Gregory Feldmann

Carter Bank & Trust operates as a state chartered community bank. It provides financial services with retail and commercial banking products & insurance. The firm offers savings & checking accounts, deposits, money market, loans, insurance and retirement funds. The company was founded on December 29, 2006 and is headquartered in Martinsville, VA.

Carter Bank & Trust operates as a state chartered community bank. It provides financial services with retail and commercial banking products & insurance. The firm offers savings & checking accounts, deposits, money market, loans, insurance and retirement funds. The company was founded on December 29, 2006 and is headquartered in Martinsville, VA.

Carter Bank & Trust operates as a state chartered community bank. It provides financial services with retail and commercial banking products & insurance. The firm offers savings & checking accounts, deposits, money market, loans, insurance and retirement funds. The company was founded on December 29, 2006 and is headquartered in Martinsville, VA.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.

The Group's principal activities are to provide consumer and commercial banking services. The Group's commercial and retail banking products and services include checking, savings and time deposits, individual retirement accounts, merchant bankcard processing, ATMs, residential and commercial mortgages, home equity loans, consumer installment loans, agricultural loans, small business, and FHA and SBA guaranteed loans, commercial loans, lines and letters of credit as well as trust services and investment products. As of 31-Dec-2006, it operated 27 branches, two loan production offices, telephone, and online banking. The Group operates in the United States.