Credit Saison Co., Ltd.

8253

JP3271400008

Consumer Lending

Market Closed - Japan Exchange Other stock markets 02:00:00 2024-05-15 am EDT			5-day change	1st Jan Change
2,869 ^JPY	-1.66%		-3.98%	+10.37%

Mar. 08	Canary Inc. announced that it has received ¥1 billion in funding from Credit Saison Co., Ltd.	CI
Feb. 13	Credit Saison Attributable Profit Up 37.1% in Fiscal Nine Months	MT

Credit Saison : Placement of Presentation about Global Business

January 23, 2023

Global Business of Credit Saison

12th December 2022

Credit Saison Co., Ltd.

Agenda

Business summary

Key concept of our global business
About overseas' group companies
Two core businesses

Medium-term Management Plan and Financial Results of First Half in FY2022

Financial Results of First Half in FY2022
Strategies for Medium-term Management Plan
- Breakthrough of India's business
- Growth of Saison Capital
- Enhancement the corporate functions in Singapore

Business strategy for the next

Seeding for the next
Expansion of Lending Business
Contribution to sustainable development

Key concept of our global business

Having an alliance with Fintechs, which makes us drive two core businesses
Our two key concepts are "Inclusion", achieved by lending business, and "Innovation" through investment business, offers cutting-edged opportunities to us

(Fin)Tech-ledINCLUSIONand INNOVATION

(Fin)Tech

INCLUSIONINNOVATION

LendingInvestment

BusinessBusiness

Overseas' group companies

Accelerate the development and expansion of our core businesses in Asia through 5 operating companies in India and Southeast Asia
Newly launched an International headquarter in Singapore to make our global business competitive

*Renamed from Credit Saison Asia Pacific Pte. Ltd.

Lending Business

Business

Investment

Kisetsu Saison Finance (India) Pvt Ltd.

Digital lending business based on BtoBtoC model

India

HD Saison Finance Co., Ltd.

Installment payments for individual

Vietnam Products, cash loans, etc.

PT. Saison Modern Finance

SME lending via PtoP platform

Indonesia

Julo Holdings Pte. Ltd.

Virtual credit cards for individuals

Indonesia

Siam Saison Co. Ltd.

Supply chain finance within Group

Thailand company commercial channels

Saison Investment Management Pte. Ltd.

Offshore Lending (Impact investing)

Singapore

Saison Capital Pte. Ltd.

Corporate venture capital

Singapore

Building a foundation for business expansion

Singapore

Saison International Pte. Ltd.

International Headquarters（IHQ）

Two core businesses（Lending & Investment）

Select the right entry mode strategically and flexibly according to country regulations and business scheme
Decide an appropriate investment approach and body in order to achieve the purpose

Lending Business

Succeed in developing an organic BtoBtoC model in India, a huge fintech market

《Positioning map by strategy and entry method 》

Investment Business

Earn returns and tap into new markets centering on direct / FoF investments by Saison Capital
Positioning map by investment style and sourcing》

Organic

Strategic Investment・JV

Direct

Lending

Business

BtoBtoC

（Wholesale/

Co-Origination Lending）

Sourced by Credit Saison

Direct

Investment

FoF

investment

Sourced in Singapore

2019~

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Disclaimer

Credit Saison Co. Ltd. published this content on 24 January 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 21 February 2023 10:09:06 UTC.

Latest news about Credit Saison Co., Ltd.

