
348,939
-
-
-
-
666,208
Changes in other technical provisions
Gross
R1710
-
-
-
-
-
-
-
-
-
Reinsurers' share
R1720
-
-
-
-
-
-
-
-
-
Net
R1800
-
-
-
-
-
-
-
-
-
Expenses incurred
R1900
277,889
-
-
244,287
-
-
-
-
522,176
Other expenses
R2500
51,798
Total expenses
R2600
573,974
Allar fjárhæðir eru í þúsundum króna
S.05.02.01
S.05.02.01 Premiums, claims and expenses by country
1
2
3
4
5
6
7
Home Country
Top 5 countries (by amount of gross premiums written) - non-life obligations
Total Top 5 and home country
C0010
C0020
C0030
C0040
C0050
C0060
C0070
R0010
C0080
C0090
C0100
C0110
C0120
C0130
C0140
Premiums written
Gross - Direct Business
R0110
-
Gross - Proportional reinsurance accepted
R0120
-
Gross - Non-proportional reinsurance accepted
R0130
-
Reinsurers' share
R0140
-
Net
R0200
-
Premiums earned
Gross - Direct Business
R0210
-
Gross - Proportional reinsurance accepted
R0220
-
Gross - Non-proportional reinsurance accepted
R0230
-
Reinsurers' share
R0240
-
Net
R0300
-
Claims incurred
Gross - Direct Business
R0310
-
Gross - Proportional reinsurance accepted
R0320
-
Gross - Non-proportional reinsurance accepted
R0330
-
Reinsurers' share
R0340
-
Net
R0400
-
Changes in other technical provisions
Gross - Direct Business
R0410
-
Gross - Proportional reinsurance accepted
R0420
-
Gross - Non- proportional reinsurance accepted
R0430
-
Reinsurers' share
R0440
-
Net
R0500
-
Expenses incurred
R0550
-
Other expenses
R1200
-
Total expenses
R1300
-
Home Country
Top 5 countries (by amount of gross premiums written) - life obligations
Total Top 5 and home country
C0150
C0160
C0170
C0180
C0190
C0200
C0210
R1400
C0220
C0230
C0240
C0250
C0260
C0270
C0280
Premiums written
Gross
R1410
2,602,781
-
-
-
-
-
2,602,781
Reinsurers' share
R1420
437,288
-
-
-
-
-
437,288
Net
R1500
2,165,493
-
-
-
-
-
2,165,493
Premiums earned
Gross
R1510
2,492,433
-
-
-
-
-
2,492,433
Reinsurers' share
R1520
415,750
-
-
-
-
-
415,750
Net
R1600
2,076,683
-
-
-
-
-
2,076,683
Claims incurred
Gross
R1610
925,404
-
-
-
-
-
925,404
Reinsurers' share
R1620
259,196
-
-
-
-
-
259,196
Net
R1700
666,208
-
-
-
-
-
666,208
Changes in other technical provisions
Gross
R1710
-
-
-
-
-
-
-
Reinsurers' share
R1720
-
-
-
-
-
-
-
Net
R1800
-
-
-
-
-
-
-
Expenses incurred
R1900
522,176
-
-
-
-
-
522,176
Other expenses
R2500
51,798
Total expenses
R2600
573,974
Allar fjárhæðir eru í þúsundum króna
S.12.01.02
S.12.01.02 Life and Health SLT Technical Provisions
1
2
3
4
5
6
7
8
9
14
16
17
18
19
20
21
Insurance with profit participation
Index-linked and unit-linked insurance
Other life insurance
Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations
Accepted reinsurance
Total (Life other than health insurance, incl. Unit-Linked)
Health insurance (direct business)
Annuities stemming from non-life insurance contracts and relating to health insurance obligations
Health reinsurance (reinsurance accepted)
Total (Health similar to life insurance)
Contracts without options and guarantees
Contracts with options or guarantees
Contracts without options and guarantees
Contracts with options or guarantees
Contracts without options and guarantees
Contracts with options or guarantees
C0020
C0030
C0040
C0050
C0060
C0070
C0080
C0090
C0100
C0150
C0160
C0170
C0180
C0190
C0200
C0210
Technical provisions calculated as a whole
R0010
-
6,058,058
-
-
-
6,058,058
-
-
-
-
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole
R0020
-
-
-
-
-
-
-
-
-
-
Technical provisions calculated as a sum of BE and RM
Best Estimate
Gross Best Estimate
R0030
-
-
-
539,385
-
-
-
539,385
1,030,625
-
-
-
1,030,625
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
R0080
-
-
-
25,086
-
-
-
25,086
359,348
-
-
-
359,348
Best estimate minus recoverables from reinsurance/SPV and Finite Re - total
R0090
-
-
-
514,299
-
-
-
514,299
671,277
-
-
-
671,277
Risk Margin
R0100
-
-
23,177
-
-
23,177
-
-
53,282
Amount of the transitional on Technical Provisions
Technical Provisions calculated as a whole
R0110
-
-
-
-
-
-
-
-
Best estimate
R0120
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Risk margin
R0130
-
-
-
-
-
-
-
-
-
-
Technical provisions - total
R0200
-
6,058,058
562,562
-
-
6,620,620
1,083,907
-
-
1,083,907
Allar fjárhæðir eru í þúsundum króna
S.17.01.02
S.17.01.02
1
2
3
4
5
6
7
8
9
Non-life Technical Provisions
Direct business and accepted proportional reinsurance
Medical expense insurance
Income protection insurance
Workers' compensation insurance
