Praemium : PPS Investor Presentation - H1 FY2022 Results

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It is provided in summary and does not purport to be complete. You should not rely upon it as advice for investment purposes as

it does not take into account your investment objectives, financial position or needs. These factors should be considered, with or

without professional advice when deciding if an investment is appropriate.

This presentation may contain forward-looking statements including statements regarding our intent, belief or current

expectations with respect to Praemium's businesses and operations, market conditions, results of operation and financial

condition, capital adequacy, specific provisions and risk management practices. Readers are cautioned not to place undue

use

reliance on these forward-looking statements. Praemium does not undertake any obligation to publicly release the result of any

revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence

of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a

materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies

outside Praemium's control. Past performance is not a reliable indication of future performance.

To the extent permitted by law, no responsibility for any loss arising in any way (including by way of negligence) from anyone

acting or refraining from acting as a result of this material is accepted by the Praemium Group or any of its related bodies

corporate.

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