Financials Damaan Islamic Insurance Company "Beema" (Q.P.S.C.)

Equities

BEMA

QA000LB5T4U2

Multiline Insurance & Brokers

End-of-day quote Qatar Exchange 06:00:00 2024-05-12 pm EDT 5-day change 1st Jan Change
3.79 QAR 0.00% Intraday chart for Damaan Islamic Insurance Company "Beema" (Q.P.S.C.) +0.82% -4.96%

Valuation

Fiscal Period: December 2023
Capitalization 1 797.6
Enterprise Value (EV) 1 674
P/E ratio 8.2 x
Yield 4.51%
Capitalization / Revenue 2.41 x
EV / Revenue 2.04 x
EV / EBITDA 6.42 x
EV / FCF -5.06 x
FCF Yield -19.7%
Price to Book 1.58 x
Nbr of stocks (in thousands) 200,000
Reference price 2 3.988
Announcement Date 2/6/24
1QAR in Million2QAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 310.7 277.3 273.2 358.6 295.6 331
EBITDA 1 62.99 54.32 91.84 108.1 109.5 105
EBIT 1 61.98 53.58 90.81 102.2 103 97.78
Operating Margin 19.95% 19.33% 33.24% 28.5% 34.85% 29.54%
Earnings before Tax (EBT) 1 61.93 53.48 90.09 101.7 102.3 97.23
Net income 1 61.93 53.48 90.09 100.3 101.2 97.23
Net margin 19.94% 19.29% 32.98% 27.97% 34.25% 29.38%
EPS 2 3.097 2.674 4.505 5.015 0.5061 0.4862
Free Cash Flow 1 28.46 27.81 17.94 121.3 280.6 -133.1
FCF margin 9.16% 10.03% 6.57% 33.81% 94.91% -40.21%
FCF Conversion (EBITDA) 45.18% 51.19% 19.53% 112.2% 256.25% -
FCF Conversion (Net income) 45.96% 52% 19.91% 120.9% 277.15% -
Dividend per Share - - - - 0.1600 0.1800
Announcement Date 2/25/19 2/3/20 2/17/21 2/14/22 2/20/23 2/6/24
1QAR in Million2QAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 166 117 167 27.8 - -
Net Cash position 1 - - - - 129 124
Leverage (Debt/EBITDA) 2.642 x 2.155 x 1.815 x 0.2575 x - -
Free Cash Flow 1 28.5 27.8 17.9 121 281 -133
ROE (net income / shareholders' equity) 18.1% 14.5% 22.4% 23.2% 22.3% 20.1%
ROA (Net income/ Total Assets) 3.3% 2.65% 4.14% 4.49% 4.01% 3.83%
Assets 1 1,880 2,015 2,177 2,233 2,522 2,540
Book Value Per Share 2 17.60 19.40 20.90 22.30 2.310 2.520
Cash Flow per Share 2 5.430 9.230 6.090 7.980 1.860 0.6400
Capex 1 30.9 22.5 11.5 9.27 6.35 5.26
Capex / Sales 9.93% 8.12% 4.21% 2.59% 2.15% 1.59%
Announcement Date 2/25/19 2/3/20 2/17/21 2/14/22 2/20/23 2/6/24
1QAR in Million2QAR
Estimates
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