Motor vehicle liability insurance
Other motor insurance
Marine, aviation and transport insurance
Fire and other damage to property insurance
General liability insurance
Credit and suretyship insurance
C0020
C0030
C0040
C0050
C0060
C0070
C0080
C0090
C0100
Technical provisions calculated as a whole
R0010
-
-
-
-
-
-
-
-
-
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole
R0050
-
-
-
-
-
-
-
-
-
Technical provisions calculated as a sum of BE and RM
Best estimate
Premium provisions
Gross
R0060
4,482
251,649
61,814
2,182,986
886,309
46,052
1,122,170
210,201
3,262
Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
R0140
-
-
-
-
-
15,530
14,116
- 6,827
-
Net Best Estimate of Premium Provisions
R0150
4,482
251,649
61,814
2,182,986
886,309
30,522
1,108,055
217,028
3,262
Claims provisions
Gross
R0160
10,219
813,064
1,948,972
7,048,422
321,408
168,500
1,329,810
1,892,088
-
Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
R0240
-
-
-
-
-
32,719
367,153
52,000
-
Net Best Estimate of Claims Provisions
R0250
10,219
813,064
1,948,972
7,048,422
321,408
135,781
962,657
1,840,088
-
Total Best estimate - gross
R0260
14,700
1,064,713
2,010,786
9,231,408
1,207,716
214,552
2,451,981
2,102,290
3,262
Total Best estimate - net
R0270
14,700
1,064,713
2,010,786
9,231,408
1,207,716
166,304
2,070,712
2,057,116
3,262
Risk margin
R0280
599
45,892
108,848
399,518
18,227
9,558
75,429
107,393
-
Amount of the transitional on Technical Provisions
Technical Provisions calculated as a whole
R0290
-
-
-
-
-
-
-
-
-
Best estimate
R0300
-
-
-
-
-
-
-
-
-
Risk margin
R0310
-
-
-
-
-
-
-
-
-
Technical provisions - total
Technical provisions - total
R0320
15,300
1,110,605
2,119,633
9,630,926
1,225,943
224,110
2,527,410
2,209,682
3,262
Recoverable from reinsurance contract/SPV and Finite Re after the adjustment for expected losses due to counterparty default - total
R0330
-
-
-
-
-
48,248
381,269
45,174
-
Technical provisions minus recoverables from reinsurance/SPV and Finite Re - total
R0340
15,300
1,110,605
2,119,633
9,630,926
1,225,943
175,861
2,146,141
2,164,509
3,262
10
11
12
13
14
15
16
17
Direct business and accepted proportional reinsurance
Accepted non-proportional reinsurance
Total Non-Life obligation
Legal expenses insurance
Assistance
Miscellaneous financial loss
Non-proportional health reinsurance
Non-proportional casualty reinsurance
Non-proportional marine, aviation and transport reinsurance
Non-proportional property reinsurance
C0110
C0120
C0130
C0140
C0150
C0160
C0170
C0180
Technical provisions calculated as a whole
R0010
-
-
-
-
-
-
-
-
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole
R0050
-
-
-
-
-
-
-
-
Technical provisions calculated as a sum of BE and RM
Best estimate
Premium provisions
Gross
R0060
-
-
-
-
-
-
-
4,768,926
Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
R0140
-
-
-
-
-
-
-
22,819
Net Best Estimate of Premium Provisions
R0150
-
-
-
-
-
-
-
4,746,107
Claims provisions
Gross
R0160
-
-
-
-
-
-
71,379
13,603,862
Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
R0240
-
-
-
-
-
-
-
451,872
Net Best Estimate of Claims Provisions
R0250
-
-
-
-
-
-
71,379
13,151,990
Total Best estimate - gross
R0260
-
-
-
-
-
-
71,379
18,372,788
Total Best estimate - net
R0270
-
-
-
-
-
-
71,379
17,898,097
Risk margin
R0280
-
-
-
-
-
-
4,049
769,512
Amount of the transitional on Technical Provisions
Technical Provisions calculated as a whole
R0290
-
-
-
-
-
-
-
-
Best estimate
R0300
-
-
-
-
-
-
-
-
Risk margin
R0310
-
-
-
-
-
-
-
-
Technical provisions - total
Technical provisions - total
R0320
-
-
-
-
-
-
75,428
19,142,300
Recoverable from reinsurance contract/SPV and Finite Re after the adjustment for expected losses due to counterparty default - total
R0330
-
-
-
-
-
-
-
474,691
Technical provisions minus recoverables from reinsurance/SPV and Finite Re - total
R0340
-
-
-
-
-
-
75,428
18,667,609
S.19.01.21
S.19.01.21
Non-life insurance claims
Total Non-Life Business
Accident year / Underwriting year
Z0010
Gross Claims Paid (non-cumulative)
(absolute amount)
Development year
In Current year
Sum of years (cumulative)
Year
0
1
2
3
4
5
6
7
8
9
10 & +
C0010
C0020
C0030
C0040
C0050
C0060
C0070
C0080
C0090
C0100
C0110
C0170
C0180
Prior
R0100
5,866,533
3,462,904
2,219,829
1,221,184
669,031
416,691
224,709
230,519
124,589
57,004
68,766
R0100
68,766
14,561,761
N-9
R0160
3,302,800
1,777,619
1,672,221
594,667
192,491
103,961
176,374
37,629
69,803
24,794
R0160
24,794
7,952,359
N-8
