OTP Bank : Year ended Dec 31, 2023, IFRS, consolidated

April 26, 2024 at 11:00 am EDT

OTP BANK PLC

CONSOLIDATED FINANCIAL STATEMENTS

IN ACCORDANCE WITH

INTERNATIONAL FINANCIAL REPORTING

STANDARDS AS ADOPTED BY THE EUROPEAN UNION

FOR THE YEAR ENDED

31 DECEMBER 2023

Table of Contents

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 31 DECEMBER 2023	5
CONSOLIDATED STATEMENT OF PROFIT OR LOSS FOR THE YEAR ENDED 31 DECEMBER 2023 ...	6
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME FOR THE YEAR ENDED 31
DECEMBER 2023	8
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 31 DECEMBER
2023	9
CONSOLIDATED STATEMENT OF CASH-FLOWS FOR THE YEAR ENDED 31 DECEMBER 2023	10
NOTE 1: ORGANIZATION AND BASIS OF CONSOLIDATED FINANCIAL STATEMENTS	12
1.1.	General information	12
1.2.	Basis of Accounting	13
NOTE 2: SUMMARY OF MATERIAL ACCOUNTING POLICIES	17
2.1.	Basis of Presentation	17
2.2.	Foreign currency translation	17
2.3.	Principles of consolidation	18
2.4.	Accounting for acquisitions	18
2.5.	Financial assets	19
2.5.1.	Business model and SPPI test	19
2.5.2.	Securities at amortized cost	20
2.5.3.	Financial assets at fair value through profit or loss	20
2.5.3.1.	Securities held for trading	20
2.5.3.2.	Financial assets designated as fair value through profit or loss	20
2.5.3.3.	Derivative financial instruments	21
2.5.4.	Hedge accounting	22
2.5.5.	Offsetting	23
2.5.6.	Embedded derivatives	23
2.5.7.	Securities at fair value through other comprehensive income	24

2.5.8. Loans, placements with other banks, repo receivables and loss allowance for loan and placements

	and repo receivable losses	24
2.5.9.	Modified assets	26
2.5.10.	Purchased or originated credit impaired financial assets	26
2.6.	Loss allowance	27
2.7.	Sale and repurchase agreements, security lending	30
2.8.	Associates and other investments	30
2.9.	Property and equipment, Intangible assets	31
2.10.	Inventories	32
2.11.	Government grants and government assistance	32
2.12.	Financial liabilities	32
2.13.	Leases	33
2.14.	Investment properties	34
2.15.	Share capital	34
2.16.	Treasury shares	34
2.17.	Non-current assets held-for-sale and discontinued operations	35
		2