Canary Inc. announced that it has received ¥1 billion in funding from Credit Saison Co., Ltd.	Mar. 07	CI
Credit Saison Attributable Profit Up 37.1% in Fiscal Nine Months	Feb. 13	MT
Kisetsu Saison Finance Private Limited announced that it has received INR 12 billion in funding from Credit Saison Co., Ltd.	Feb. 12	CI
Credit Saison's EPS Soars to 276.16 Yen in Fiscal H1 as Net Revenue Gains 11.3%; Forecast Revised	Nov. 12	MT
Fujifilm Holdings Completes Payment for Restricted Stock Compensation for 977.16 Million Yen	23-09-19	MT
Credit Saison Completes Payment for Restricted Stock Compensation for 51.9 Million Yen	23-07-24	MT
Credit Saison Completes Payment for Treasury Shares Disposal	23-07-03	MT
Credit Saison Co., Ltd. announced that it has received Â¥15.4953348 billion in funding from Suruga Bank Ltd.	23-07-02	CI
Suruga Bank Ltd. announced that it has received Â¥17.123432 billion in funding from Credit Saison Co., Ltd.	23-07-02	CI
Credit Saison Gets Regulatory Nod to Invest in Suruga Bank	23-06-26	MT
Credit Saison to Allot Restricted Stock as Compensation	23-06-22	MT
Profit-taking, Wall Street Losses Prompt Japan Equities Sale; Takashima to Buy Civil Engineering Firm for 5 Billion Yen	23-05-24	MT
Credit Saison, Suruga Bank Form Partnership	23-05-24	MT
Japan Shares Maintain Buying Spree Amid Strong Domestic Earnings; Sony Gains 6% on Listing Plans for Financial Arm	23-05-18	MT
Credit Saison Co., Ltd. announced that it expects to receive Â¥15.494999997 billion in funding from Suruga Bank Ltd.	23-05-17	CI
ATOMica Co. Ltd. announced that it has received ¥480 million in funding from a group of investors	23-05-17	CI
Suruga Bank Ltd. announced that it expects to receive Â¥17.123432 billion in funding from Credit Saison Co., Ltd.	23-05-17	CI
Credit Saison Co., Ltd. announced that it expects to receive ¥15.4953348 billion in funding from Suruga Bank Ltd.	23-05-17	CI
Credit Saison Reportedly to Acquire Stake in Suruga Bank	23-05-17	CI
Credit Saison Co., Ltd. Reports Earnings Results for the Full Year Ended March 31, 2023	23-05-15	CI
Credit Saison Co., Ltd. Provides Consolidated and Non-Consolidated Earnings Guidance for the First Six Months and Fiscal Year Ending March 31, 2024	23-05-15	CI
Credit Saison Co., Ltd. Declares Dividend for the Fiscal Year Ended March 31, 2023, Payable on June 22, 2023; Provides Dividend Guidance for the Fiscal Year Ending March 31, 2024	23-05-15	CI
Large Global PE Firms, Local Investors Reprotedly Eye Stake in BOB's Credit Card Arm	23-04-24	CI
Broad-minded Co.,Ltd. agreed to acquire 15% stake in Saison Insurance Service Inc. from Credit Saison Co., Ltd. for ¥84.07 million.	23-03-23	CI
Credit Saison Details Organizational Changes	23-03-01	MT

Chart Credit Saison Co., Ltd.

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Company Profile

Credit Saison Company specializes in financial services. Net sales break down by activity as follows: - loan services (74.4%): distribution of credit cards, collection services, etc.; - financing services (12.8%): loans granting, leasing services, etc.; - real estate promotion and management (5.9%); - development of leisure installations (2.8%); - other (3.7%). Almost of net sales are in Japan.

Sector

Consumer Lending

Calendar

2024-05-14 - Q4 2023 Earnings Release

Related indices

Nikkei 225

More about the company

Income Statement Evolution

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Ratings for Credit Saison Co., Ltd.

Trading Rating

Investor Rating

ESG Refinitiv

B-

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Analysts' Consensus

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

2,869 JPY

Average target price

2,925 JPY

Spread / Average Target

+1.95%

Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Consumer Lending

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SOFI TECHNOLOGIES, INC.	-26.83%	7.9B
SUNDARAM FINANCE LIMITED	+35.22%	6.18B

Other Consumer Lending

Credit Saison Co., Ltd.

Equities

8253

JP3271400008

Consumer Lending

Credit Saison : Placement of Presentation about Global Business

EPS Revisions