R0170
3,753,024
1,847,030
1,383,534
562,796
276,248
132,211
195,796
48,206
14,710
R0170
14,710
8,213,555
N-7
R0180
3,348,161
1,587,755
1,134,090
514,363
414,476
138,505
62,772
32,738
R0180
32,738
7,232,862
N-6
R0190
3,071,081
1,409,810
1,116,779
485,491
344,371
112,524
76,540
R0190
76,540
6,616,595
N-5
R0200
3,260,469
1,459,515
1,384,647
525,746
194,879
247,074
R0200
247,074
7,072,329
N-4
R0210
3,912,338
1,819,376
1,372,751
521,707
259,055
R0210
259,055
7,885,228
N-3
R0220
3,755,274
1,923,947
1,490,736
1,009,282
R0220
1,009,282
8,179,240
N-2
R0230
4,153,190
1,997,192
1,509,791
R0230
1,509,791
7,660,174
N-1
R0240
5,309,083
2,363,682
R0240
2,363,682
7,672,765
N
R0250
4,649,786
R0250
4,649,786
4,649,786
Total
R0260
10,256,219
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
6,765,704
7,750,473
8,088,596
7,306,069
6,976,346
7,607,913
8,398,369
8,816,524
9,863,907
10,256,219
Gross undiscounted Best Estimate Claims Provisions
7,652,768
8,430,177
8,819,632
9,832,869
10,285,736
(absolute amount)
6,765,704
7,750,473
8,088,596
7,306,069
6,976,346
- 44,855
- 31,808
- 3,108
31,038
- 29,517
Development year
Year end (discounted data)
Year
0
1
2
3
4
5
6
7
8
9
10 & +
C0200
C0210
C0220
C0230
C0240
C0250
C0260
C0270
C0280
C0290
C0300
C0360
Prior
R0100
R0100
N-9
R0160
R0160
N-8
R0170
R0170
N-7
R0180
R0180
N-6
R0190
R0190
N-5
R0200
R0200
N-4
R0210
R0210
N-3
R0220
R0220
N-2
R0230
R0230
N-1
R0240
R0240
N
R0250
R0250
Total
R0260
S.22.01.21
S.22.01.21
Sleppa
Impact of long term guarantees and transitional measures
Amount with Long Term Guarantee measures and transitionals
Impact of transitional on technical provisions
Impact of transitional on interest rate
Impact of volatility adjustment set to zero
Impact of matching adjustment set to zero
C0010
C0030
C0050
C0070
C0090
Technical provisions
R0010
Basic own funds
R0020
Eligible own funds to meet Solvency Capital Requirement
R0050
Solvency Capital Requirement
R0090
Eligible own funds to meet Minimum Capital Requirement
R0100
Minimum Capital Requirement
R0110
S.22.01.22
S.22.01.22
Sleppa
Impact of long term guarantees and transitional measures
Amount with Long Term Guarantee measures and transitionals
Impact of transitional on technical provisions
Impact of transitional on interest rate
Impact of volatility adjustment set to zero
Impact of matching adjustment set to zero
C0010
C0030
C0050
C0070
C0090
Technical provisions
R0010
Basic own funds
R0020
Eligible own funds to meet Solvency Capital Requirement
R0050
Solvency Capital Requirement
R0090
S.23.01.01
S.23.01.01
1
2
3
4
5
Own funds
Total
Tier 1 - unrestricted
Tier 1 - restricted
Tier 2
Tier 3
C0010
C0020
C0030
C0040
C0050
Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Regulation (EU) 2015/35
Ordinary share capital (gross of own shares)
R0010
82,352
82,352
-
Share premium account related to ordinary share capital
R0030
-
-
-
Initial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings
R0040
-
-
-
Subordinated mutual member accounts
R0050
-
-
-
-
Surplus funds
R0070
-
-
Preference shares
R0090
-
-
-
-
Share premium account related to preference shares
R0110
-
-
-
-
Reconciliation reserve
R0130
1,204,125
1,204,125
Subordinated liabilities
R0140
-
-
-
-
An amount equal to the value of net deferred tax assets
R0160
-
-
Other own fund items approved by the supervisory authority as basic own funds not specified above
R0180
-
-
-
-
-
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds
R0220
-
Deductions
Deductions for participations in financial and credit institutions
R0230
-
-
-
-
Total basic own funds after deductions
R0290
1,286,477
1,286,477
-
-
-
Ancillary own funds
Unpaid and uncalled ordinary share capital callable on demand
R0300
-
-
Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand
R0310
-
-
Unpaid and uncalled preference shares callable on demand
R0320
-
-
-
A legally binding commitment to subscribe and pay for subordinated liabilities on demand
R0330
-
-
Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC
R0340
-
-
-
Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC
R0350
-
-
Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC
R0360
-
-
-
Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC
R0370
-
-
-
Other ancillary own funds
R0390
-
-
-
Total ancillary own funds
R0400
-
-
-
Available and eligible own funds
Total available own funds to meet the SCR
R0500
1,286,477
1,286,477
-
-
-
Total available own funds to meet the MCR
R0510
1,286,477