2.18.	Interest income and income similar to interest income and interest expense	35
2.19.	Revenue recognition	36
2.19.1.	Fees and commissions	36
2.19.2.	Other revenue from customers	37
2.20.	Profit from associates	38
2.21.	Income tax	38
2.22.	Banking tax	39
2.23.	Off-balance sheet commitments and contingent liabilities	39
2.24.	Share-based payment	39
2.25.	Employee benefits	40
2.26.	Biological assets and agricultural produce	40
2.27.	Consolidated Statement of Cash-flows	40
2.28.	Segment reporting	41
2.29.	Comparative balances	41
NOTE 3: SIGNIFICANT ACCOUNTING ESTIMATES AND DECISIONS IN THE APPLICATION OF
	ACCOUNTING POLICIES	42
3.1.	Loss allowances on financial instruments exposed to credit risk	42
3.2.	Valuation of instruments without direct quotations	42
3.3.	Provisions	42
3.4.	Impairment on goodwill	42
3.5.	Contingent consideration	43
NOTE 4: MACRO ENVIRONMENT, IMPACT OF ECONOMIC SITUATION ON THE GROUP	44
NOTE 5: CASH, AMOUNTS DUE FROM BANKS AND BALANCES WITH THE NATIONAL BANKS
	(in HUF mn)	53
NOTE 6: PLACEMENTS WITH OTHER BANKS (in HUF mn)	54
NOTE 7:	REPO RECEIVABLES (in HUF mn)	55
NOTE 8: FINANCIAL ASSETS AT FAIR VALUE THROUGH PROFIT OR LOSS (in HUF mn)	56
NOTE 9: SECURITIES AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME (in HUF
	mn)	59
NOTE 10: SECURITIES AT AMORTIZED COST (in HUF mn)	62
NOTE 11: LOANS AT AMORTIZED COST AND AT FAIR VALUE (in HUF mn)	64
NOTE 12: ASSOCIATES AND OTHER INVESTMENTS (in HUF mn)	67
NOTE 13: PROPERTY, EQUIPMENT AND INTANGIBLE ASSETS (in HUF mn)	68
NOTE 14: INVESTMENT PROPERTIES (in HUF mn)	75
NOTE 15: DERIVATIVE FINANCIAL ASSETS DESIGNATED AS HEDGE ACCOUNTING (in HUF mn)
	........................................................................................................................................................	77
NOTE 16: OTHER ASSETS (in HUF mn)	78
NOTE 17: AMOUNTS DUE TO BANKS, THE NATIONAL GOVERNMENTS, DEPOSITS FROM THE
	NATIONAL BANKS AND OTHER BANKS (in HUF mn)	80
NOTE 18: REPO LIABILITIES (in HUF mn)	81
NOTE 19: FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS
	(in HUF mn)	82
NOTE 20: DEPOSITS FROM CUSTOMERS (in HUF mn)	83
NOTE 21: LIABILITIES FROM ISSUED SECURITIES (in HUF mn)	84
NOTE 22: DERIVATIVE FINANCIAL LIABILITIES HELD-FOR-TRADING (in HUF mn)	89
NOTE 23: DERIVATIVE FINANCIAL LIABILITIES DESIGNATED AS HEDGE ACCOUNTING (in HUF
	mn)	90
		3

NOTE 24: PROVISIONS AND OTHER LIABILITIES (in HUF mn)	91
NOTE 25: SUBORDINATED BONDS AND LOANS (in HUF mn)	93
NOTE 26: SHARE CAPITAL (in HUF mn)	95
NOTE 27: RETAINED EARNINGS AND RESERVES (in HUF mn)	96
NOTE 28: TREASURY SHARES (in HUF mn)	99
NOTE 29: NON-CONTROLLING INTEREST (in HUF mn)	100
NOTE 30: INTEREST INCOME, INCOME SIMILAR TO INTEREST INCOME AND EXPENSE (in HUF
	mn)	101
NOTE 31: LOSS ALLOWANCES / IMPAIRMENT / PROVISIONS (in HUF mn)	102
NOTE 32: NET PROFIT FROM FEES AND COMMISSIONS (in HUF mn)	103
NOTE 33: GAINS AND LOSSES BY TRANSACTIONS (in HUF mn)	104
NOTE 34: OTHER OPERATING INCOME AND EXPENSES AND OTHER ADMINISTRATIVE
	EXPENSES (in HUF mn)	106
NOTE 35: INCOME TAXES (in HUF mn)	108
NOTE 36: LEASES (in HUF mn)	112
NOTE 37: FINANCIAL RISK MANAGEMENT (in HUF mn)	115
37.1.	Credit risk	115
37.2.	Maturity analysis of financial assets and liabilities	139
37.3.	Net foreign currency position and foreign currency risk	144
37.4.	Interest rate risk management	145
37.5.	Market risk	154
37.6.	Capital management	158
NOTE 38: TRANSFER OF FINANCIAL INSTRUMENTS (in HUF mn)	161
NOTE 39: OFF-BALANCE SHEET ITEMS AND DERIVATIVE FINANCIAL INSTRUMENTS (in HUF
	mn)	162
NOTE 40: SHARE-BASED PAYMENTS AND EMPLOYEE BENEFITS (in HUF mn)	164
NOTE 41: RELATED PARTY TRANSACTIONS (in HUF mn)	170
NOTE 42: ACQUISITION (in HUF mn)	173
NOTE 43: SIGNIFICANT SUBSIDIARIES AND ASSOCIATES (in HUF mn)	178
NOTE 44: TRUST ACTIVITIES (in HUF mn)	181
NOTE 45: CONCENTRATION OF ASSETS AND LIABILITIES	182
NOTE 46: EARNINGS PER SHARE	183
NOTE 47: NET GAIN OR LOSS REALIZED ON FINANCIAL INSTRUMENTS (in HUF mn)	185
NOTE 48: FAIR VALUE OF FINANCIAL INSTRUMENTS (in HUF mn)	187

