Financials Bridgewater Bancshares, Inc.

Equities

BWB

US1086211034

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
11.75 USD -0.42% Intraday chart for Bridgewater Bancshares, Inc. +0.69% -13.09%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 396.6 353.2 496.5 489.5 378.6 324.2 -
Enterprise Value (EV) 1 396.6 353.2 496.5 489.5 378.6 324.2 324.2
P/E ratio 13.1 x 13.4 x 11.5 x 10.3 x 10.6 x 11.7 x 9.76 x
Yield - - - - - - -
Capitalization / Revenue 5.09 x 3.97 x 4.5 x 3.74 x 3.55 x 3.03 x 2.64 x
EV / Revenue 5.09 x 3.97 x 4.5 x 3.74 x 3.55 x 3.03 x 2.64 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.63 x 1.32 x 1.6 x 1.5 x 1.04 x 0.83 x 0.77 x
Nbr of stocks (in thousands) 28,781 28,282 28,067 27,591 28,001 27,590 -
Reference price 2 13.78 12.49 17.69 17.74 13.52 11.75 11.75
Announcement Date 1/23/20 1/28/21 1/27/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 77.96 88.88 110.4 130.9 106.7 107 122.7
EBITDA - - - - - - -
EBIT 1 41.03 58.52 67.59 80.63 53.9 47.45 58.5
Operating Margin 52.63% 65.83% 61.24% 61.59% 50.5% 44.37% 47.68%
Earnings before Tax (EBT) 1 38.33 35.67 61.57 71.71 52.52 43.01 49.64
Net income 1 31.4 27.19 44.52 49.34 35.91 29.57 35.04
Net margin 40.28% 30.6% 40.33% 37.69% 33.64% 27.65% 28.56%
EPS 2 1.050 0.9300 1.540 1.720 1.270 1.003 1.203
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share - - - - - - -
Announcement Date 1/23/20 1/28/21 1/27/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 28.88 29.39 30.44 32.81 34.42 33.26 28.95 26.28 25.82 25.68 24.99 25.95 27.05 28.2 28.65
EBITDA - - - - - - - - - - - - - - -
EBIT 1 17.05 18.22 18.49 20.7 21.65 19.8 16.71 13.31 12.2 11.35 11.35 11.15 12.05 13 13.1
Operating Margin 59.05% 61.99% 60.74% 63.11% 62.9% 59.52% 57.72% 50.64% 47.24% 44.2% 45.43% 42.97% 44.55% 46.1% 45.72%
Earnings before Tax (EBT) 1 15.55 16.83 16.55 17.4 19.82 17.93 15.7 12.85 12.4 11.23 10.24 10.42 10.84 11.32 11.24
Net income 1 11.51 11.34 11.25 11.87 13.5 12.72 10.63 8.802 8.616 7.859 6.818 7.066 7.472 7.917 7.786
Net margin 39.85% 38.6% 36.96% 36.18% 39.22% 38.25% 36.72% 33.49% 33.37% 30.6% 27.28% 27.23% 27.62% 28.08% 27.18%
EPS 2 0.4000 0.3900 0.3900 0.4100 0.4700 0.4500 0.3700 0.3100 0.3000 0.2800 0.2400 0.2367 0.2533 0.2733 0.2667
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 10/28/21 1/27/22 4/28/22 7/28/22 10/27/22 1/25/23 4/26/23 7/26/23 10/25/23 1/24/24 4/24/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 13.5% 10.5% 14.5% 13.9% 9.73% 7.19% 7.96%
ROA (Net income/ Total Assets) 1.49% 1.04% 1.43% 1.38% 0.89% 0.6% 0.67%
Assets 1 2,108 2,615 3,113 3,575 4,034 4,928 5,204
Book Value Per Share 2 8.450 9.430 11.10 11.80 12.90 14.10 15.30
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/23/20 1/28/21 1/27/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
11.75 USD
Average target price
14 USD
Spread / Average Target
+19.15%
Consensus
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  4. Financials Bridgewater Bancshares, Inc.