1,286,477
-
-
Total eligible own funds to meet the SCR
R0540
1,286,477
1,286,477
-
-
Total eligible own funds to meet the MCR
R0550
1,286,477
1,286,477
-
-
SCR
R0580
850,965
MCR
R0600
554,260
Ratio of Eligible own funds to SCR
R0620
0%
Ratio of Eligible own funds to MCR
R0640
0%
C0060
Reconciliation reserve
Excess of assets over liabilities
R0700
2,036,477
Own shares (held directly and indirectly)
R0710
-
Foreseeable dividends, distributions and charges
R0720
750,000
Other basic own fund items
R0730
82,352
Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds
R0740
-
Reconciliation reserve
R0760
1,204,125
Expected profits
Expected profits included in future premiums (EPIFP) - Life business
R0770
147,567
Expected profits included in future premiums (EPIFP) - Non- life business
R0780
-
Total Expected profits included in future premiums (EPIFP)
R0790
147,567
Allar fjárhæðir eru í þúsundum króna
S.23.01.22
S.23.01.22
Own funds
Total
Tier 1 - unrestricted
Tier 1 - restricted
Tier 2
Tier 3
C0010
C0020
C0030
C0040
C0050
Basic own funds before deduction for participations in other financial sector
Ordinary share capital (gross of own shares)
R0010
Non-available called but not paid in ordinary share capital at group level
R0020
Share premium account related to ordinary share capital
R0030
Iinitial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings
R0040
Subordinated mutual member accounts
R0050
Non-available subordinated mutual member accounts at group level
R0060
Surplus funds
R0070
Non-available surplus funds at group level
R0080
Preference shares
R0090
Non-available preference shares at group level
R0100
Share premium account related to preference shares
R0110
Non-available share premium account related to preference shares at group level
R0120
Reconciliation reserve
R0130
Subordinated liabilities
R0140
Non-available subordinated liabilities at group level
R0150
An amount equal to the value of net deferred tax assets
R0160
The amount equal to the value of net deferred tax assets not available at the group level
R0170
Other items approved by supervisory authority as basic own funds not specified above
R0180
Non available own funds related to other own funds items approved by supervisory authority
R0190
Minority interests (if not reported as part of a specific own fund item)
R0200
Non-available minority interests at group level
R0210
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds
R0220
Deductions
Deductions for participations in other financial undertakings, including non-regulated undertakings carrying out financial activities
R0230
whereof deducted according to art 228 of the Directive 2009/138/EC
R0240
Deductions for participations where there is non-availability of information (Article 229)
R0250
Deduction for participations included by using D&A when a combination of methods is used
R0260
Total of non-available own fund items
R0270
Total deductions
R0280
Total basic own funds after deductions
R0290
Ancillary own funds
Unpaid and uncalled ordinary share capital callable on demand
R0300
Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand
R0310
Unpaid and uncalled preference shares callable on demand
R0320
Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC
R0350
Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC
R0340
Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC
R0360
Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC
R0370
Non available ancillary own funds at group level
R0380
Other ancillary own funds
R0390
Total ancillary own funds
R0400
Own funds of other financial sectors
Reconciliation reserve
R0410
Institutions for occupational retirement provision
R0420
Non regulated entities carrying out financial activities
R0430
Total own funds of other financial sectors
R0440
Own funds when using the D&A, exclusively or in combination of method 1
Own funds aggregated when using the D&A and combination of method
R0450
Own funds aggregated when using the D&A and combination of method net of IGT
R0460
Total available own funds to meet the consolidated group SCR (excluding own funds from other financial sector and from the undertakings included via D&A )
R0520
Total available own funds to meet the minimum consolidated group SCR
R0530
Total eligible own funds to meet the consolidated group SCR (excluding own funds from other financial sector and from the undertakings included via D&A )
R0560
Total eligible own funds to meet the minimum consolidated group SCR