48.1. Fair value of financial assets and liabilities at amortized cost by level of the fair value hierarchy

	and their carrying amount	188
48.2.	Fair value of derivative instruments	189
48.3.	Types of hedge accounting	193
48.4.	Fair value levels	204
NOTE 49: SEGMENT REPORTING BY BUSINESS AND GEOGRAPHICAL SEGMENTS (in HUF mn)
	......................................................................................................................................................	212
NOTE 50: ASSETS CLASSIFIED AS HELD FOR SALE AND DISCONTINUED OPERATIONS (in HUF
	mn)	224
NOTE 51: SIGNIFICANT EVENTS DURING THE YEAR ENDED 31 DECEMBER 2023	227
NOTE 52: POST BALANCE SHEET EVENTS	229
		4

OTP BANK PLC

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 31 DECEMBER 2023

(in HUF mn)

	Note	31/12/2023	31/12/2022
Cash, amounts due from banks and balances with the National Banks	5.	7,125,049	4,221,392
Placements with other banks	6.	1,566,998	1,351,082
Repo receivables	7.	223,884	41,009
Financial assets at fair value through profit or loss	8.	288,885	436,387
Securities at fair value through other comprehensive income	9.	1,601,461	1,739,603
Securities at amortized cost	10.	5,249,272	4,891,938
Loans at amortized cost	11.	17,676,533	16,094,458
Loans mandatorily at fair value through profit or loss	11.	1,400,485	1,247,414
Finance lease receivables	36.	1,289,712	1,298,752
Associates and other investments	12.	96,110	73,849
Property and equipment	13.	523,124	464,469
Intangible assets and goodwill	13.	291,358	237,031
Right-of-use assets	36.	74,698	58,937
Investment properties	14.	53,381	47,452
Derivative financial assets designated as hedge accounting	15.	41,967	48,247
Deferred tax assets	35.	55,691	75,421
Current income tax receivables	35.	7,773	5,650
Other assets	16.	509,430	471,119
Assets classified as held for sale	50.	1,533,333	-
TOTAL ASSETS		39,609,144	32,804,210
Amounts due to banks, the National Governments,
deposits from the National Banks and other banks	17.	1,940,862	1,463,158
Repo liabilities	18.	126,237	217,369
Financial liabilities designated at fair value through profit or loss	19.	70,707	54,191
Deposits from customers	20.	28,332,431	25,188,805
Liabilities from issued securities	21.	2,095,548	870,682
Derivative financial liabilities held for trading	22.	140,488	385,747
Derivative financial liabilities designated as hedge accounting	23.	63,899	27,949
Leasing liabilities	36.	76,313	63,778
Deferred tax liabilities	35.	28,663	40,094
Current income tax payable	35.	69,948	28,866
Provisions	24.	121,119	131,621
Other liabilities	24.	745,820	707,654
Subordinated bonds and loans	25.	562,396	301,984
Liabilities directly associated with assets classified as held for sale	50.	1,139,920	-
TOTAL LIABILITIES		35,514,351	29,481,898
Share capital	26.	28,000	28,000
Retained earnings and reserves	27.	4,179,322	3,395,215
Treasury shares	28.	(120,489)	(106,862)
Total equity attributable to the parent		4,086,833	3,316,353
Total equity attributable to non-controlling interest	29.	7,960	5,959
TOTAL SHAREHOLDERS' EQUITY		4,094,793	3,322,312
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY		39,609,144	32,804,210
Budapest, 20 March, 2024
Dr. Sándor Csányi		László Wolf
Chairman and Chief Executive Officer		Deputy Chief Executive Officer

