As a result, ViewPoint Bank will close in-store banking centers in
ViewPoint Bank President
ViewPoint Financial Group is the holding company for
This report may contain statements relating to the future results of the Company (including certain projections and business trends) that are considered "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995 (the "PSLRA"). Such forward-looking statements, in addition to historical information, which involve risk and uncertainties, are based on the beliefs, assumptions and expectations of management of the Company. Words such as "expects," "believes," "should," "plans," "anticipates," "will," "potential," "could," "intend," "may," "outlook," "predict," "project," "would," "estimates," "assumes," "likely," and variations of such similar expressions are intended to identify such forward-looking statements. Examples of forward-looking statements include, but are not limited to, possible or assumed estimates with respect to the financial condition, expected or anticipated revenue, and results of operations and business of the Company, including earnings growth; revenue growth in retail banking, lending and other areas; origination volume in the Company's consumer, commercial and other lending businesses; current and future capital management programs; non-interest income levels, including fees from banking services as well as product sales; tangible capital generation; market share; expense levels; and other business operations and strategies. For this presentation, the Company claims the protection of the safe harbor for forward-looking statements contained in the PSLRA.
Factors that could cause future results to vary from current management expectations include, but are not limited to, changing economic conditions; legislative and regulatory changes; monetary and fiscal policies of the federal government; changes in tax policies; rates and regulations of federal, state and local tax authorities; changes in interest rates; deposit flows; the cost of funds; demand for loan products; demand for financial services; competition; changes in the quality and composition of the Company's loan and investment portfolios; changes in management's business strategies; changes in accounting principles, policies or guidelines; changes in real estate values and other factors discussed elsewhere in this release and factors set forth under Risk Factors in our Form 10-K. The forward-looking statements are made as of the date of this release, and the Company assumes no obligation to update the forward-looking statements or to update the reasons why actual results could differ from those projected in the forward-looking statements.
ViewPoint Bank full-service community bank locations As of January 2, 2009 Addison - 4560 Beltline Rd at Beltway Allen 321 E. McDermott at Dogwood 224 S. Custer Rd at McDermott Carrollton - 1801 Keller Springs at Parkview Coppell - 687 S. Denton Tap Rd at SH 121 Dallas - 2498 W. Illinois Ave at S. Franklin Euless - 3040 SH 121 at Glade Rd Frisco - 3833 Preston Rd at Warren Garland - 2218 N. Jupiter at Buckingham McKinney 2500 W. Virginia Pkwy at Randy Lee 231 N. Chestnut at Hunt Plano 5400 Independence Pkwy at W. Spring Creek 2501 E. Plano Pkwy at Jupiter 5900 W. Park Blvd at Jubilee 1201 W. 15th St at Alma Richardson 720 E. Arapaho Rd at Bowser 1280 W. Campbell Rd at Mimosa Full-service locations opening in 2009 Grapevine -- 301 S. Park Blvd at Highway 114 Frisco -- 2975 Main St at Teel Wylie -- FM 544 at McCreary In-store banking centers closing March 31, 2009 Carrollton -- 4038 Old Denton Rd at Hebron Dallas -- 18212 Preston Rd at Frankford Dallas -- 3630 Forest Ln at Marsh Dallas -- 4349 W. Northwest Hwy at Midway Garland -- 2645 Arapaho Rd at Shiloh McKinney -- 6800 W. Virginia Pkwy at Stonebridge Plano -- 4017 14th St at Los Rios Plano -- 1301 Custer Rd at 15th
SOURCE ViewPoint Financial Group