Financials LH Financial Group

Equities

LHFG

TH1019010Y00

Banks

End-of-day quote Thailand S.E. 06:00:00 2024-05-30 pm EDT 5-day change 1st Jan Change
1 THB -0.99% Intraday chart for LH Financial Group +1.01% -.--%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 29,022 28,810 21,965 28,598 26,056 21,184
Enterprise Value (EV) 1 62,480 36,691 45,475 59,301 54,638 51,731
P/E ratio 9.34 x 8.95 x 10.7 x 20.5 x 16.5 x 10.1 x
Yield 5.84% 5.88% 3.81% 2.96% 0.81% 3%
Capitalization / Revenue 4.47 x 4.23 x 4.04 x 5.96 x 4.81 x 3.23 x
EV / Revenue 9.63 x 5.39 x 8.35 x 12.4 x 10.1 x 7.88 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.73 x 0.7 x 0.57 x 0.75 x 0.71 x 0.59 x
Nbr of stocks (in thousands) 21,183,661 21,183,661 20,919,410 21,183,661 21,183,661 21,183,661
Reference price 2 1.370 1.360 1.050 1.350 1.230 1.000
Announcement Date 2/25/19 2/28/20 2/25/21 2/25/22 2/23/23 2/23/24
1THB in Million2THB
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 6,490 6,811 5,444 4,800 5,420 6,567
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3,722 3,806 2,446 1,577 1,830 2,520
Net income 1 3,108 3,215 2,057 1,384 1,579 2,096
Net margin 47.89% 47.2% 37.78% 28.83% 29.13% 31.92%
EPS 2 0.1467 0.1520 0.0981 0.0657 0.0745 0.0990
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0800 0.0800 0.0400 0.0400 0.0100 0.0300
Announcement Date 2/25/19 2/28/20 2/25/21 2/25/22 2/23/23 2/23/24
1THB in Million2THB
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2023 Q4
Net sales -
EBITDA -
EBIT 1 1,009
Operating Margin -
Earnings before Tax (EBT) -
Net income 1 351.7
Net margin -
EPS 2 0.0170
Dividend per Share -
Announcement Date 1/15/24
1THB in Million2THB
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 33,458 7,882 23,510 30,703 28,582 30,547
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.94% 7.95% 5.16% 3.6% 4.21% 5.76%
ROA (Net income/ Total Assets) 1.3% 1.32% 0.84% 0.54% 0.56% 0.67%
Assets 1 239,534 243,346 245,036 257,006 283,134 312,460
Book Value Per Share 2 1.870 1.940 1.850 1.800 1.740 1.700
Cash Flow per Share 2 0.0900 0.0800 0.0400 0.0300 0.0300 0.0300
Capex 1 68 86.9 119 114 131 154
Capex / Sales 1.05% 1.28% 2.19% 2.37% 2.42% 2.34%
Announcement Date 2/25/19 2/28/20 2/25/21 2/25/22 2/23/23 2/23/24
1THB in Million2THB
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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