Market Closed -
Nyse
04:00:02 2024-05-17 pm EDT
|
5-day change
|
1st Jan Change
|
77.24
USD
|
-0.14%
|
|
-2.49%
|
+3.22%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,673
|
2,542
|
3,504
|
3,733
|
4,282
|
4,204
|
-
|
-
|
Enterprise Value (EV)
1 |
4,673
|
2,542
|
3,504
|
3,733
|
4,282
|
4,204
|
4,204
|
4,204
|
P/E ratio
|
12.3
x
|
7.52
x
|
9.6
x
|
32.4
x
|
6.08
x
|
11.8
x
|
11
x
|
9.15
x
|
Yield
|
1.47%
|
2.54%
|
1.75%
|
1.61%
|
-
|
1.57%
|
1.74%
|
1.94%
|
Capitalization / Revenue
|
4.85
x
|
2.57
x
|
4.13
x
|
5.16
x
|
3.12
x
|
4.91
x
|
5.16
x
|
4.98
x
|
EV / Revenue
|
4.85
x
|
2.57
x
|
4.13
x
|
5.16
x
|
3.12
x
|
4.91
x
|
5.16
x
|
4.98
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.69
x
|
0.37
x
|
0.54
x
|
0.73
x
|
0.74
x
|
0.72
x
|
0.64
x
|
0.57
x
|
Nbr of stocks (in thousands)
|
95,335
|
80,738
|
69,806
|
59,958
|
57,218
|
54,421
|
-
|
-
|
Reference price
2 |
49.02
|
31.49
|
50.20
|
62.26
|
74.83
|
77.24
|
77.24
|
77.24
|
Announcement Date
|
2/27/20
|
2/25/21
|
2/24/22
|
2/28/23
|
2/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
964
|
989
|
848
|
723
|
1,373
|
856
|
814.4
|
844
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
464
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
402
|
362
|
389
|
124
|
739
|
360.4
|
332
|
352.3
|
Net margin
|
41.7%
|
36.6%
|
45.87%
|
17.15%
|
53.82%
|
42.1%
|
40.77%
|
41.73%
|
EPS
2 |
4.000
|
4.190
|
5.230
|
1.920
|
12.30
|
6.555
|
7.030
|
8.443
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.7200
|
0.8000
|
0.8800
|
1.000
|
-
|
1.210
|
1.342
|
1.500
|
Announcement Date
|
2/27/20
|
2/25/21
|
2/24/22
|
2/28/23
|
2/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
263
|
300
|
90
|
41
|
292
|
283
|
360
|
403
|
327
|
245
|
199.8
|
200.7
|
202
|
204.7
|
205.7
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
263
|
66
|
-47
|
11
|
94
|
81
|
125
|
157
|
376
|
109
|
82.09
|
84.39
|
80.9
|
80.2
|
82.17
|
Net margin
|
100%
|
22%
|
-52.22%
|
26.83%
|
32.19%
|
28.62%
|
34.72%
|
38.96%
|
114.98%
|
44.49%
|
41.09%
|
42.04%
|
40.04%
|
39.18%
|
39.95%
|
EPS
2 |
3.740
|
0.9800
|
-0.7400
|
0.1800
|
1.520
|
1.340
|
2.060
|
2.600
|
6.400
|
1.890
|
1.471
|
1.555
|
1.534
|
1.570
|
1.665
|
Dividend per Share
2 |
0.2200
|
0.2500
|
0.2500
|
-
|
0.2500
|
-
|
0.2800
|
0.2800
|
-
|
-
|
0.3100
|
0.3100
|
0.3100
|
0.3410
|
0.3410
|
Announcement Date
|
2/24/22
|
5/5/22
|
8/3/22
|
11/7/22
|
2/28/23
|
5/9/23
|
8/8/23
|
11/7/23
|
2/27/24
|
5/7/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
5.93%
|
3.85%
|
7.27%
|
4.7%
|
12%
|
6%
|
5.97%
|
6.11%
|
ROA (Net income/ Total Assets)
|
2.8%
|
1.73%
|
2.8%
|
-
|
-
|
2.8%
|
2.8%
|
-
|
Assets
1 |
14,357
|
20,971
|
13,880
|
-
|
-
|
12,871
|
11,859
|
-
|
Book Value Per Share
2 |
71.20
|
85.70
|
93.20
|
85.80
|
102.0
|
108.0
|
120.0
|
135.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/27/20
|
2/25/21
|
2/24/22
|
2/28/23
|
2/27/24
|
-
|
-
|
-
|
Last Close Price
77.24
USD Average target price
101.3
USD Spread / Average Target +31.19% Consensus |
1st Jan change
|
Capi.
|
---|
| +3.22% | 4.2B | | +40.75% | 62.15B | | +18.91% | 53.45B | | +15.34% | 50.31B | | +21.10% | 44.74B | | +35.98% | 37.77B | | +12.64% | 30.09B | | +49.70% | 28.45B | | +26.88% | 25.7B | | +2.30% | 22.11B |
Other Property & Casualty Insurance
|