Financials Premier Financial Corp. Nasdaq

Equities

PFC

US32006W1062

Banks

Delayed Nasdaq 11:18:35 2021-10-05 am EDT 5-day change 1st Jan Change
32.3 USD -0.62% Intraday chart for Premier Financial Corp. +0.34% +41.30%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 621.3 857.7 1,143 959.2 861.2 707.1 -
Enterprise Value (EV) 1 621.3 857.7 1,143 959.2 861.2 707.1 707.1
P/E ratio 12.7 x 13.1 x 9.12 x 9.46 x 7.75 x 9.28 x 8.4 x
Yield 2.51% 3.83% 3.4% 4.45% 5.15% 6.3% 6.42%
Capitalization / Revenue 3.87 x 2.98 x 3.76 x 3.14 x 2.79 x 2.76 x 2.54 x
EV / Revenue 3.87 x 2.98 x 3.76 x 3.14 x 2.79 x 2.76 x 2.54 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.46 x 0.87 x 1.1 x 1.08 x 0.88 x 0.7 x 0.67 x
Nbr of stocks (in thousands) 19,729 37,293 36,978 35,566 35,733 35,804 -
Reference price 2 31.49 23.00 30.91 26.97 24.10 19.75 19.75
Announcement Date 1/20/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 160.6 288.2 304.2 305.9 308.2 256.4 278.2
EBITDA - - - - - - -
EBIT 1 64.48 143 149.4 141.4 145 101.2 116.6
Operating Margin 40.15% 49.63% 49.11% 46.22% 47.04% 39.48% 41.9%
Earnings before Tax (EBT) 1 60.64 79.27 156.4 126.3 139.5 95.18 104.3
Net income 1 49.37 63.08 126.1 102.2 111.3 76.02 83.66
Net margin 30.74% 21.89% 41.44% 33.41% 36.11% 29.65% 30.07%
EPS 2 2.480 1.750 3.390 2.850 3.110 2.128 2.350
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.7900 0.8800 1.050 1.200 1.240 1.244 1.268
Announcement Date 1/20/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 75.35 74.14 75.64 73.46 80.17 77.01 68.85 71.04 67.32 64.38 62.14 62.98 64.74 66.5 67.1
EBITDA - - - - - - - - - - - - - - -
EBIT 1 36.3 33.29 33.46 34.37 39.07 33.98 26.06 30.2 29.46 26.49 22.24 24.83 26.37 27.83 26
Operating Margin 48.18% 44.9% 44.24% 46.79% 48.74% 44.13% 37.85% 42.51% 43.77% 41.14% 35.8% 39.43% 40.73% 41.85% 38.75%
Earnings before Tax (EBT) 1 34.48 31.28 32.53 27.81 34.9 31.04 22.25 62.3 30.24 24.69 22.3 23.11 24.26 25.28 23.76
Net income 1 28.36 25.31 26.36 22.36 28.2 25.28 18.15 48.39 24.69 20.07 17.79 18.68 19.48 20.26 19.01
Net margin 37.64% 34.14% 34.85% 30.44% 35.17% 32.82% 26.36% 68.11% 36.67% 31.17% 28.62% 29.65% 30.09% 30.47% 28.32%
EPS 2 0.7600 0.6900 0.7300 0.6300 0.7900 0.7100 0.5100 1.350 0.6900 0.5600 0.5000 0.5175 0.5450 0.5700 0.5320
Dividend per Share 2 0.2700 0.2800 0.3000 0.3000 0.3000 0.3000 0.3100 0.3100 0.3100 0.3100 0.3120 0.3100 0.3120 0.3120 0.3160
Announcement Date 10/28/21 1/25/22 4/26/22 7/26/22 10/25/22 1/24/23 4/25/23 7/25/23 10/24/23 1/23/24 4/23/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 12.2% 7.02% 12.5% 11% 9.44% 7.71% 8.08%
ROA (Net income/ Total Assets) 1.5% 0.96% 1.68% 1.29% 1.02% 0.88% 0.93%
Assets 1 3,291 6,571 7,503 7,921 10,911 8,663 8,996
Book Value Per Share 2 21.60 26.30 28.10 24.90 27.30 28.10 29.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/20/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
19.75 USD
Average target price
23.75 USD
Spread / Average Target
+20.25%
Consensus
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