OTP Bank Plc Consolidated Financial Statements 2023			5

OTP BANK PLC

CONSOLIDATED STATEMENT OF PROFIT OR LOSS FOR THE

YEAR ENDED 31 DECEMBER 2023

(in HUF mn)

	Note	Year ended	Year ended
		31 December	31 December
		2023	2022
CONTINUING OPERATIONS
Interest income calculated using the effective interest method	30.	2,314,677	1,425,859
Income similar to interest income	30.	633,587	475,547
Interest income and income similar to interest income		2,948,264	1,901,406
Interest expense		(1,561,558)	(874,538)
NET INTEREST INCOME		1,386,706	1,026,868
Loss allowance on loans, placements, amounts due from banks
and on repo receivables	31.	(109,223)	(145,159)
Change in the fair value attributable to changes in the credit risk of
loans mandatorily measured at fair value through profit of loss	31.	(91)	13,346
Release of loss allowance / (Loss allowance) on securities
at fair value through other comprehensive income and
on securities at amortized cost	31.	8,831	(60,761)
Release of provision / (Provision) for commitments and guarantees given	31.	19,870	(5,917)
Release of impairment / (Impairment) of assets subject to
operating lease and of investment properties	31.	1,332	(1,204)
Risk cost total		(79,281)	(199,695)
NET INTEREST INCOME AFTER RISK COST		1,307,425	827,173
Loss from derecognition
of financial assets at amortized cost	33.	(17,182)	(1,573)
Modification loss	4.	(38,141)	(39,997)
Income from fees and commissions	32.	861,309	716,866
Expense from fees and commissions	32.	(169,316)	(132,375)
Net profit from fees and commissions		691,993	584,491
Foreign exchange result, net	33.	13,827	(16,302)
Gain / (Loss) on securities, net	33.	7,283	(4,505)
Fair value adjustment on financial instruments
measured at fair value through profit or loss	33.	94,613	(4,044)
Net results on derivative instruments and hedge relationships	33.	(12,760)	16,360
Profit from associates	8., 9.	14,766	14,618
Goodwill impairment	13.	-	(67,715)
Other operating income	34.	324,266	124,930
Other operating expenses	34.	(110,570)	(125,742)
Net operating income / (expense)		331,425	(62,400)
Personnel expenses	34.	(478,696)	(377,728)
Depreciation and amortization	13.	(111,996)	(101,125)
Other general expenses	34.	(483,645)	(451,163)
Other administrative expenses		(1,074,337)	(930,016)
PROFIT BEFORE INCOME TAX		1,201,183	377,678
Income tax expense	35.	(189,478)	(58,600)
PROFIT AFTER INCOME TAX FOR THE PERIOD
FROM CONTINUING OPERATIONS		1,011,705	319,078

OTP Bank Plc Consolidated Financial Statements 2023

OTP BANK PLC

CONSOLIDATED STATEMENT OF PROFIT OR LOSS FOR THE

YEAR ENDED 31 DECEMBER 2023 [continued]

(in HUF mn)