R0570
Minimum consolidated Group SCR
R0610
Ratio of Eligible own funds to Minimum Consolidated Group SCR
R0650
Total eligible own funds to meet the group SCR (including own funds from other financial sector and from the undertakings included via D&A )
R0660
Group SCR
R0680
Ratio of Eligible own funds to group SCR including other financial sectors and the undertakings included via D&A
R0690
C0060
Reconciliation reserve
Excess of assets over liabilities
R0700
Own shares (held directly and indirectly)
R0710
Foreseeable dividends, distributions and charges
R0720
Other basic own fund items
R0730
Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds
R0740
Other non available own funds
R0750
Reconciliation reserve before deduction for participations in other financial sector
R0760
Expected profits
Expected profits included in future premiums (EPIFP) - Life business
R0770
Expected profits included in future premiums (EPIFP) - Non- life business
R0780
Total Expected profits included in future premiums (EPIFP)
R0790
S.25.01.21
S.25.01.21
Solvency Capital Requirement - for undertakings on Standard Formula
Gross solvency capital requirement
USP
Simplifications
C0040
C0090
C0100
Market risk
R0010
343,561
Counterparty default risk
R0020
110,720
Life underwriting risk
R0030
621,388
Health underwriting risk
R0040
256,157
Non-life underwriting risk
R0050
-
Diversification
R0060
- 393,762
Intangible asset risk
R0070
-
Basic Solvency Capital Requirement
R0100
938,065
Calculation of Solvency Capital Requirement
C0100
Operational risk
R0130
99,697
Loss-absorbing capacity of technical provisions
R0140
-
Loss-absorbing capacity of deferred taxes
R0150
- 186,797
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC
R0160
-
Solvency capital requirement excluding capital add-on
R0200
850,965
Capital add-on already set
R0210
-
Solvency capital requirement
R0220
850,965
Other information on SCR
Capital requirement for duration-based equity risk sub-module
R0400
-
Total amount of Notional Solvency Capital Requirement for remaining part
R0410
-
Total amount of Notional Solvency Capital Requirements for ring fenced funds
R0420
-
Total amount of Notional Solvency Capital Requirements for matching adjustment portfolios
R0430
-
Diversification effects due to RFF nSCR aggregation for article 304
R0440
-
Allar fjárhæðir eru í þúsundum króna
S.25.02.21
S.25.02.21
Sleppa
Solvency Capital Requirement - for undertakings using the standard formula and partial internal model
Unique number of component
Components description
Calculation of the Solvency Capital Requirement
Amount modelled
USP
Simplifications
C0010
C0020
C0030
C0070
C0080
C0090
Calculation of Solvency Capital Requirement
C0100
Total undiversified components
R0110
Diversification
R0060
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC
R0160
Solvency capital requirement excluding capital add-on
R0200
Capital add-ons already set
R0210
Solvency capital requirement
R0220
Other information on SCR
Amount/estimate of the overall loss-absorbing capacity of technical provisions
R0300
Amount/estimate of the overall loss-absorbing capacity ot deferred taxes
R0310
Capital requirement for duration-based equity risk sub-module
R0400
Total amount of Notional Solvency Capital Requirements for remaining part
R0410
Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional))
R0420
Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios
R0430
Diversification effects due to RFF nSCR aggregation for article 304
R0440
S.25.01.22
S.25.01.22
Solvency Capital Requirement - for groups on Standard Formula
Gross solvency capital requirement
USP
Simplifications
C0110
C0080
C0090
Market risk
R0010
Counterparty default risk
R0020
Life underwriting risk
R0030
Health underwriting risk
R0040
Non-life underwriting risk
R0050
Diversification
R0060
Intangible asset risk
R0070
Basic Solvency Capital Requirement
R0100
Calculation of Solvency Capital Requirement
C0100
Operational risk
R0130
Loss-absorbing capacity of technical provisions
R0140
Loss-absorbing capacity of deferred taxes
R0150
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC
R0160
Solvency capital requirement excluding capital add-on
R0200
Capital add-on already set
R0210
Solvency capital requirement
R0220
Other information on SCR
Capital requirement for duration-based equity risk sub-module
R0400
Total amount of Notional Solvency Capital Requirements for remaining part
R0410
