International General Insurance : Annual Report

FORWARD LOOKING STATEMENTS DISCLOSURE

This Annual Report 2022 contains certain statements that are "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. You should not place undue reliance on such statements because they are subject to numerous uncertainties and factors relating to IGI's operations and business environment, all of which are difficult to predict and many of which are beyond IGI's control. Forward-looking statements include information concerning IGI's possible or assumed future results of operations, including descriptions of our business strategy. These statements are often, but not always, made through the use of words or phrases such as "believe," "anticipate," "could," "may," "would," "should," "intend," "plan," "potential," "will," "expect," "believe," "continue," "strategy,"

"outlook" and similar expressions. Such statements are qualified by the inherent risks and uncertainties surrounding future expectations generally, and may differ materially from actual future experience.

For a more detailed discussion of such risks and uncertainties, see IGI's annual report on Form 20-F for the year ended December 31, 2022, including those under "Risk Factors" therein, and in the Company's other filings with the SEC. IGI undertakes no obligation to release publicly any updates or revisions to any forward-looking statements to reflect any change in its expectations or any change in events, conditions, or circumstances on which any such statement is based.

IGI

International General Insurance Holdings Ltd. has grown significantly since it was founded in Amman, Jordan, in 2001, and the company began operations in 2002, writing Offshore and Onshore Energy, Property and Engineering business.

Our business

Established in 2001, we are an entrepreneurial business with a diversified risk portfolio of Energy, Property, General Aviation, Construction & Engineering, Ports

• Terminals, Marine Cargo, Marine Trades, Contingency, Political Violence, Financial Institutions, General Third-Party Liability (Casualty), Legal Expenses, Professional Indemnity, D&O, Marine Liability, and Reinsurance Treaty Business.

We are truly international

Registered in Bermuda, we have offices in Bermuda, London, Amman, Malta, Dubai, Oslo, Casblanca, and Kuala Lumpur. We have long standing relationships in these regions, providing a high level of cultural compatibiity and service to our clients and brokers.

AT A

GLANCE

An entrepreneurial success story

IGI has a long track record of success. Over the past 5 years, we have grown our premiums at a compounded annual rate of more than 17% per year, while achieveing an average combined ratio of 87.4% and an average core operating return on equity of 12.3%.

2. CASABLANCA

32-42, Bd Abdelmoumen Residence Walili 25

4th Floor P.O. Box 20000 Casablanca Morocco

3. LONDON

15-18 Lime Street

London EC3M 7AN England

4. OSLO

c/o Tyveholmen AS

7 etg, Tjuvholmenallé 19

0252 Oslo Norway