	Note	Year ended	Year ended
		31 December	31 December
		2023	2022
PROFIT AFTER INCOME TAX FOR THE PERIOD
FROM CONTINUING OPERATIONS		1,011,705	319,078
DISCOUNTINUED OPERATIONS
Gains from disposal of subsidiary classified as held for sale	50.	-	11,444
Net (Loss) / Gain from discontinued operations	50.	(21,246)	16,559
PROFIT AFTER INCOME TAX FROM CONTINUING AND
DISCOUNTINUED OPERATION		990,459	347,081
From this, attributable to:
Non-controlling interest	29.	1,801	727
Owners of the company		988,658	346,354
Earnings per share (in HUF)
From continuing operations
Basic	46.	3,774	1,184
Diluted	46.	3,772	1,184
From continuing and discontinued operations
Basic	46.	3,695	1,289
Diluted	46.	3,693	1,288

OTP Bank Plc Consolidated Financial Statements 2023

OTP BANK PLC

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME FOR

THE YEAR ENDED 31 DECEMBER 2023

(in HUF mn)

	Note	Year ended	Year ended
		31 December	31 December
		2023	2022
PROFIT AFTER INCOME TAX FOR THE YEAR		990,459	347,081
Items that may be reclassified
subsequently to profit or loss:
Fair value adjustment of securities at fair value
through other comprehensive income	27.	89,734	(134,692)
Deferred tax related to fair value adjustment of securities
at fair value through other comprehensive income	27.	(12,779)	10,816
Net investment hedge in foreign operations	27.	(2,707)	-
Foreign currency translation difference	27.	(200,928)	179,623
Items that will not be reclassified
subsequently to profit or loss:
Fair value changes of equity instruments at fair value
through other comprehensive income	27.	2,411	5,780
Deferred tax related to equity instruments at
fair value through other comprehensive income	27.	(947)	(1,282)
Change of actuarial gain related to
employee benefits	27.	(392)	1,059
Deferred tax related to change of actuarial gain related to
employee benefits	27.	(8)	(43)
Other comprehensive income		(125,616)	61,261
TOTAL COMPREHENSIVE INCOME		864,843	408,342
From this, attributable to:
Non-controlling interest		1,129	647
Owners of the company		863,714	407,695

OTP Bank Plc Consolidated Financial Statements 2023

OTP BANK PLC

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR THE YEAR ENDED 31 DECEMBER 2023

(in HUF mn)

	Note	Share	Capital	Retained earnings	Treasury	Total equity	Non-controlling	Total
		capital	reserve	and other reserves1	shares	attributable to	interest	equity
						shareholders
Balance as at 1 January 2022		28,000	52	3,109,457	(106,941)	3,030,568	6,198	3,036,766
Profit after income tax for the period		-	-	346,354	-	346,354	727	347,081
Other Comprehensive Income		-	-	61,341	-	61,341	(80)	61,261
Total comprehensive income		-	-	407,695	-	407,695	647	408,342
Purchasing of non-controlling interest		-	-	-	-	-	(886)	(886)
Decrease due to business combination		-	-	(1,321)	-	(1,321)	-	(1,321)
Share-based payment	40.	-	-	2,948	-	2,948	-	2,948
Paid dividends for years 2019, 2020, 2021	27.	-	-	(120,248)	-	(120,248)	-	(120,248)
Adjustment related to share-based payment		-	-	4,066	-	4,066	-	4,066
Sale of Treasury shares	28.	-	-	-	16,347	16,347	-	16,347
Treasury shares - loss on sale	28.	-	-	(7,434)	-	(7,434)	-	(7,434)
Treasury shares - acquisition	28.	-	-	-	(16,268)	(16,268)	-	(16,268)
Balance as at 31 December 2022		28,000	52	3,395,163	(106,862)	3,316,353	5,959	3,322,312
	Note	Share	Capital	Retained earnings	Treasury	Total equity	Non-controlling	Total
		capital	reserve	and other reserves1	shares	attributable to	interest	equity
						shareholders
Balance as at 1 January 2023		28,000	52	3,395,163	(106,862)	3,316,353	5,959	3,322,312
Profit after income tax for the period		-	-	988,658	-	988,658	1,801	990,459
Other Comprehensive Income		-	-	(124,944)	-	(124,944)	(672)	(125,616)
Total comprehensive income		-	-	863,714	-	863,714	1,129	864,843
Purchasing of non-controlling interest		-	-	-	-	-	(159)	(159)
Increase due to business combination		-	-	-	-	-	3,149	3,149
Dividend paid to non-controlling interest	29.					-	(2,118)	(2,118)
Share-based payment	40.	-	-	3,292	-	3,292	-	3,292
Paid dividends for year 2022	27.	-	-	(84,000)	-	(84,000)	-	(84,000)
Adjustment related to share-based payment		-	-	3,836	-	3,836	-	3,836
Sale of Treasury shares	28.	-	-	-	26,191	26,191	-	26,191
Treasury shares - loss on sale	28.	-	-	(2,735)	-	(2,735)	-	(2,735)
Treasury shares - acquisition	28.	-	-	-	(39,818)	(39,818)	-	(39,818)
Balance as at 31 December 2023		28,000	52	4,179,270	(120,489)	4,086,833	7,960	4,094,793