Total amount of Notional Solvency Capital Requirements for ring fenced funds
R0420
Total amount of Notional Solvency Capital Requirements for matching adjustment portfolios
R0430
Diversification effects due to RFF nSCR aggregation for article 304
R0440
Minimum consolidated group solvency capital requirement
R0470
Information on other entities
Capital requirement for other financial sectors (Non-insurance capital requirements)
R0500
Capital requirement for other financial sectors (Non-insurance capital requirements) - Credit institutions, investment firms and financial institutions, alternative investment funds managers, UCITS management companies
R0510
Capital requirement for other financial sectors (Non-insurance capital requirements) - Institutions for occupational retirement provisions
R0520
Capital requirement for other financial sectors (Non-insurance capital requirements) - Capital requirement for non-regulated entities carrying out financial activities
R0530
Capital requirement for non-controlled participation requirements
R0540
Capital requirement for residual undertakings
R0550
Overall SCR
SCR for undertakings included via D and A
R0560
Solvency capital requirement
R0570
S.25.02.22
S.25.02.22
Sleppa
Solvency Capital Requirement - for groups using the standard formula and partial internal model
Unique number of component
Components description
Calculation of the Solvency Capital Requirement
Amount modelled
USP
Simplifications
C0010
C0020
C0030
C0070
C0080
C0090
Calculation of Solvency Capital Requirement
C0100
Total undiversified components
R0110
Diversification
R0060
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC
R0160
Solvency capital requirement excluding capital add-on
R0200
Capital add-ons already set
R0210
Solvency capital requirement for undertakings under consolidated method
R0220
Other information on SCR
Amount/estimate of the overall loss-absorbing capacity of technical provisions
R0300
Amount/estimate of the overall loss-absorbing capacity ot deferred taxes
R0310
Capital requirement for duration-based equity risk sub-module
R0400
Total amount of Notional Solvency Capital Requirements for remaining part
R0410
Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional))
R0420
Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios
R0430
Diversification effects due to RFF nSCR aggregation for article 304
R0440
Minimum consolidated group solvency capital requirement
R0470
Information on other entities
Capital requirement for other financial sectors (Non-insurance capital requirements)
R0500
Capital requirement for other financial sectors (Non-insurance capital requirements) - Credit institutions, investment firms and financial institutions, alternative investment funds managers, UCITS management companies
R0510
Capital requirement for other financial sectors (Non-insurance capital requirements) - Institutions for occupational retirement provisions
R0520
Capital requirement for other financial sectors (Non-insurance capital requirements) - Capital requirement for non-regulated entities carrying out financial activities
R0530
Capital requirement for non-controlled participation requirements
R0540
Capital requirement for residual undertakings
R0550
C0100
Overall SCR
SCR for undertakings included via D and A
R0560
Solvency capital requirement
R0570
S.25.03.21
S.25.03.21
Sleppa
Solvency Capital Requirement - for undertakings on Full Internal Models
Unique number of component
Components description
Calculation of the Solvency Capital Requirement
C0010
C0020
C0030
Calculation of Solvency Capital Requirement
C0100
Total undiversified components
R0110
Diversification
R0060
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional)
R0160
Solvency capital requirement excluding capital add-on
R0200
Capital add-ons already set
R0210
Solvency capital requirement
R0220
Other information on SCR
Amount/estimate of the overall loss-absorbing capacity of technical provisions
R0300
Amount/estimate of the overall loss-absorbing capacity ot deferred taxes
R0310
Total amount of Notional Solvency Capital Requirements for remaining part
R0410
Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional))
R0420
Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios
R0430
Diversification effects due to RFF nSCR aggregation for article 304
R0440
S.25.03.22
S.25.03.22
Sleppa
Solvency Capital Requirement - for groups on Full Internal Models
Unique number of component
