LHV Group provided earnings guidance for the full year of 2018, 2019, 2020, 2021 and 2022. For the year of 2018, the company expects net interest income of EUR 46,101,000, operating profit of EUR 33,819,000, earnings before taxes of EUR 28,240,000, net profit of EUR 24,316,000, ROE of 16.1% and pre-tax ROE of 17.5%.

For the year of 2019, the company expects net interest income of EUR 55,525,000, operating profit of EUR 42,522,000, earnings before taxes of EUR 35,103,000, net profit of EUR 29,436,000, ROE of 16.2% and pre-tax ROE of 17.6%.

For the year of 2020, the company expects net interest income of EUR 65,610,000, operating profit of EUR 53,767,000, earnings before taxes of EUR 45,726,000, net profit of EUR 38,760,000, ROE of 18.3% and pre-tax ROE of 19.5%.

For the year of 2021, the company expects net interest income of EUR 74,271,000, operating profit of EUR 61,948,000, earnings before taxes of EUR 53,890,000, net profit of EUR 45,468,000, ROE of 18.3% and pre-tax ROE of 19.5%.

For the year of 2022, the company expects net interest income of EUR 84,952,000, operating profit of EUR 72,633,000, earnings before taxes of EUR 45,726,000, net profit of EUR 54,141,000, ROE of 18.9% and pre-tax ROE of 19.8%.

For the year of 2018, the company expects impairment losses on loans of EUR 5,579,000.

For the year of 2019, the company expects impairment losses on loans of EUR 7,419,000.

For the year of 2020, the company expects impairment losses on loans of EUR 8,041,000.

For the year of 2021, the company expects impairment losses on loans of EUR 8,058,000.

For the year of 2022, the company expects impairment losses on loans of EUR 9,012,000.

For the year of 2018, on parent basis, the company expects net interest income of EUR 38,618,000, earnings before taxes of EUR 18,472,000, net profit of EUR 16,102,000, ROE attributable to the owners of the parent of 13.5% and ROA of 1.0%.