1 See details in Note 27.

OTP Bank Plc Consolidated Financial Statements 2023

OTP BANK PLC

CONSOLIDATED STATEMENT OF CASH-FLOWS FOR THE

YEAR ENDED 31 DECEMBER 2023

(in HUF mn)

	Note	Year ended	Year ended
		31 December	31 December
OPERATING ACTIVITIES		2023	2022
Profit after income tax for the period
(attributable to the owners of the company)		988,658	346,354
Net accrued interest		4,360	45,499
Dividend income	27.	(14,787)	(13,800)
Depreciation and amortization	13.	123,327	112,749
Goodwill impairment	13.	-	67,715
(Release of loss allowance) / Loss allowance on securities	9.,10.	(9,066)	60,774
Loss allowance on loans and placements,
amounts due from banks and on repo receivables	5-7., 11.	116,002	155,681
Loss allowance on investments	12.	22	901
(Release of loss allowance) / Loss allowance on investment properties	14.	(1,362)	1,326
Impairment on tangible and intangible assets	13.	5,824	468
Loss allowance on other assets	16.	11,120	15,973
(Release of provision) / Provision on off-balance sheet
commitments and contingent liabilities	24.	(10,052)	8,589
Share-based payment	40.	3,292	2,948
Unrealized gains on fair value change of financial
instrument at fair value through profit or loss	33.	(89,577)	(84,641)
Non-realized foreign exchange loss / (gain)	33.	6,945	(296,986)
Loss / (Gain) from sale of tangible and intangible assets	13.	595	(1,281)
Unrealized (gains) / losses on fair value change of
derivative financial instruments	33.	(81,451)	81,440
Negative goodwill	42.	(198,361)	(3,784)
Net changes in assets and liabilities in operating activities
Net decrease / (increase) in securities
at fair value through profit or loss	8.	120,890	(133,548)
Net increase in compulsory reserves
at the National Banks	5.	(797,695)	(769,233)
(Increase) / Decrease in placement with other banks,
before loss allowance for placements	6.	(326,379)	412,510
Net increase in loans at amortized cost before
loss allowance for loans and in loans at fair value	11.	(28,934)	(2,733,463)
Net decrease / (increase) in other assets
before loss allowance	16.	95,512	(205,916)
Net decrease in amounts due to banks,
the National Governments, deposits from the National
Banks and other banks and repo liabilities	17., 18.	(205,101)	(43,747)
Net increase in financial liabilities designated
at fair value through profit or loss	19.	11,974	11,073
Net increase in deposits from customers	20.	846,428	3,787,573
Cash payments for the interest portion of the lease liability	36.	(3,099)	(2,386)
Net increase in other liabilities	24.	40,695	400,077
Income tax paid	35.	(152,201)	(74,411)
Net Cash Provided by Operating Activities		457,579	1,148,454

OTP Bank Plc Consolidated Financial Statements 2023

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OTP Bank Nyrt. published this content on 26 April 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 26 April 2024 15:00:32 UTC.