Components description
Calculation of the Solvency Capital Requirement
C0010
C0020
C0030
Calculation of Solvency Capital Requirement
C0100
Total undiversified components
R0110
Diversification
R0060
Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC
R0160
Solvency capital requirement excluding capital add-on
R0200
Capital add-ons already set
R0210
Solvency capital requirement
R0220
Other information on SCR
Amount/estimate of the overall loss-absorbing capacity of technical provisions
R0300
Amount/estimate of the overall loss-absorbing capacity ot deferred taxes
R0310
Total amount of Notional Solvency Capital Requirements for remaining part
R0410
Total amount of Notional Solvency Capital Requirements for ring fenced funds (other than those related to business operated in accordance with Art. 4 of Directive 2003/41/EC (transitional))
R0420
Total amount of Notional Solvency Capital Requirement for matching adjustment portfolios
R0430
Diversification effects due to RFF nSCR aggregation for article 304
R0440
Minimum consolidated group solvency capital requirement
R0470
Information on other entities
Capital requirement for other financial sectors (Non-insurance capital requirements)
R0500
Capital requirement for other financial sectors (Non-insurance capital requirements) - Credit institutions, investment firms and financial institutions, alternative investment funds managers, UCITS management companies
R0510
Capital requirement for other financial sectors (Non-insurance capital requirements) - Institutions for occupational retirement provisions
R0520
Capital requirement for other financial sectors (Non-insurance capital requirements) - Capital requirement for non-regulated entities carrying out financial activities
R0530
Capital requirement for non-controlled participation requirements
R0540
Capital requirement for residual undertakings
R0550
S.28.01.01
S.28.01.01
Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity
Linear formula component for non-life insurance and reinsurance obligations
C0010
MCRNL Result
R0010
0
2
3
Net (of reinsurance/SPV) best estimate and TP calculated as a whole
Net (of reinsurance) written premiums in the last 12 months
C0020
C0030
Medical expense insurance and proportional reinsurance
R0020
-
-
Income protection insurance and proportional reinsurance
R0030
-
-
Workers' compensation insurance and proportional reinsurance
R0040
-
-
Motor vehicle liability insurance and proportional reinsurance
R0050
-
-
Other motor insurance and proportional reinsurance
R0060
-
-
Marine, aviation and transport insurance and proportional reinsurance
R0070
-
-
Fire and other damage to property insurance and proportional reinsurance
R0080
-
-
General liability insurance and proportional reinsurance
R0090
-
-
Credit and suretyship insurance and proportional reinsurance
R0100
-
-
Legal expenses insurance and proportional reinsurance
R0110
-
-
Assistance and proportional reinsurance
R0120
-
-
Miscellaneous financial loss insurance and proportional reinsurance
R0130
-
-
Non-proportional health reinsurance
R0140
-
-
Non-proportional casualty reinsurance
R0150
-
-
Non-proportional marine, aviation and transport reinsurance
R0160
-
-
Non-proportional property reinsurance
R0170
-
-
Linear formula component for life insurance and reinsurance obligations
C0040
MCRL Result
R0200
330,049
Net (of reinsurance/SPV) best estimate and TP calculated as a whole
Net (of reinsurance/SPV) total capital at risk
C0050
C0060
Obligations with profit participation - guaranteed benefits
R0210
-
Obligations with profit participation - future discretionary benefits
R0220
-
Index-linked and unit-linked insurance obligations
R0230
6,058,058
Other life (re)insurance and health (re)insurance obligations
R0240
1,185,576
Total capital at risk for all life (re)insurance obligations
R0250
375,350,382
Overall MCR calculation
C0070
Linear MCR
R0300
330,049
SCR
R0310
850,965
MCR cap
R0320
382,934
MCR floor
R0330
212,741
Combined MCR
R0340
330,049
Absolute floor of the MCR
R0350
554,260
C0070
Minimum Capital Requirement
R0400
554,260
Allar fjárhæðir eru í þúsundum króna
S.28.02.01
S.28.02.01
Sleppa fyrir móðurfélag
Minimum Capital Requirement - Both life and non-life insurance activity
Non-life activities
Life activities
Non-life activities
Life activities
MCR(NL,NL) Result
MCR(NL,L)Result
C0010
C0020
Linear formula component for non-life insurance and reinsurance obligations
R0010
