PAGAYA TECHNOLOGIES LTD. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 12.4 USD | +5.00% |
|
+4.73% | -25.12% |
| Jun. 06 | Pagaya Technologies Implementing 'Operational Initiatives' Including Job Cuts; 2024 Adjusted EBITDA Outlook Raised | MT |
| May. 28 | Sector Update: Tech Stocks Advance Late Afternoon | MT |
Valuation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Capitalization 1 | - | 844.5 | 979.9 | 837.3 | - | - |
| Enterprise Value (EV) 1 | - | 674.4 | 979.9 | 837.3 | 837.3 | 837.3 |
| P/E ratio | -0.08 x | -1.8 x | -7.67 x | -45.4 x | 33.2 x | 19.1 x |
| Yield | - | - | - | - | - | - |
| Capitalization / Revenue | - | 1.13 x | 1.21 x | 0.84 x | 0.72 x | 0.61 x |
| EV / Revenue | - | 1.13 x | 1.21 x | 0.84 x | 0.72 x | 0.61 x |
| EV / EBITDA | - | -175 x | 11.9 x | 4.8 x | 3.65 x | 3.15 x |
| EV / FCF | - | - | -92.3 x | 7.55 x | 5.46 x | - |
| FCF Yield | - | - | -1.08% | 13.2% | 18.3% | - |
| Price to Book | - | 1.57 x | 0.15 x | 1.2 x | 1.1 x | 0.98 x |
| Nbr of stocks (in thousands) | - | 56,756 | 59,171 | 70,900 | - | - |
| Reference price 2 | 119.2 | 14.88 | 16.56 | 12.40 | 12.40 | 12.40 |
| Announcement Date | 5/27/22 | 2/15/23 | 2/21/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net sales 1 | - | 748.9 | 812.1 | 996.9 | 1,164 | 1,374 |
| EBITDA 1 | - | -4.834 | 82.02 | 174.5 | 229.4 | 265.9 |
| EBIT 1 | - | -251.5 | -24.4 | 48.42 | 84.17 | 194.1 |
| Operating Margin | - | -33.58% | -3% | 4.86% | 7.23% | 14.13% |
| Earnings before Tax (EBT) 1 | - | -276.4 | -181.2 | -28.56 | 27.64 | 80.59 |
| Net income 1 | -134.3 | -314.5 | -128.4 | -22.39 | 26.57 | 42 |
| Net margin | - | -42% | -15.82% | -2.25% | 2.28% | 3.06% |
| EPS 2 | -1,542 | -8.280 | -2.160 | -0.2733 | 0.3740 | 0.6500 |
| Free Cash Flow 1 | - | - | -10.61 | 110.9 | 153.3 | - |
| FCF margin | - | - | -1.31% | 11.12% | 13.18% | - |
| FCF Conversion (EBITDA) | - | - | - | 63.56% | 66.82% | - |
| FCF Conversion (Net income) | - | - | - | - | 577.06% | - |
| Dividend per Share | - | - | - | - | - | - |
| Announcement Date | 5/27/22 | 2/15/23 | 2/21/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2022 S1 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | - | 204 | 192.9 | 186.6 | 195.6 | 211.8 | 218 | 245.3 | 239.2 | 248 | 264.4 | 265.9 | 272.4 |
| EBITDA 1 | - | -5.203 | -8.954 | 2.048 | 17.49 | 28.26 | 34.22 | 39.82 | 42.25 | 44.32 | 48.06 | 52.56 | 53.98 |
| EBIT 1 | - | -64.17 | -26.7 | -24.98 | -10.24 | 0.162 | 10.65 | 7.69 | 11.07 | 13.06 | 16.7 | 19 | 17.5 |
| Operating Margin | - | -31.46% | -13.84% | -13.38% | -5.23% | 0.08% | 4.89% | 3.14% | 4.63% | 5.26% | 6.32% | 7.14% | 6.42% |
| Earnings before Tax (EBT) 1 | - | -60.94 | -61.41 | -91.96 | -27.13 | -47.1 | -14.98 | -26.66 | -2.696 | -1.367 | 2.34 | -0.3211 | -2.49 |
| Net income 1 | -164.5 | -74.79 | -34 | -60.97 | -31.3 | -21.75 | -14.42 | -21.22 | -0.8155 | 0.5777 | 2.862 | -1.457 | -0.2287 |
| Net margin | - | -36.67% | -17.63% | -32.67% | -16% | -10.27% | -6.61% | -8.65% | -0.34% | 0.23% | 1.08% | -0.55% | -0.08% |
| EPS 2 | -3.240 | -1.320 | -0.6000 | -1.080 | -0.4800 | -0.3600 | -0.2400 | -0.3300 | -0.0150 | 0.006670 | 0.0383 | -0.0200 | -0.006670 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 8/16/22 | 11/10/22 | 2/15/23 | 5/16/23 | 8/10/23 | 11/2/23 | 2/21/24 | 5/9/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - |
| Net Cash position | - | 170 | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow 1 | - | - | -10.6 | 111 | 153 | - |
| ROE (net income / shareholders' equity) | - | -38.5% | - | 13.1% | 8.46% | 11.4% |
| ROA (Net income/ Total Assets) | - | - | - | - | 0.4% | 2.4% |
| Assets 1 | - | - | - | - | 6,641 | 1,750 |
| Book Value Per Share 2 | - | 9.490 | 109.0 | 10.30 | 11.30 | 12.70 |
| Cash Flow per Share | - | - | - | - | - | - |
| Capex 1 | - | 22.4 | 20.2 | 20 | 20 | - |
| Capex / Sales | - | 2.99% | 2.49% | 2.01% | 1.72% | - |
| Announcement Date | 5/27/22 | 2/15/23 | 2/21/24 | - | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
7
Last Close Price
12.4
USD
Average target price
27.71
USD
Spread / Average Target
+123.50%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -25.12% | 837M | |
| -8.38% | 161B | |
| +27.14% | 42.25B | |
| +5.59% | 41.77B | |
| +80.22% | 18.96B | |
| +40.00% | 10.4B | |
| -36.53% | 9.58B | |
| -28.64% | 8.38B | |
| +62.25% | 7.01B | |
| -25.01% | 4.08B |
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- Financials Pagaya Technologies Ltd.