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Apr. 04	OTP Bank Nyrt. Proposes Dividend for the Year 2023 Payable on June 3, 2024	CI
Mar. 08	OTP Bank Nyrt. Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023	CI

OTP Bank Nyrt. Proposes Dividend for the Year 2023 Payable on June 3, 2024	Apr. 04	CI
OTP Bank Nyrt. Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023	Mar. 08	CI
Transcript : OTP Bank Nyrt., Q4 2023 Earnings Call, Mar 08, 2024	Mar. 08
OTP Bank Nyrt. announces an Equity Buyback for HUF 60,000 million worth of its shares.	Feb. 11	CI
OTP Bank Nyrt. authorizes a Buyback Plan.	Feb. 11	CI
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Hungary's OTP Bank Nears Deal to Divest Romanian Business to Banca Transilvania	Jan. 22	MT
Hungary's OTP Bank Nears Deal to Divest Romanian Business to Banca Transilvania	Jan. 22	MT
Transcript : OTP Bank Nyrt., Q3 2023 Earnings Call, Nov 10, 2023	Nov. 10
OTP Bank Nyrt. Reports Earnings Results for the Nine Months Ended September 30, 2023	Nov. 09	CI
Hungary central bank chief, finance minister spar over inflation-hit economy	23-09-21	RE
Transcript : OTP Bank Nyrt., Q2 2023 Earnings Call, Aug 10, 2023	23-08-10
OTP Bank Nyrt. Reports Earnings Results for the Half Year Ended June 30, 2023	23-08-09	CI
OTP Bank Waiting for Buyers for Romanian Branches	23-08-07	CI
EU fund that bankrolls Ukraine arms to get 3.5 billion euro boost	23-06-23	RE
OTP Bank Nyrt. acquired 75% stake in Ipoteka-Bank, Toshkent Sh from Ministry of Finance of the Republic of Uzbekistan.	23-06-12	CI
Transcript : OTP Bank Nyrt., Q1 2023 Earnings Call, May 10, 2023	23-05-10
OTP Bank Nyrt. Reports Earnings Results for the First Quarter Ended March 31, 2023	23-05-09	CI
OTP Bank Nyrt. Reports Earnings Results for the Full Year Ended December 31, 2022	23-03-13	CI
OTP Bank Nyrt. Reports Earnings Results for the Full Year Ended December 31, 2022	23-03-13	CI
Transcript : OTP Bank Nyrt., Q4 2022 Earnings Call, Mar 10, 2023	23-03-10
OTP Bank Nyrt. Reports Earnings Results for the Fourth Quarter Ended December 31, 2022	23-03-09	CI
Moody’s Changes OTP Bank's Deposit Outlook to Stable Following Nova KBM Takeover	23-02-06	MT
Hungary's OTP Migrates to Finnish IT Group Tietoevry’s Card Suite	23-01-11	MT
Hungary cenbank leaves base rate steady at 13%, as expected	22-11-22	RE

	1st Jan change	Capi.
OTP BANK NYRT.	+14.46%	14.3B
JPMORGAN CHASE & CO.	+12.87%	551B
BANK OF AMERICA CORPORATION	+11.94%	295B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+12.57%	249B
WELLS FARGO & COMPANY	+22.29%	210B
BANK OF CHINA LIMITED	+20.13%	169B
CHINA CONSTRUCTION BANK CORPORATION	+12.69%	170B
HSBC HOLDINGS PLC	+11.96%	165B
ROYAL BANK OF CANADA	+3.84%	144B
HDFC BANK LIMITED	-11.62%	139B

OTP Bank Nyrt.

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OTP

HU0000061726

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OTP Bank : Year ended Dec 31, 2023, IFRS, consolidated

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