Net (of reinsurance/SPV) best estimate and TP calculated as a whole
Net (of reinsurance) written premiums in the last 12 months
Net (of reinsurance/SPV) best estimate and TP calculated as a whole
Net (of reinsurance) written premiums in the last 12 months
C0030
C0040
C0050
C0060
Medical expense insurance and proportional reinsurance
R0020
Income protection insurance and proportional reinsurance
R0030
Workers' compensation insurance and proportional reinsurance
R0040
Motor vehicle liability insurance and proportional reinsurance
R0050
Other motor insurance and proportional reinsurance
R0060
Marine, aviation and transport insurance and proportional reinsurance
R0070
Fire and other damage to property insurance and proportional reinsurance
R0080
General liability insurance and proportional reinsurance
R0090
Credit and suretyship insurance and proportional reinsurance
R0100
Legal expenses insurance and proportional reinsurance
R0110
Assistance and proportional reinsurance
R0120
Miscellaneous financial loss insurance and proportional reinsurance
R0130
Non-proportional health reinsurance
R0140
Non-proportional casualty reinsurance
R0150
Non-proportional marine, aviation and transport reinsurance
R0160
Non-proportional property reinsurance
R0170
Non-life activities
Life activities
Non-life activities
Life activities
MCR(L,NL) Result
MCR(L,L) Result
C0070
C0080
Linear formula component for life insurance and reinsurance obligations
R0200
Net (of reinsurance/SPV) best estimate and TP calculated as a whole
Net (of reinsurance/SPV) total capital at risk
Net (of reinsurance/SPV) best estimate and TP calculated as a whole
Net (of reinsurance/SPV) total capital at risk
C0090
C0100
C0110
C0120
Obligations with profit participation - guaranteed benefits
R0210
Obligations with profit participation - future discretionary benefits
R0220
Index-linked and unit-linked insurance obligations
R0230
Other life (re)insurance and health (re)insurance obligations
R0240
Total capital at risk for all life (re)insurance obligations
R0250
Overall MCR calculation
C0130
Linear MCR
R0300
SCR
R0310
MCR cap
R0320
MCR floor
R0330
Combined MCR
R0340
Absolute floor of the MCR
R0350
C0130
Minimum Capital Requirement
R0400
Notional non-life and life MCR calculation
Non-life activities
Life activities
C0140
C0150
Notional linear MCR
R0500
Notional SCR excluding add-on (annual or latest calculation)
R0510
Notional MCR cap
R0520
Notional MCR floor
R0530
Notional Combined MCR
R0540
Absolute floor of the notional MCR
R0550
Notional MCR
R0560
S.32.01.22
S.32.01.22
Undertakings in the scope of the group
Country
Identification code of the undertaking
Type of code of the ID of the undertaking
Legal name of the undertaking
Type of undertaking
Legal form
Category (mutual/non mutual)
Supervisory Authority
C0010
C0020
C0030
C0040
C0050
C0060
C0070
C0080
(cont)
Criteria of influence
Inclusion in the scope of group supervision
Group solvency calculation
% capital share
% used for the establishment of consolidated accounts
% voting rights
Other criteria
Level of influence
Proportional share used for group solvency calculation
YES/NO
Date of decision if art. 214 is applied
Method used and under method 1, treatment of the undertaking
C0180
C0190
C0200
C0210
C0220
C0230
C0240
C0250
C0260
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Sjóvá-Almennar tryggingar hf. published this content on 07 April 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 07 April 2022 12:22:02 UTC.
Sjova-Almennar tryggingar hf is an Iceland-based company engaged in the multiline insurance industry. The Company offers its solutions for both individuals and businesses. The Company reports three segments: Non-life Insurance, comprising property and casualty insurance; Life Insurance, offering life and health insurance; and Financial, including activities and financial operations of Sjova Forvarnahusid ehf. The Company offers wide range of insurance services that apply to assets, such as buildings and interior equipment (pipelines, electronics damage, property theft), livelihood, cargo; vehicles, such as passenger cars, jeeps, trucks, motorcycles, all-terrain vehicles (ATV) and snowmobile, among others; and life, health and travel insurance, among others. In addition, it offers Sickness Cost Insurance, required by the law for Icelanders, as well as for foreigners. The Company also provides rental of an automobile on its expense after a car accident.