Financials Halyk bank Kazakhstan S.E.

Equities

HSBK

KZ000A0LE0S4

End-of-day quote Kazakhstan S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
212.9 KZT -0.12% Intraday chart for Halyk bank +1.88% +30.15%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 3,914 3,408 4,560 3,027 4,132 5,075 - -
Enterprise Value (EV) 1 3,914 3,408 4,560 3,027 4,132 5,075 5,075 5,075
P/E ratio 4.73 x 4.05 x 5.39 x 2.49 x - 3.15 x 2.82 x -
Yield 7.96% 14% 8.43% 9.93% - 14.2% 14.8% 15%
Capitalization / Revenue 3.03 x 2.69 x 4.12 x 1.78 x 1.92 x 1.62 x 1.69 x 1.64 x
EV / Revenue 3.03 x 2.69 x 4.12 x 1.78 x 1.92 x 1.62 x 1.69 x 1.64 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.21 x 0.95 x 1.58 x 0.73 x - 0.89 x 0.76 x -
Nbr of stocks (in thousands) 293,166 292,510 276,382 272,706 272,558 272,554 - -
Reference price 2 13.35 11.65 16.50 11.10 15.16 18.62 18.62 18.62
Announcement Date 3/12/20 3/12/21 3/14/22 3/13/23 3/15/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,292 1,269 1,108 1,701 2,152 3,138 3,010 3,095
EBITDA - - - - - - - -
EBIT 1 1,005 - 759.1 1,267 2,023 1,966 2,157 2,055
Operating Margin 77.77% - 68.53% 74.47% 94.01% 62.64% 71.66% 66.39%
Earnings before Tax (EBT) 1 926.2 929 1,002 1,445 - 1,960 2,194 -
Net income 1 845.8 841 883.5 1,214 1,549 1,675 1,799 -
Net margin 65.47% 66.27% 79.77% 71.38% 72% 53.37% 59.75% -
EPS 2 2.824 2.879 3.059 4.460 - 5.908 6.610 -
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.063 1.631 1.392 1.102 - 2.643 2.762 2.793
Announcement Date 3/12/20 3/12/21 3/14/22 3/13/23 3/15/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 398 282.8 363.1 370.8 443.5 507.7 529.2 562.9 696.2 719.9 731.6 701.9
EBITDA - - - - - - - - - - - -
EBIT 1 287.6 173.4 396.9 365.8 433.1 393.7 531.5 450.9 497.5 501.3 504.7 462.2
Operating Margin 72.27% 61.32% 109.31% 98.65% 97.66% 77.56% 100.44% 80.09% 71.46% 69.63% 68.99% 65.85%
Earnings before Tax (EBT) - 278.8 - - - - - - - - - -
Net income 248.7 247 - - - - - - - - - -
Net margin 62.48% 87.36% - - - - - - - - - -
EPS 0.8469 0.8612 - - - - - - - - - -
Dividend per Share - - - - - - - - - - - -
Announcement Date 11/19/21 3/14/22 5/16/22 8/16/22 11/18/22 3/13/23 11/17/23 3/15/24 - - - -
1USD in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 28.8% 25.5% 30.2% 31.8% - 31.6% 27.7% -
ROA (Net income/ Total Assets) 3.7% 3.6% 4.11% 4.2% - 4.6% 4.6% -
Assets 1 22,859 23,362 21,477 28,947 - 36,406 39,104 -
Book Value Per Share 2 11.10 12.20 10.40 15.20 - 20.90 24.40 -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 3/12/20 3/12/21 3/14/22 3/13/23 3/15/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
18.62 USD
Average target price
23.6 USD
Spread / Average Target
+26.75%
Consensus

Quarterly revenue - Rate of surprise