KRUK provided earnings guidance for the fourth quarter and full year of 2019. In Quarter four 2019, net profit was PLN 32 million versus PLN 59 million based on the previous estimate as calculated against nine months consolidated net result of ca. PLN 245 million. For the year 2019, the company posted PLN 277 million group net profit in 2019, less than previously expected PLN 304 million.